Description

The Solutions Architect job family supports the design, delivery, and modernization of payment platforms and related technology solutions. Roles within this family partner with business, operations, risk, compliance, and engineering teams to translate operational needs into scalable, secure, and efficient solutions that strengthen payments capabilities. As scope and level increase, responsibilities progress from supporting defined solution activities to leading complex architecture, modernization, partner integration, and transformation efforts across legacy and target-state platforms. This job family plays a critical role in enabling scalable partner onboarding, operational stability, process efficiency, and adoption of modern technologies, including automation and AI-enabled workflows.

  Senior Solutions Architect 

• Serve as solution architect for complex payments initiatives, translating business and operational needs into scalable technology solutions.
• Partner closely with business stakeholders, operations, risk, compliance, and engineering teams to understand problems, assess tradeoffs, and develop technology-driven solutions.
• Lead end-to-end delivery from problem definition through implementation, including requirements, solution design, testing coordination, launch readiness, and operational handoff.
• Drive modernization of legacy payment and data platforms by advancing target-state architecture, reducing process fragmentation, and improving scalability, resilience, and maintainability.
• Enable scalable BaaS and partner integrations through standardized interfaces, reusable patterns, clear onboarding procedures, and aligned operational support models.
• Identify opportunities to leverage automation, monitoring, and AI-enabled patterns to improve operational efficiency, issue detection, and exception management.
• Ensure solutions include appropriate data controls, reconciliation, auditability, security considerations, and regulatory alignment.
• Balance operational stability, support, continuity, platform modernization, scalability, and efficiency across payments priorities.

Requirements

• 10+ years of relevant experience in banking, financial services, payments, enterprise technology, or solution architecture.
• Strong understanding of banking operations and payment processing flows, including ACH, checks, wires, reconciliation, controls, and exception handling.
• Experience designing and delivering end-to-end technology solutions across requirements, architecture, testing, implementation, and operational handoff.
• Proven ability to work closely with business users to solve operational and strategic problems and recommend scalable technology-driven solutions.
• Strong communication skills with the ability to clearly articulate business impact, technical tradeoffs, solution recommendations, and implementation considerations.
• Experience with BaaS, fintech integrations, partner onboarding models, vendor dependencies, or scalable platform integration strategies preferred.
• Familiarity with core banking systems such as Horizon or similar platforms and their role in payment processing, data movement, and operational workflows.
• Awareness of automation, AI-enabled monitoring, anomaly detection, or operational intelligence use cases in banking operations.
• Strong hands-on experience with cloud platforms (Azure, AWS, GCP) and building scalable, resilient architectures.
• Deep understanding of data lake and data warehouse architectures (preferred: data bricks), including ingestion, transformation, and distribution patterns.
• Strong programming capability in Python and/or Java for building scalable services, pipelines, and integrations.
• Strong understanding of SDLC processes, DevOps practices, version control, CI/CD pipelines, and release governance.
• Ability to design platform-agnostic, reusable, and scalable solutions that support multi-partner onboarding and evolving business needs.
• Exposure to AI-assisted software development, automation tools, and intelligent workflows.

Travel Requirement 

This position requires some travel to support business needs, including team collaboration, internal trainings, and cross-functional initiatives. The frequency and duration of travel will vary based on organizational priorities and team needs. 

Cultural Alignment 

Choice is #PeopleFirst, banking second.  

People don’t need just another bank. People need to be supported by a team of trusted partners who will get to know them and their business, understand their challenges, discover their dreams, and recognize the success in bringing people and banking together in our communities. 

In contributing to our culture, Choice team members are guided by our core values. 

• Embrace change and encourage innovation. 
• Know when to ask for help and know when to offer help. 
• Better the places we live. 
• Work hard. Do the right thing. Have a little fun. 

Our vision of Diversity at Choice is supported by our #PeopleFirst mission and our core values. 

Being #PeopleFirst means that Choice is committed to focusing attention and resources towards creating an environment where everyone feels respected and valued and can do their best work. Doing the right thing means encouraging employees to share their experiences and ideas, and to bring their whole authentic selves to work. Together, we can build an inclusive culture that seeks out, supports, and celebrates diverse voices. We can use our diversity to fuel creativity and innovation and bring us closer to our customers and the communities we serve. Be welcome at Choice. We can see you here. 

Disclosure 

This job description is intended to describe the general content of, and requirements for, the performance of this job.  It is not to be construed as an exhaustive statement of duties, responsibilities or requirements. All requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a significant risk to the health and safety of themselves or other employees.  

All employment at Choice Financial Group is “at will” employment. This position description does not create an employment contract, implied or otherwise. 

The base salary for this role is listed below. This pay range is posted to comply with wage transparency laws. The base salary may vary based on skill, ability, knowledge, experience, and geographic location. Full-time employees are also eligible for a competitive bonus and benefits package.