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Sr. Manager Recovery-(Collections & Legal) Join cKers Finance – Be the Change in Sustainable Finance About Us At cKers Finance, we’re pioneering a greener, more inclusive financial system. As India’s first NBFC focused e…
Skills: Collections Strategy, Debt Recovery, Legal Recovery, Asset Repossession, Portfolio Risk Mitigation
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Noida, Uttar Pradesh, India · On-site
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Noida, Uttar Pradesh, India · On-site
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Noida, Uttar Pradesh, India · On-site
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Noida, Uttar Pradesh, India · On-site
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Blue Ocean Corporation India PVT LTDNoida, Uttar Pradesh, India · On-site
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Noida, Uttar Pradesh, India · On-site
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Noida, Uttar Pradesh, India · On-site
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Noida, Uttar Pradesh, India · On-site
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Lead the end-to-end collections, recovery, and legal functions for an EV financing portfolio to minimize credit losses. Oversee field operations, repossession lifecycles, and legal actions while ensuring compliance with RBI guidelines.
Requires 10-15 years of experience in collections and legal roles within NBFCs or vehicle finance. Candidates must have deep knowledge of recovery laws, RBI regulations, and a proven track record of managing field teams.
Sr. Manager Recovery-(Collections & Legal)
Join cKers Finance – Be the Change in Sustainable Finance
About Us
At cKers Finance, we’re pioneering a greener, more inclusive financial system. As India’s first NBFC focused exclusively on clean mobility and sustainable energy, we finance electric 3-wheelers, solar projects, and other green ventures that are transforming lives and reducing emissions.
We go beyond credit. We drive livelihood creation, empower entrepreneurs, and support India’s climate goals — all while building a high-performance, innovation-driven culture.
Recognized by:
Role Overview
Sr. Manager Recovery-(Collections & Legal)
Location : Pan-India (HQ-based role with extensive field and regional oversight)
We are hiring a senior leader to head Collections, Recovery, and Legal functions for our EV financing portfolio. This role is critical to protecting asset quality, minimizing credit losses, and building a scalable, compliant, and ethical recovery framework aligned with our sustainability-first mission.
The incumbent will own end-to-end collections and recovery strategy, legal escalation, repossession and resale processes, vendor management, and portfolio risk mitigation across geographies. This is a high-impact role requiring strong execution capability, regulatory understanding, and on-ground leadership.
Key Responsibilities :
Strategy & Leadership
Define and execute collections, recovery, and legal strategy for EV loan portfolios across buckets (early, mid, late, and write-offs).
Build scalable frameworks for pre-delinquency controls, soft collections, hard recovery, and legal action.
Act as a strategic partner to Credit, Sales, Ops teams to improve overall portfolio health.
Drive data-backed decision-making for recovery prioritization and resource allocation.
Collections & Recovery Operations
Oversee field collections, tele-collections, repossession, and asset tracing across locations.
Establish clear SOPs for bucket-wise collection, skip tracing, repossession, auction/resale, and settlements.
Ensure ethical, compliant, and customer-sensitive recovery practices aligned with RBI and internal policies.
Monitor key metrics: PAR(Portfolio at Risk), GNPA(Gross Non-Performing Assets), roll rates, resolution TAT, recovery efficiency, cost of collection.
Repo, Asset Management & Resale
Own end-to-end repossession and resale lifecycle for EV assets.
Empanel, manage, and audit repo agents, yard operators, valuers, and auction partners.
Ensure maximum realization through structured resale channels, pricing discipline, and turnaround time control.
Legal & Compliance
Lead legal recovery actions including SARFAESI (where applicable), arbitration, civil/criminal cases, and settlements.
Manage and monitor all legal repossession and recovery cases on a pan-India basis, ensuring timely action, cost control, and effective resolution.
Ensure compliance with RBI guidelines, fair practices code, and internal governance standards.
Provide legal inputs on recovery risk, policy improvements, and portfolio structuring.
Team Building & Governance
Build and scale a high-performance collections and legal team.
Define KRAs, incentive structures, productivity benchmarks, and review mechanisms.
Conduct regular audits, field reviews to prevent leakages and misconduct.
Reporting & Stakeholder Management
Present portfolio performance, risk outlook, and recovery plans to senior management and leadership.
Drive continuous improvement using analytics, MIS, and digital collection tools.
What Makes a Good Candidate
10–15 years of experience in collections, recovery, and legal roles within NBFCs, banks, or vehicle finance companies.
Strong exposure to CV finance, EV finance, or asset-backed retail lending.
Hands-on experience in field recovery, repossession, auctions, and legal recovery.
Deep understanding of RBI regulations, recovery laws, and compliance frameworks.
Proven ability to manage field teams and channel partner ecosystems.
What Makes a Great Candidate
Prior leadership experience in EV finance, new-age NBFCs, or high-growth lending platforms.
Demonstrated success in reducing NPAs, improving recovery rates, and building scalable recovery models.
Strong ownership mindset with the ability to operate in ambiguous, fast-scaling environments.
High integrity and zero-tolerance approach to unethical recovery practices.
Alignment with sustainability, inclusive finance, and long-term value creation.
Why Join cKers Finance?
India's Specialized Sustainable Energy Financier
cKers Finance (pronounced 'seekers) is a Specialized Sustainable Energy financier in India. We are exclusively focused on the rapidly growing Sustainable Energy market in India. This includes segments such as rooftop solar, electric vehicles, storage, solar pumps, energy efficiency, etc. Our cross-functional team has extensive experience in financing DRE (Decentralized Renewable Energy) and Energy Efficiency projects. We have customized frameworks to underwrite loans in these segments and innovative asset-backed financing approaches. In select projects, we also operate as a co-developer. We are backed by cKinetics, Infuse Ventures, IIM Ahmedabad's CIIE, California Clean Energy Fund amongst others. See a summary video at https://www.youtube.com/watch?v=bBNmezzCpdA
Offices: Bldg 24-30 Okhla Industrial Estate, Phase 3, First Floor, New Delhi, Delhi 110020, IN
There are currently 136 open transportation positions in Noida, India listed on Clera. New openings are added daily as companies post roles.
Companies currently hiring include WSP, Mott MacDonald, Ramboll, DSV - Global Transport and Logistics, EY, among others. Browse the listings above to see every active employer.
Yes — 88 of the 136 open transportation positions offer remote or hybrid work (0 remote, 88 hybrid).
Each listing links directly to the employer's application page. Apply early — fresh listings get the most recruiter attention in the first two weeks.
