Austin, Texas, United States · Remote OK
About the role Behind many of life’s most important transactions — buying a house, applying for a mortgage, getting a small business loan, or refinancing a credit card — is a network of credit relationships. Setpoint pro…
Skills: Mortgage underwriting, Secondary market underwriting, Compliance, Loan file review, Regulatory guidelines
New York, New York, United States · Hybrid
$120k–$150k/yr
About the role Behind many of life’s most important transactions — buying a house, applying for a mortgage, getting a small business loan, or refinancing a credit card — is a network of credit relationships. Setpoint pro…
Skills: Project management, Client management, Workflow optimization, Communication, Problem-solving
Austin, Texas, United States · Hybrid
About The Role Behind many of life’s most important transactions — buying a house, applying for a mortgage, getting a small business loan, or refinancing a credit card — is a network of credit relationships. Setpoint pro…
Skills: Residential mortgage credit, Loan-level due diligence, Non-QM underwriting, Income analysis, Asset analysis
Austin, Texas, United States · Hybrid
About the role Behind many of life’s most important transactions — buying a house, applying for a mortgage, getting a small business loan, or refinancing a credit card — is a network of credit relationships. Setpoint pro…
Skills: Loan-level credit review, Non-QM underwriting, Consumer compliance, Third-party review, Due diligence
Austin, Texas, United States · Hybrid
About the role Behind many of life’s most important transactions — buying a house, applying for a mortgage, getting a small business loan, or refinancing a credit card — is a network of credit relationships. Setpoint pro…
Skills: Python, SQL, DBT, GitHub, Data Pipeline Design
New York, New York, United States · Hybrid
$130k–$180k/yr
About the role Behind many of life’s most important transactions — buying a house, applying for a mortgage, getting a small business loan, or refinancing a credit card — is a network of credit relationships. Setpoint pro…
Skills: Operational Diligence, Portfolio Management, Structured Finance, Credit Facility Mechanics, Excel
Salt Lake City, Utah, United States · Hybrid
About the role Behind many of life’s most important transactions — buying a house, applying for a mortgage, getting a small business loan, or refinancing a credit card — is a network of credit relationships. Setpoint pro…
Skills: Loan Package Review, Due Diligence, Mortgage Underwriting, Excel, Microsoft Word
New York, New York, United States · Hybrid
$250k–$325k/yr
Vice President, Legal New York, NY (Hybrid, Tues/Thurs) | Full-Time About the role Behind many of life’s biggest financial decisions such as buying a car, securing a mortgage, or financing a business, is a complex networ…
Skills: Capital Markets, Structured Finance, Technology Transactions, SaaS Negotiation, Legal Risk Management
New York, New York, United States · Hybrid
$190k–$210k/yr
Director of Sales Enablement Setpoint | New York, NY (Hybrid, Tues/Thurs) | Full-Time About the role Behind many of life’s biggest financial decisions such as buying a car, securing a mortgage, or financing a business, i…
Skills: Sales Enablement, Onboarding Infrastructure, Content Creation, Data Analysis, AI Implementation
Salt Lake City, Utah, United States · Hybrid
About the role: Behind many of life's most important transactions — buying a house, applying for a mortgage, getting a small business loan, or refinancing a credit card — is a network of credit relationships. Setpoint pr…
Skills: Advanced Excel Modeling, Data Analysis, Financial Services, Programmatic Review Frameworks, Automated Validation Systems
New York, New York, United States · Hybrid
$135k–$145k/yr
About the Role Behind many of life’s most important transactions — buying a house, applying for a mortgage, getting a small business loan, or refinancing a credit card — is a network of credit relationships. Setpoint is …
Skills: Financial Modeling, Excel Proficiency, Strategic Finance, FP&A, Cross-functional Collaboration
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Review residential mortgage loan files for accuracy, completeness, and compliance with agency, investor, and regulatory guidelines. Identify and resolve loan file discrepancies while supporting audit preparation and process improvement initiatives.
Requires 5+ years of mortgage underwriting experience and 2+ years of secondary market underwriting experience. Candidates must possess a high school diploma, with a preference for a degree in Finance or Business.
Behind many of life’s most important transactions — buying a house, applying for a mortgage, getting a small business loan, or refinancing a credit card — is a network of credit relationships. Setpoint provides critical operational infrastructure for relationships between the world’s largest banks, credit funds and capital markets counterparties. We’re building trust in this system of credit.
We are looking for a Credit Analyst to join our team! In this role, you will review residential mortgage loans to ensure compliance with agency, originator and/or investor guidelines, internal policies, Rating Agency requirements and regulatory requirements.
This is a contract-to-hire role. You'll begin as an independent contractor (1099) at $40/hour, paid biweekly against hours you submit. Contract-to-hire is standard practice in third-party review, and we've structured this the way the industry does.
Our intent is to convert this position to full-time employment as client volume grows. Based on current deal flow we anticipate that within six months, though timing depends on volume and conversion isn't guaranteed. Performance during the contract period is the path to a full-time offer, and we'll be straightforward with you about where things stand throughout.
Setpoint provides purpose-built capital and technology to asset-backed borrowers and lenders. Our platform is the funding operating system for originators: it verifies and stores documents; automates critical calculations and compliance reporting; and digitizes assets like homes or cars. Setpoint’s technology makes warehouse transactions instant and error free.
In August 2024, Setpoint announced the successful completion of its $31 million Series B funding round. 645 Ventures led the round, with significant strategic investments from Citi and Wells Fargo, alongside Andreessen Horowitz, NextView Ventures, Floating Point, Henry Kravis, Zillow founder’s 75 & Sunny, Vesta Ventures, Fifth Wall, Eltura Ventures, and Outrunner Capital.
inTENT and Setpoint provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
Setpoint is building trust in our credit system.
Infrastructure for the future of asset-backed finance. Our platform unlocks speed, efficiency and accuracy for borrowers and lenders. Over $100 billion in financed assets are powered by Setpoint’s technology annually across ABS and ABF markets.
Offices: Austin, New York 78745, US · New York, NY 10003, US
Setpoint is building trust in our credit system.
Infrastructure for the future of asset-backed finance. Our platform unlocks speed, efficiency and accuracy for borrowers and lenders. Over $100 billion in financed assets are powered by Setpoint’s technology annually across ABS and ABF markets.
Offices: Austin, New York 78745, US · New York, NY 10003, US
