Fintech startups in Berlin

Integral

Berlin

Integral provides AI-powered accounting, taxation, and payroll services for German SMEs, replacing the traditional tax advisor with software plus in-house experts.

Payrails

Berlin

Payrails is a global payment software company helping leading enterprises to take control of their payment operations and maximize performance. Payrails’ all-in-one platform spans the entire payment lifecycle with a modular architecture that includes payment orchestration, payouts, tokenization, unified analytics, automated reconciliation, and in-person payments, all powered by advanced data capabilities. Founded in Berlin in 2021, Payrails has raised over $52 million from the world’s top investors including Andreessen Horowitz, HV Capital, EQT Ventures and General Catalyst.

Hallo Theo

Berlin

We are the world's first generation property management company to use cutting-edge technology to create a new, pleasant customer experience. Leaving more time for things that matter to people.

Violet

Berlin

Violet aims to become a market leader in providing automation and digitized solutions. Violet is established with a mission to provide personalized automation solutions, including hardware and software components, to its clients across the globe. Although, we must highlight our approach that we thrive to create efficient systems that augment human capabilities and increase human productivity, we do not say that our systems will completely replace the human touch, rather that our systems will work under human guidance and monitoring, to achieve, that is beyond human efficiencies. Our Vision i

Rally

Berlin

Rally is a Berlin fintech building a financial OS for vehicle fleets: one card for fuel, EV charging, and fleet expenses with automated bookkeeping and driver payroll. Y Combinator W25.

Diligent

Berlin

Diligent created the modern governance movement. As the leading governance, risk and compliance (GRC) SaaS company, we serve 1 million users from over 25,000 customers around the globe. Our innovative platform gives leaders a connected view of governance, risk, compliance and ESG across their organization. Our world-changing idea is to empower leaders with the technology, insights and connections they need to drive greater impact and accountability – to lead with purpose. Our employees are passionate, smart, and creative people who not only want to help build the software company of the future

Billie

Berlin

Hi, Hello — We’re Billie, a body brand built to champion womankind. We’re doing away with body-hair-shame and sneaky markups in the women’s aisle (AKA the pink tax), delivering top-quality body and shave essentials at affordable prices, and reminding women everywhere that shaving is a choice, not an expectation.

N26

Berlin

N26 is a financial services company that offers mobile banking solutions.

Trade Republic

Berlin

Trade Republic helps Europeans for wealth creation through easy, secure, and free access to financial markets.

Finoa

Berlin

Finoa is a regulated custodian and staking provider for crypto assets, servicing professional investors with custody and staking. The platform enables its users to securely store and manage their crypto assets, while providing a directly accessible, intuitive, and unique user experience, enabling seamless access to the ecosystem of Decentralized Finance (DeFi). Finoa was founded in Berlin in 2018 and is a licensed financial institution under the German Banking Act (KWG), supervised by the Federal Financial Supervisory Authority – BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht). Re

Solaris

Berlin

Solaris is Europe's leading embedded finance platform. Solaris’ proprietary modular B2B tech stack empowers its partners – from SMEs to large multinational non-financial companies – to offer unique, customer-centric banking services. Providing seamless experiences to customers across all industries. Founded in 2015, Solaris pioneered the Banking-as-a-Service market with an unparalleled combination of tech and banking.

Circula

Berlin

Circula is an expense platform for any payments done by employees: travel expenses, credit cards and employee benefits. The company’s mission is to simplify finance and payroll administration, while ensuring compliance through smart automations – so employees can do their best job. This way, Circula is creating the path for an employee-centric future around everyday business processes. This mantra has earned the company industry leader recognition from review platforms G2 and Capterra. Headquartered in Berlin, Germany, Circula is a leading expense management solution for small and medium-siz

Timeless Investments

Berlin

As a European market leader and global pioneer, Timeless Investments democratises the collectibles market by tokenising real-world assets on a secure digital platform. We make luxury watches, art, cars, whisky and other things you love accessible, affordable and tradable for everyone. Each of these collectibles is meticulously curated and fragmented using blockchain technology, allowing investments from as little as 50€*. We take care of storage, insurance and maintenance, while our investors effortlessly engage in the performance of their assets. The Timeless Savings Plan makes it even easie

hypcloud

Berlin

The Berlin-based technology company hypcloud was founded in 2017. The digital platform of the same name offers real estate developers and investors access to suitable lenders and a web-based software application that supports the entire financing process in a user-friendly manner. Lenders receive financing requests selected and pre-screened for them via hypcloud. Thereby, hypcloud combines software-based solutions with the advice and structuring experience of our financing experts, from the initial contact to the closing of a transaction. Through a network of more than 440 lenders, hypclou

FINAO

Berlin

Berlin-based · fintech.

Raisin

Berlin

Raisin is the world's leading platform for savings and investment products. Founded in 2012, the FinTech connects consumers with banks in the EU, the UK and the US. This gives consumers better interest rates and banks a diversified form of refinancing. Our vision is to offer savings and investments without barriers and thus open up the global 150 trillion euro market. Raisin currently employs more than 700 people from over 75 countries worldwide. Today, the platform holds over 75 billion euros in assets from more than one million investors which have accrued over 5 billion euros in returns.

Candis

Berlin

With Candis, you'll realize how relaxed invoice management can be. Our intuitive software does a lot of the work for you: for example, running after approvals, finding the right cost centers, or keeping an eye on payment targets.

Fraugster

Berlin

Fraugster is a payments intelligence company that helps the e-commerce ecosystem to minimize fraud and maximize revenue by making smarter real-time business decisions. We help our customers solve multiple use cases by giving them access to various, interoperable products via one integration. Fraugster has developed one of the most accurate AI fraud prevention solutions on the market and is backed by some of Europe’s most reputable deeptech investors from Earlybird to Speedinvest, CommerzVentures and Munich Re Ventures.

Finmid

Berlin

Leading software platforms use finmid to offer financing products to their business customers globally with a single integration. With finmid, platforms turn financial services into a growth lever and a competitive advantage. We are builders at heart: nerdy, relentless, and obsessed with solving hard problems that others will not. We listen, dig deep, and use every opportunity to help platforms grow. The future of capital access will be decided on product roadmaps, not bank steering committees. We are building the infrastructure behind it, fuelling the next decade of global growth for busine

GetMomo

Berlin

getmomo is the digital banking platform for companies in the real estate industry. The getmomo banking platform was specifically designed for the needs of property managers, real estate companies, and investors. getmomo offers property managers, real estate companies, and investors a fully digital account opening and management experience, automated payment reconciliation with virtual IBANs, real-time payment reporting with automated dunning, and innovative payment methods for automated cash flow management. Without the need to change the existing ERP solution, or lengthy implementation and t

Lumen Payments

Berlin

Ship AI billing fast - real time usage tracking, complex pricing models, credits and taxes.

Vestlane

Berlin

Vestlane is a platform for faster investor onboarding for private funds. We save fund managers time, money, and energy on fund onboarding with automated KYC/AML and fund subscriptions. Make fund closings in weeks with 6,000 LPs already waiting on the platform. ✅ 5 min onboarding for repeat investors ✅ 350+ active funds ✅ 6,000+ LPs on board ✅ Support 100 jurisdictions ✅ KYC/AML operations made simple

lemon.markets

Berlin

Berlin-based · fintech.

Ovra

Berlin

Empowering Businesses with VR/AR Consulting, Cutting-edge Marketing Services, and Staffing Solutions 🚀 At OVRA, we specialize in delivering tailored Virtual Reality (VR) and Augmented Reality (AR) consulting services, new age Marketing, and staffing solutions to businesses seeking cutting-edge solutions to propel their growth. Our diverse team of experts is committed to transforming industries through immersive experiences and innovative solutions. Our Core Services: - VR/AR Consulting: We guide businesses in identifying high-ROI use cases for VR/AR, offering end-to-end solutions developm

Midas

Berlin

Berlin-based · fintech.