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Loan Processor (Valdosta, GA)

Valdosta, Georgia, United States · On-site

Mid level$25M raised

General Description Oversees the loan process from customer to closing and works closely with lending officers to ensure a smooth production process. RESPONSIBILITIES Responsible for processing all loan requests, which i…

Skills: Loan Processing, TRID/RESPA Compliance, Loan Documentation, Title Review, HMDA Reporting

CBC Bank logo

Loan Processor (Valdosta, GA)

CBC Bank

Valdosta, Georgia, United States • On-site

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Mid level

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  • Full-time
  • high school
  • Posted 1d ago
  • ~40 hrs/week

Responsibilities

Oversees the end-to-end loan process from application to closing, ensuring all documentation and disclosures are accurate. Coordinates with lending officers and attorneys to manage security deeds, title opinions, and collateral verification.

Requirements

Requires a high school diploma and prior banking experience, specifically in loan operations or processing. Candidates must possess strong organizational skills and pass background, credit, and drug screenings.

Full job description

General Description

Oversees the loan process from customer to closing and works closely with lending officers to ensure a smooth production process.

 

RESPONSIBILITIES

  • Responsible for processing all loan requests, which includes but not limited to, preparing early disclosures, all necessary loan documents, , obtaining flood data, verifying information given by lender, completing general ledger entries, booking loans, and maintaining loan files.
  • Review loan application package and elevate concerns related to incomplete or incorrect information.
  • Accountable for preparing TRID/RESPA early disclosures and loan documents.
  • Prepare security deeds, deed modifications and HELOC deeds and send for recording.
  • Follow up with attorneys for Final Title Opinions or Title Insurance and request recorded deeds.
  • Prepare Estoppel letters, attorney letters/payments, loan proceed checks, debt consolidation checks, note and deed modifications, and payment extensions.
  • Research state internet site for recorded Deeds, Cancellations, Quitclaims, and UCC's.
  • Verifies Business Entity Information, which includes but not limited to, Partnership Agreements, LLC Operating Agreement, Corporation By-Laws, Corporation Certificates of Title, Articles of Incorporation, and Corporate Resolutions.
  • Follow Beneficial Owner requirements for Business Entities.
  • Works closely with Attorneys on real estate closings, order Title Opinions, and prepare/review Closing Disclosures.
  • Order and maintain the appraisal files, ensure payment, and balance monthly.
  • Protect the assets of the bank by verifying approval of loan exceptions and elevating those without proper approval to supervisor.
  • Process letter of credit requests and maintain the letter of credit file, ensure proper tickets have posted, and balance monthly.
  • Verify property tax and insurance have been paid and all loan collateral documents are in file.
  • Prepare escrow account disclosures, process annual analysis statement, and prepare disbursements.
  • Complete required HMDA documents and review file for proper documentation.
  • Prepare participation loan document packages for purchased and sold loans.
  • Process Non-Originated Loan Packages.
  • Maintain collateral vault documents and place required holds.
  • Complete E-Oscar disputes.
  • Prepare MV1's and process electronic title liens.
  • Assist in Operations Department with various tasks including exception management, research, statements, and customer service.
  • Assist other Loan Processors as needed.
  • Perform various tasks as assigned by supervisor or lending officer.
  • Maintains knowledge of bank policies, procedures, and operational processes.

Commercial Banking Company is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, gender, sex, religion, national origin, disability, genetic information, sexual orientation, gender identity, pregnancy, veteran status, or any other characteristic protected by local, state, or federal law.

 

REQUIRED SKILLS, EXPERIENCE, AND EDUCATION

  • High school diploma or the equivalent
  • Prior banking experience, preferable in loan operations and/or loan processing
  • Knowledge of banking policies, procedures, and regulations
  • Excellent interpersonal and customer service skills; good social skills
  • Demonstrates a "team" attitude toward the bank and coworkers with a constant focus on improving/protecting the bank
  • Possesses an attitude of cooperation and a continual motivation to learn
  • Ability to demonstrate high levels of accuracy and efficiency
  • Work well under stress
  • Good organizational skills and the ability to multitask efficiently
  • Proficiency with computers; good technical skills
  • Maintains a neat, well-groomed, professional appearance
  • Maintains a clean work area
  • Excellent written and verbal communication skills
  • Ability to work well in operations setting; self-motivated
  • Punctual & reliable

 

All applicants must be able to pass the following screens:



  • Background

  • Credit

  • Drug Screen

Related keywords

Loan ProcessorBankingTRIDRESPAHMDAHELOCClosing DisclosuresTitle InsuranceUCCCollateral VaultE-OscarLoan OperationsSecurity DeedsEstoppel LettersDebt ConsolidationBusiness Entity Information

About CBC Bank

LinkedInVisit site

Committed to You. Our Customer. Our Community.

Industry
Banking
Company size
51-200 employees
Founded
1929
Headquarters
Valdosta, Georgia
LinkedIn followers
838
Total funding
$25M

Nobody likes complications. That’s why we offer individual service, easy-to-understand account and lending options, and a full set of features to help you handle your personal finances and take care of business. We pride ourselves on being a true community bank, and strive to make our customers feel truly appreciated for the value they bring to our South Georgia community. How may we help you?

Offices: 3462 North Valdosta Road, Valdosta, Georgia 31602, US · 635 Veterans Parkway North, Moultrie, Georgia 31768, US

FinanceBankingFinancial Services
View all jobs at CBC Bank

About CBC Bank

LinkedInVisit site

Committed to You. Our Customer. Our Community.

Industry
Banking
Company size
51-200 employees
Founded
1929
Headquarters
Valdosta, Georgia
LinkedIn followers
838
Total funding
$25M

Nobody likes complications. That’s why we offer individual service, easy-to-understand account and lending options, and a full set of features to help you handle your personal finances and take care of business. We pride ourselves on being a true community bank, and strive to make our customers feel truly appreciated for the value they bring to our South Georgia community. How may we help you?

Offices: 3462 North Valdosta Road, Valdosta, Georgia 31602, US · 635 Veterans Parkway North, Moultrie, Georgia 31768, US

FinanceBankingFinancial Services
View all jobs at CBC Bank

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