ACA Health Insurance Sales Agent

Location
Miami
Workplace
Hybrid
Compensation
$18 – $19

About this role

Job DetailsJob Location: Miami, FL 33166Position Type: Full TimeSalary Range: $18.00 - $19.00 HourlyJob Overview

UniVista Insurance is seeking motivated and customer‑focused ACA Health Insurance Sales Agents to join our growing team in Miami, Florida. In this role, agents will assist individuals and families in selecting Affordable Care Act (ACA) compliant health insurance plans through inbound and outbound phone sales. The ideal candidate is goal‑driven, compliance‑oriented, and passionate about helping clients understand their healthcare options.

Miami, Florida (On‑site / Hybrid based on business needs

Key Responsibilities

Handle inbound and outbound calls to educate consumers on ACA health insurance plans and perform compliant cross‑selling of ancillary products within the UniVista Insurance ecosystem based on customer needs and eligibility

Assist clients in determining eligibility for ACA plans, subsidies, and Special Enrollment Periods

Comply with all CMS, ACA, state, and carrier marketing and sales regulations, as well as UniVista Insurance policies and procedures, including required training, quality assurance standards, and call monitoring protocols.

Conduct needs assessments to recommend suitable health insurance coverage

Accurately complete insurance applications and enrollment processes

Maintain full compliance with CMS, ACA, and carrier regulations

Meet or exceed individual sales goals, call metrics, and quality standards

Document all customer interactions clearly and accurately in CRM systems

Stay current on ACA guidelines, carrier offerings, and underwriting rules

Provide exceptional customer service before, during, and after enrollment

Work collaboratively with supervisors, QA teams, and compliance departments

Work Environment

Telesales role with structured schedules, including peak enrollment periods

Performance‑driven, team‑oriented culture in Miam

Compensation & Benefits

This role is designed for agents who are motivated to build long‑term earnings through recurring residual commissions tied to sustained enrollment performance.

Highly competitive Hourly base pay ($18/hour)

Residual, performance‑based commission structure paid monthly as long as enrolled members remain active and in good standing

Total estimated comp, varies by production: $41,371 - $184K

Commission payout increases based on individual production levels, rewarding agents who build and maintain a larger book of active business

Training, licensing support (where applicable), and ongoing development

Benefits package available based on employment status

Why Join Univista Insurance?

We are a fast-growing, bilingual insurance agency serving clients across Florida and Texas! Our team helps families and businesses protect what matters most — through auto, home, life, and commercial insurance solutions built around each client’s needs.

We are not your average insurance agency. We invest in our people, recognize performance, and create real paths for growth — from your first day in the office to owning your own location. If you are bilingual, driven, and want a career that rewards your work, you have found the right team.

📍 ABOUT US

We are a fast-growing, bilingual insurance agency serving clients across Florida and Texas!. Our team helps families

and businesses protect what matters most — through auto, home, life, and commercial insurance solutions built around

each client’s needs.

We are not your average insurance agency. We invest in our people, recognize performance, and create real paths for

growth. If you are bilingual, driven, and want a career that rewards your work, you have found the right team.

🌟 WHY JOIN US

We know talented bilingual professionals have options. Here is what makes us different:

• ✓ Real base pay — Competitive salary based on your experience and license

• ✓ Medical Insurance — Comprehensive health coverage for you

• ✓ Dental & Vision — Full dental and vision plans included

• ✓ Supplemental Plans — Voluntary supplemental options available

• ✓ Basic Life Insurance — Company-paid life insurance policy

• ✓ 401(k) with Match — We invest in your retirement savings too

• ✓ Paid Time Off — 1 week PTO to start, growing with tenure

• ✓ Sick Time — Dedicated sick time, separate from your PTO

• ✓ Performance Bonus — Structured plan tied directly to your results

• ✓ Employee Referral Program — Earn rewards for bringing great talent in

• ✓ Career Growth Path — CSR → Licensed Agent → Team Lead → Manager → Owner

• ✓ Training & Development — Ongoing sales, product, compliance & customer service training

🤝 OUR CORE VALUES — “The harder we work, the luckier we are.”

• 🛡️ PROTECT — We ensure the safety of our communities with robust, comprehensive insurance options.

• 🤚 HELP — Our agents provide swift, personalized support to guide every client through their options.

• 📣 PROMOTE — We invest in our workforce with career paths and training for aspiring agents.

• 🤝 BUILD — Every client relationship is built on trust and transparency, tailored to individual needs.

• 📚 EDUCATE & GUIDE — We empower clients to make informed insurance decisions with clarity.

• 📱 PROVIDE — Affordable, innovative insurance solutions made accessible through tools like our app.

💪 READY TO MAKE YOUR MOVE?

We are building a team of motivated bilingual professionals who want their effort to show in their paycheck.

Apply today. Interviews scheduled promptly. Bring your license, your drive, and your ambition.
QualificationsQualifications & Requirements

Active Florida 2‑15 or 2‑40 Health Insurance License (required)

Prior experience in ACA sales, health insurance, or telesales preferred

Excellent verbal communication and active listening skills

Strong sales aptitude with a customer‑centric approach

Ability to explain complex insurance concepts in simple terms

Comfortable working in a fast‑paced environment

Proficient in CRM systems and basic computer applications

Ability to meet attendance, schedule, and productivity requirements

Preferred Skills

Bilingual (English & Spanish) strongly preferred

Prior experience working during Open Enrollment Period (OEP)

Understanding of CMS compliance and standards

Proven track record of meeting or exceeding sales goals

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Top Benefits

  • Medical Insurance
  • Dental Insurance
  • Vision Insurance
  • Supplemental Plans
  • Basic Life Insurance
  • 401(k) with Match
  • Paid Time Off
  • Sick Time
  • Performance Bonus
  • Employee Referral Program
  • Training and Development