Underwriter III - Sr. Team Lead

Job DetailsLevel: ExperiencedJob Location: Denver 24 - Greenwood Village, CO 80111Position Type: Full TimeSalary Range: $130,000.00 - $150,000.00 SalaryJoin a winning team at United Business Bank and enjoy a friendly and collaborative work environment where opportunities for advancement are encouraged and supported. We pride ourselves on the team that we have in place, and we proudly state that our success is due largely to our team and their commitment to our client base. Thank you for considering United Business Bank as your next step in your career path, we look forward to hearing from you.

About United Business Bank

We are a publicly traded Regional Bank with over $2.5B in assets and 34 offices in 5 states. We have an entrepreneurial spirit and focus on the community by specializing in small to medium sized business clients. Our single point of contact model delivers outstanding customer service. United Business Bank's comprehensive benefit package includes medical, dental, vision, 401K, long and short term disability insurance, flexible spending account, a generous vacation and sick policy.

About the Position...

The Underwriter III – Sr. Team Lead serves as a senior member of Underwriting Team. The individual assuming this position will serve as a primary resource to the Underwriters, Credit Analysts and Lenders regarding the Bank’s loan products, loan structuring, financial analysis and general underwriting questions. This position will also be responsible for direct support to Credit Administrator(s) throughout the organization by ensuring that the processes and procedures of each designated underwriter(s) maintain high quality of performance in underwriting production, portfolio monitoring, follow up on maturities, and identifying credit weaknesses. This role includes prescreening junior underwriters’ assignments before submission, supports Lenders, and coordinates with Underwriters to follow up during audit/exam. This position will take on and support the more complicated loan requests. These include, but are not limited to: large commercial real estate loans; formula based lines of credit; term loans; lines of credit; letters of credit; HLTs and syndicated credits. In addition to evaluating the loan applications, the incumbent assists in completing credit analysis; monitoring loan disbursements and compliance with loan terms; and setting up systems, products and services associated with the lending functions of United Business Bank. The incumbent completes financial analysis and develops credit presentations for new loans, renewals, annual reviews and covenant monitoring. The Underwriter III – Sr. Team Lead interacts with Client Relationship Managers to discuss credit requests, obtain and evaluate appropriate information relative to the request. The incumbent assists the Client Relationship Managers in determining loan structure, and makes credit presentations to the loan committee in the absence of the Client Relationship Managers. This position may also serve as a mentor for more junior staff members. The Underwriter III – Sr. Team Lead is responsible for preparing Credit Authorizations (CA’s) to be presented for approval to the Credit Administrator, Director of Credit Administration, Chief Credit Officer (CCO) and/or Loan Committee on new loans, renewals and modifications. This process entails evaluating loan applications, spreading of tax returns and financial statements, evaluating credit reports, evaluating appraisals, and determining and making recommendations on the loan structure for a variety of Commercial and Industrial (C&I), Small Business Administration (SBA), Agriculture (Ag), Commercial Real Estate (CRE), Construction and Consumer loans. This position is also responsible for completing CRE Annual Reviews and ongoing loan covenant monitoring for the existing loan portfolio. In addition, performs all duties accurately, timely and efficiently, and according to Bank policies, procedures and regulatory guidelines. They will also assist the Director of Credit Administration with other duties assigned.
QualificationsAbout You...
You are a self-starter with an entrepreneurial spirit who thrives in a team environment. You also have the following:

Education/Certification: Bachelors Degree in Math, Business or related field or equivalent applicable years of experience, required.

Required Knowledge: Knowledge of banking and lending operations and procedures, as well as, the various regulations and standard banking practices.

Experience Required: Minimum of 10 years' experience in the lending area of a financial institution.

Skills/Abilities

Strong oral and written communication abilities.
Strong math skills.
Strong interpersonal skills.
Strong business development techniques and cross-selling skills.
Ability to identify, analyze and handle credit requests.
Good organizational skills.
Good personal computer skills, ability to use Word and Excel.
Professional appearance, dress and attitude.

Compensation

Hiring Salary Range: $130,000 to $150,000.

This compensation information is United Business Bank's good-faith estimate and is provided pursuant to Colorado's Equal Pay for Equal Work Act. Actual compensation offer to candidate may vary from posted hiring range based upon geographic location, work experience, education, and/or skill level. The base pay and target incentive (if applicable) will be finalized at offer.

Benefits

We offer competitive financial compensation, including various compensation plans and a solid benefits package for regular full-time salaried and hourly positions.

Medical, Dental, Vision Insurance at a shared premium cost.
401k With Matching Contributions.
Paid Time Off – accrued vacation and sick time, 1 float day, 11 paid holidays.
Flexible Spending Accounts – Healthcare, Dependent Care, Transit & Parking Options.
Employee Assistance Program, 100% employer cost.
Employees are offered a free checking and savings account, plus free orders of personal size checks.

Application window is anticipated to close September 18, 2026.

We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.