We are looking for a data-driven and impact-oriented Credit Risk Data Scientist to join our high-performance fintech team. This role sits at the intersection of risk, product, and growth, where you will design and deploy…
Job Title: L1 Application Support Engineer Department: IT Services Location: Hyderabad Work Mode: WFH (Night Shift) Experience: 2-4 Years Role Overview: We are looking for an L1 Application Support Engineer with strong e…
Role Overview: We are looking for a highly skilled Senior Mobile Application Developer to lead the end-to-end development of cross-platform mobile applications. The ideal candidate will be responsible for designing, buil…
Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.
Full-time
postgraduate degree
Posted 52d ago
~40 hrs/week
Responsibilities
Design and deploy real-time credit risk and fraud detection models to optimize underwriting decisions and business outcomes. Collaborate with cross-functional teams to integrate models into scalable APIs and maintain automated data pipelines.
Requirements
Requires 2-5 years of experience in credit risk or fintech data science with a Master's degree in a quantitative field. Proficiency in Python, SQL, and Snowflake is essential for handling large-scale, messy datasets.
Full job description
We are looking for a data-driven and impact-oriented Credit Risk Data Scientist to join
our high-performance fintech team. This role sits at the intersection of risk, product,
and growth, where you will design and deploy intelligent credit decisioning systems that
directly influence business outcomes.
What we expect you to do:
Build, validate, and deploy real-time credit risk and fraud detection models to
support underwriting decisions
Work with large-scale, imbalanced datasets to extract meaningful risk insights
Develop thin-file / new-to-credit models using alternative data sources (mobile,
transactional, behavioural signals)
Optimize credit underwriting strategies including approval rates, credit limits,
and pricing decisions
Design and execute A/B experiments to improve portfolio performance while
maintaining risk thresholds
Continuously monitor model performance, stability, and drift; recommend
recalibration strategies
Collaborate with Product, Engineering, and Growth teams to integrate models
into scalable APIs and decision systems
Build and maintain automated data pipelines and model retraining workflows
Balance risk vs. growth trade-offs, aligning with business objectives in a fintech
lending environment
Translate complex analytical outputs into clear business recommendations for
stakeholders
Requirements
What you bring to the table:
2–5 years of experience in credit risk analytics, lending analytics, or fintech data
science.
Master’s degree in a quantitative field such as Statistics, Computer Science,
Economics, Applied Mathematics, or related discipline.
Hands-on experience in statistical modeling, machine learning, and predictive
analytics.
Strong ability to work with messy, real-world datasets (incomplete, noisy, biased)
and large-scale data processing.
Experience in small business lending, fintech, or alternative credit ecosystems.
Familiarity with model governance, validation frameworks, and explainability
techniques (e.g., SHAP).
Exposure to cloud environments (AWS) and modern data engineering workflows.
Technical Skills Required:
SQL & Snowflake for data extraction, transformation, and large-scale querying.
Python for modeling, automation, and data analysis (Pandas, NumPy, Scikit
learn, etc.).
Tableau (or similar BI tools) for data visualization and stakeholder reporting.
Understanding of ML lifecycle (training, validation, deployment, monitoring).
Exposure to API integration and production-level model deployment.
TekFriday is a nascent technology solution company founded last year by individuals who have a collated total of 50 years' experience delivering quality products and services in the Alternative Financial Services domain
The company, having footprints in both Miami, FL and Hyderabad, India is founded by professionals in the Short-Terms loan industry.
TekFriday is, a dynamic and young company, on an aggressive growth path to expand from its core team of 200+ people having a diverse skills, backgrounds but united in its goal to put a mark on the Alternative Financial Services domain and be the best. TekFriday is building solutions which are geared towards being industry leaders and pioneering ground-breaking solutions to the Short-Term Loan Industry in North America.
Offices: 100 Oceanside Dr, Nashville, Tennessee 37204, US · #04, Level 19, ONEWEST - A Terminus Project, Sy. No: 88/AA and 88/E, Nanakramguda,, Hyderabad, Telangana 500008, IN
TekFriday is a nascent technology solution company founded last year by individuals who have a collated total of 50 years' experience delivering quality products and services in the Alternative Financial Services domain
The company, having footprints in both Miami, FL and Hyderabad, India is founded by professionals in the Short-Terms loan industry.
TekFriday is, a dynamic and young company, on an aggressive growth path to expand from its core team of 200+ people having a diverse skills, backgrounds but united in its goal to put a mark on the Alternative Financial Services domain and be the best. TekFriday is building solutions which are geared towards being industry leaders and pioneering ground-breaking solutions to the Short-Term Loan Industry in North America.
Offices: 100 Oceanside Dr, Nashville, Tennessee 37204, US · #04, Level 19, ONEWEST - A Terminus Project, Sy. No: 88/AA and 88/E, Nanakramguda,, Hyderabad, Telangana 500008, IN