FinTech startups in New York

Basis

New York

Basis develops AI agents for knowledge work in accounting, aiming to transform the field by 2030 with real agents doing real work in the real economy. Led by 25 employees in New York's Flatiron District, its capabilities improve monthly.

Whop

Brooklyn

Whop provides platform to decide what to sell, build products, and attract customers across sports, health, wellness, and finance, positioning itself as the farmers market for the internet and enabling over 27,000 users to earn over $115 mi

Savvy Wealth

New York

Savvy Wealth, Inc. is a tech company and parent of Savvy Advisors, Inc., which provides SEC-registered advisory services. It partners with advisors to modernize human advice using technology, with AI not intended to replace human advice or

Abacum

New York

Abacum provides a Business Planning platform for finance teams; founded in 2020 by two former CFOs, it has raised over $100M including a June 2025 $60M Series B and serves major customers worldwide.

Granted

New York

Granted aims to transform U.S. healthcare and insurance by delivering efficient, humane access to expertise for individuals managing their own coverage or family care, prioritizing consumer interests and, in stealth, ensuring you always get

OffDeal

New York

OffDeal is an AI-native investment bank for small business owners selling their companies. It raised a $4.7 million seed round from Radical Ventures and Y Combinator, positioning itself as the Goldman Sachs for SMBs and bringing institution

Niva

New York

Niva uses modern AI to build a universal identity layer that enables trust between businesses worldwide, unlocking global growth and innovation. Based in New York, Niva is backed by Kaszek, Gradient (Google's AI fund), Picus Capital, Canary

Cara

New York

Cara develops domain-specific AI solutions for the insurance industry, delivering technology tailored to insurers’ needs. This positions it as a specialist AI provider in the insurance sector.

Santé

New York

Santé provides a modern POS system for liquor stores and positions itself as a category-defining operating system for physical retail. It uses AI agents to help small liquor-store owners reduce costs and boost revenue.

Sunset

New York

Sunset is a one-stop dissolution partner for tech startups, handling legal, tax, and wind-downs to help founders avoid penalties and liabilities. In two years, it has supported over 350 venture-backed startups, generated millions in revenue

Backpack Pay

New York

Backpack is a payments technology company focused on 529 College Savings Plan payments, aiming to shift the burden off student families so they can focus on their education.

Formulary Financial

New York

A stealth AI startup backed by Khosla Ventures and top-tier investors, it aims to transform fund administration from error-prone paperwork into data-driven intelligence for asset managers and their investors, with AI-powered operations, dat

Greenboard

New York

Greenboard offers a single, modern platform that consolidates compliance software functionality. Using AI to detect risk, it serves fintechs, private funds, and wealth managers.

Arch

New York

Arch builds financial products for next-generation investors, starting with cryptocurrencies and expanding into other asset classes and products beyond lending. Backed by Tribe Capital, Castle Island Ventures, and a team from Brex, Google,

Warp

New York

Warp is an automated back-office platform for startups and the Agentic Development Environment for coding with multiple agents, enabling startup operations and agent-based development workflows.

Rove

New York

Rove is building the first accessible and universal airline mile, redeemable across dozens of international airlines and hotel chains. This positions Rove as a broad, flexible travel rewards option.

Dashlyhr

New York

DashlyHR is a data-science driven special investigation unit that leverages data across employers, insurers, and contractors to prevent fraud in the P&C insurance space – especially workers' compensation & personal injury fraud. We’re build

Trata

New York

Trata provides hedge funds with unbiased, unfiltered stock analysis from anonymous analysts who originate from established funds, lending credibility through anonymity and establishing Trata as a source of independent stock analysis for the

Highbeam

New York

Highbeam is a banking and cash management platform for goods sellers, founded by veterans of Shopify, Square, Rippling and Toast, turning banking into a profit center. It serves $1B+ GMV and gives $5M–$200M brands enterprise financial capab

Aleph

New York

Aleph is an AI-native platform delivering real-time data collaboration for finance teams and automating reporting, variance analysis, and forecasting, while also operating as a global digital advertising powerhouse connecting 26,000 adverti

Ramp

New York

Ramp is a fintech company offering an all-in-one platform for modern finance teams, powering the fastest-growing card and bill payment platform in America for 25,000+ businesses, saving 5% and closing books 8x faster; named Fast Company's 2

Noetica

New York

Noetica, a New York-based NLP company for law and finance. It serves top law firms and capital markets and has raised about $30 million, including a Lightspeed-led Series A, with AI recognitions by Business Insider and CB Insights.

Basic Capital

New York

Basic Capital is a fintech company aiming to disrupt America's $1T retirement industry by building the mortgage for retirement and a credit marketplace to unlock market ownership and make wealth accessible to every American.

Glide

New York

Glide offers an embedded fintech platform that helps legacy institutions like community banks and credit unions modernize experiences; in 2023, it pivoted from a digital bank and crypto app to infrastructure services, drawing on talent from

Magna

New York

Magna builds a platform to turn DeFi investments into financial primitives, focusing on token vesting and DeFi investment management. It develops investor infrastructure for institutions to custody investments with on-chain execution and in

Banner

New York

Banner is an operating system for real estate teams, helping commercial real estate owners manage capital spend. It automates 80%+ of administrative work and saves up to 10% on project costs, while supporting activities from acquisition to

1Fort AI

New York

1fort AI is an insurtech company that automates workflows for insurance agencies using AI, helping them save time and close more business. Backed by over $10 million in venture funding, it targets insurance agencies and is actively hiring.

GrailPay

New York

GrailPay positions itself as a small, lean, agile company led by a seasoned CTO and a Head of Risk.

Mural Pay

New York

The company develops financial products customers love and leverages its financial operations as a competitive advantage, providing enterprise-grade stablecoin infrastructure through Mural Pay.

Alinea

New York

Alinea is a YC-backed investing app for Gen Z, raised $5.5M from investors including Goodwater Capital, F7 Ventures, and GFR, offering intelligent, personalized investing experiences to help young users take control of their financial futur

Aktos

New York

Aktos is a software company delivering debt collection workflow platforms designed to improve the credit recovery experience for agencies, doctors’ offices, and local governments; founded by seasoned leaders from Zenefits, TikTok, Meta, Lin

Rwa.xyz

New York

RWA.xyz is the leading data platform for tokenized assets, serving clients such as Goldman Sachs, J.P. Morgan, the U.S. Treasury, and the IMF. Backed by Archetype, Jump, and Solana, its team combines Silicon Valley fintech innovation with W

Axle.insure

New York

Axle is building the first AI-native clearinghouse for insurance, creating a universal API to securely access and bridge insurance data for lenders and brands like Hertz, Avis, and Audi, backed by Y Combinator and Gradient Ventures.

Doola

New York

doola provides a Business-in-a-Box platform that forms LLCs, sets up bank accounts, enables payments, and manages compliance and taxes for creators, freeing them to grow. HQ in New York and an AI‑Co‑Founder support global e‑commerce across

Titan

New York

Titan is a New York City-based wealth management firm founded in 2018 by Clayton Gardner and Joe Percoco. It positions itself as a modern, lower-cost, faster service provider that leverages large language models to grow clients' wealth.

NALA

New York

NALA is a payments company building faster, smarter, and fairer transfers for the next billion. Since 2022, it has grown 120x, raised over $50M, earned Forbes Fintech 50 (2025) recognition, and features alumni from Wise, Stripe, Monzo, Revo

Confido

New York

Confido is automated financial operations software for CPG brands in brick-and-mortar retail, serving 200+ brands and $20B+ in revenue (including OLIPOP, Simple Mills, Dr. Squatch, Tropicana). It raised a $15M Series A led by Footwork Ventu

Benepass

New York

**Fintech for corporate compensation** Benepass consolidates corporate benefits onto a single card, powered by our in-house fintech payments stack We help companies take care of their employees through tax-advantaged benefits (e.g. FSA/HSA

Dripos (YC S20)

New York

Dripos provides a multi-service platform including point-of-sale, employee management, banking, and mobile ordering, covering core business operations from sales and staff management to financial transactions.

SmartAsset

New York

SmartAsset is an online financial information and advice platform, operating SmartAdvisor—a national marketplace connecting consumers with financial advisors; it reaches about 75 million people monthly and has a $1B+ valuation after a $110M