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Associate, Credit & Capital Solutions

Newport Beach, California, United States · On-site

$100k–$115k/yr

Mid level

JOB OVERVIEW: The Associate, Credit & Capital Solutions will support the structuring, underwriting, and execution of capital markets transactions and credit investments across the firm’s real estate and investment …

Skills: Financial Modeling, Credit Underwriting, Real Estate Finance, Excel, Argus

KBS logo

Associate, Credit & Capital Solutions

KBS

Newport Beach, California, United States • On-site

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Mid level

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  • $100k–$115k/yr
  • Full-time
  • bachelor degree
  • Posted 33d ago
  • ~40 hrs/week

Responsibilities

The Associate supports the structuring, underwriting, and execution of capital markets transactions and credit investments for real estate platforms. Key duties include developing financial models, preparing credit materials, and managing transaction processes from origination to closing.

Requirements

Requires a bachelor's degree in Finance, Real Estate, or a related field and 2–4 years of experience in commercial real estate finance or investment banking. Proficiency in Excel and Argus is essential, along with strong analytical skills and familiarity with loan documentation.

Full job description

JOB OVERVIEW: 

The Associate, Credit & Capital Solutions will support the structuring, underwriting, and execution of capital markets transactions and credit investments across the firm’s real estate and investment platforms. This role sits at the intersection of capital markets, credit underwriting, and asset‑level analysis, and is designed for a high‑performing professional with strong financial acumen, attention to detail, and the ability to manage multiple workstreams concurrently.

The Associate will work closely with senior team members, asset management, legal counsel, and external capital partners, lenders, intermediaries, and borrowers to deliver financing solutions that support portfolio strategy, liquidity objectives, and investor requirements.

ESSENTIAL JOB FUNCTIONS:  

Credit & Transaction Execution

  • Support the underwriting, structuring, and execution of debt, credit, and structured capital transactions, including: 
    • Mortgage loans (fixed and floating rate)
    • Credit facilities and warehouse lines
    • Mezzanine loans and preferred equity
    • Credit and hybrid debt/equity investments
  • Prepare transaction‑level credit materials, including offering memorandums, underwriting memos, investment summaries, and lender/investor presentations.
  • Assist in managing transaction processes from origination through closing, including coordination with lenders, investors, intermediaries, legal counsel, and third‑party advisors.
  • Review and summarize loan documents, term sheets, and covenant packages; track compliance with closing and post‑closing requirements.

Financial Analysis & Underwriting

  • Develop and maintain detailed financial models, including: 
    • Property‑level and portfolio‑level cash flow models
    • Sensitivity and scenario analyses
    • Debt sizing, coverage, and leverage metrics
  • Analyze operating performance, lease terms, rollover exposure, and market assumptions in connection with financing and investment decisions.
  • Support preparation of NOI analyses, accruals, and historical performance summaries used for credit review and investor reporting.

Capital Markets & Investor Support

  • Assist with investor and lender communications, including data requests, diligence materials, and follow‑up analysis.
  • Support preparation of internal and external capital markets updates, portfolio leverage summaries, and refinancing pipelines.
  • Coordinate with investor relations and senior leadership on materials prepared for institutional capital partners.

Portfolio & Process Support

  • Help maintain centralized tracking of loan terms, maturities, covenant requirements, and financing milestones across portfolios.
  • Support internal reporting related to leverage, interest rate exposure, and liquidity.
  • Contribute to process improvements, templates, and analytical tools to enhance execution efficiency and consistency across transactions.
  • Assist in servicing credit and hybrid investments, and basic asset management of credit and hybrid debt/equity investments.

QUALIFICATIONS:  

Required

  • Bachelor’s degree in Finance, Real Estate, Economics, Accounting, or a related field.
  • 2–4 years of relevant experience in commercial real estate finance, investment banking, private equity, credit, or structured finance.
  • Strong financial modeling and analytical skills; advanced proficiency in Excel and Argus.
  • Familiarity with loan documentation, credit agreements, and real estate financing structures.
  • Ability to manage multiple priorities in a fast‑paced, transaction‑driven environment.

Preferred

  • Experience working with institutional lenders, investors, and capital markets professionals.
  • Exposure to portfolio‑level financings, credit facilities, or structured capital solutions.
  • Experience supporting investor materials, lender diligence, and credit committee presentations.
  • Advanced proficiency in PowerPoint.

 

HIGHLY DESIRED: 

Core Competencies

  • Strong quantitative and analytical thinking
  • High attention to detail and organizational discipline
  • Clear written and verbal communication skills
  • Ability to work independently while collaborating effectively with senior team members
  • Sound judgment and a solution-oriented approach to complex credit issues 

 

TRAVEL REQUIREMENTS: 

Occasional travel may be required to attend industry conferences, tour and inspect properties, and meet with lenders and potential capital partners and borrowers. 

PHYSICAL REQUIREMENTS: 

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
 
While performing the duties of this job, the employee is regularly required to walk, talk, see, and hear. Sits for extended periods of time at a computer station or work desk; stands and walks regularly throughout the day; uses hands and fingers to operate computers and office equipment for up to 8 hours each day; occasionally light lifting (up to 10 lbs.); exposed to typical office environment conditions. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perceptions and the ability to adjust focus.

MENTAL EFFORT: 

Ability to work independently, prioritize duties to ensure timely completion of job duties. Requires active listening, critical thinking making decisions and time management and training skills, as well as administration and management skills. Ability to interact in a courteous and professional manner at all times. Ability to be proactive and work independently (at times) is critical, but at the same time we are part of a much larger teams so the ability to collaborate is also imperative.

 

WORKING CONDITIONS: 

Indoors environmentally controlled; contact with others; face to face discussions. 

 

 HEALTH AND SAFETY RESPONSIBILITIES:

  • Take reasonable and necessary precautions to ensure personal and others health and safety.
  • Report to management or follow procedure as established in Safety Program any and all conditions that may be affecting the safety and health of the workplace.
  • Report to management all occurrences that cause injury or damage to any person or property.
  • Comply with the Company Safety Program, Policies and Procedures.

  

REPORTING STAFF:

None

 

NORMAL WORKING HOURS:

Monday to Friday – Business hours. Schedule may vary based on business demands.

Note: 

A review of this description has excluded the marginal functions of the position that are incidental to the performance of fundamental job duties. All duties and requirements are essential job functions. 

This job description in no way states or implies that these are the only duties to be performed by the employee occupying the position. Employees will be required to perform any other job-related duties assigned by their supervisor.

This document does not create an employment contract, implied or otherwise, other than an “at will” employment relationship. 

Related keywords

Commercial Real EstateCredit FacilitiesWarehouse LinesMezzanine LoansPreferred EquityHybrid Debt/EquityOffering MemorandumsCovenant PackagesNOI AnalysisLeverage MetricsRefinancing PipelinesInstitutional CapitalInvestment BankingPrivate EquityStructured FinanceArgus

About KBS

LinkedInVisit site

Cultivating Premier Commercial Real Estate For More Than Three Decades

Industry
Real Estate
Company size
51-200 employees
Founded
1992
Headquarters
Newport Beach, CA
LinkedIn followers
4,971

KBS is proud to celebrate over 30 years in business, now guided by our next generation of leadership. As one of the nation's largest investors in premier commercial real estate, we focus on best-in-class assets located in the most successful epicenters of the country’s top markets. As both a private equity real estate firm and an SEC-registered investment adviser, KBS and our affiliates have completed more than $44 billion in transactional activity on behalf of private and institutional investors globally. We stay attuned to market trends nationwide, offering cutting-edge amenities and services tailored to each property in our portfolio. Our firm is committed to ethical conduct in all aspects of our business, and our strong relationships, combined with our relentless focus on exceeding the expectations of our investors, partners, and tenants, set us apart in the industry. Please note, SEC registration as an investment adviser does not imply any particular level of skill or training.

Offices: 800 Newport Center Drive, Suite 700, Newport Beach, CA 92660, US · 3003 Washington Blvd, Arlington, Virginia 22201, US

AcquisitionsLoan OriginationInvestment ManagementPortfolio ManagementTop-Tier Amenities and Improvementsreal estateand commercial real estateReal Estate InvestmentBuilding MaterialCommercial Real Estate
View all jobs at KBS

About KBS

LinkedInVisit site

Cultivating Premier Commercial Real Estate For More Than Three Decades

Industry
Real Estate
Company size
51-200 employees
Founded
1992
Headquarters
Newport Beach, CA
LinkedIn followers
4,971

KBS is proud to celebrate over 30 years in business, now guided by our next generation of leadership. As one of the nation's largest investors in premier commercial real estate, we focus on best-in-class assets located in the most successful epicenters of the country’s top markets. As both a private equity real estate firm and an SEC-registered investment adviser, KBS and our affiliates have completed more than $44 billion in transactional activity on behalf of private and institutional investors globally. We stay attuned to market trends nationwide, offering cutting-edge amenities and services tailored to each property in our portfolio. Our firm is committed to ethical conduct in all aspects of our business, and our strong relationships, combined with our relentless focus on exceeding the expectations of our investors, partners, and tenants, set us apart in the industry. Please note, SEC registration as an investment adviser does not imply any particular level of skill or training.

Offices: 800 Newport Center Drive, Suite 700, Newport Beach, CA 92660, US · 3003 Washington Blvd, Arlington, Virginia 22201, US

AcquisitionsLoan OriginationInvestment ManagementPortfolio ManagementTop-Tier Amenities and Improvementsreal estateand commercial real estateReal Estate InvestmentBuilding MaterialCommercial Real Estate
View all jobs at KBS

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