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Full-time
bachelor degree
Personal Wellbeing Support, Career Development, Educational Support
Posted 11d ago
~40 hrs/week
Responsibilities
Assess the creditworthiness of large national and international corporate clients in Austria and CEE. Manage a dedicated portfolio of corporate client groups and define risk strategies for specific industries.
Requirements
Requires a degree in business administration or law and at least 3 years of experience in corporate banking or risk management. Proficiency in both German and English is a mandatory requirement.
Full job description
Working with us means believing in the future; in the great people who are shaping it together every day and in the wide-ranging career paths it opens up. #believeinyourself
Erste Group was founded in 1819 as the first Austrian savings bank and is today one of the largest stock-listed banking groups in Central Europe. As an attractive employer, Erste Group offers interesting career opportunities in an international environment.
The Team Corporate Underwriting & Analysis is part of the Corporate Risk Management Division of Erste Group Bank AG (Holding) and consists of a fair mix of underwriters and business analysts. It deals with corporate risk matters of Austrian and International Corporate Clients with strong focus on CEE. The core competence consists in analyzing, recommending and/or taking credit decisions for corporate customers. In selected cases underwriters are supported by the business analysts with in-depth analysis, peer group comparisons and forecasting.
Your Tasks
Assessment of the credit worthiness of large national and international corporates in Austria and CEE, including the forward looking assessment of the respective business model, repayment capability and liquidity (thereby dealing with loans, export-, trading-, project- and leveraged acquisition financings)
Deciding on loan applications either within your discretionary approval authority or preparing a clear recommendation to the final decision maker
Responsible for a dedicated portfolio of corporate client groups with focus on a specific industry
Defining of risk strategies on clients and the covered industry
Participating in client meetings
Cooperation with different departments and CEE subsidiaries within Erste Group
Contribution to various Group and Department projects alongside the credit process
Your Background
Graduate in business administration or law
Solid experience in Corporate Banking (Account Manager/Risk Manager/Credit Analysis/Corporate Finance) with min. 3 years of activity in these areas
Familiar with lending products and legal basics
Strong analytical, writing and presentation skills in German and English to present complex issues concisely
Flexibility and resilience to perform in a fast-paced environment
Readiness to cooperate with colleagues of other departments/ CEE subsidiaries in a multi-cultural environment
Willingness to travel (occasionally)
Open-minded, result- and target-oriented
Very good language skills in German and English are a pre-condition
Our Offer
We take care of your personal wellbeing, career development, and we actively support your educational needs
The minimum wage for this full-time position in accordance with the collective agreement with complete fulfillment of the functional profile is EUR 51.336,-- gross per year. But this is just a formality - we would be happy to talk about your actual salary in person!
We offer our employees the opportunity to divide their hours between working from home and at the office.
We consider the diversity of our employees as key to innovation and success. As employer we are proud to offer everyone equal chances, irrespective of age, skin colour, religious belief, gender, sexual orientation or origin.
Banking Engineers – that’s what we are at Erste Digital: With more than 2,300 IT experts and enthusiasts, we are the digital muscle and heart of Erste Group, We drive the realization of Erste Group’s vision: To provide human banking in digital times, and to build Financial Health for over 16 million customers in the CEE region.
We are Erste Digital.
We are #digitaltotheheart
Offices: Am Belvedere 1, Wien, Wien A-1100, AT · Tomášikova 64, Bratislava, Slovak Republic 83104, SK
Information TechnologyService IndustryFinTechFinancial Services
How many Consulting jobs are open in Vienna, Austria right now?
There are currently 626 open consulting positions in Vienna, Austria listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Consulting roles in Vienna, Austria?
Companies currently hiring include Deloitte, Raiffeisen Bank International AG, EY, CHECK24 Vergleichsportal GmbH, Deutsche Telekom, among others. Browse the listings above to see every active employer.
Are there remote or hybrid Consulting jobs in Vienna, Austria?
Yes — 439 of the 626 open consulting positions offer remote or hybrid work (27 remote, 412 hybrid).
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