Senior Underwriter

Company:

Victor

Description:

We can count on you to:

• Consult with clients on insurance risk and recommend solutions aligned to their needs and circumstances.
• Review and analyze complex submissions independently, identifying opportunities to generate new business while maintaining an existing book of business.
• Perform quality assurance reviews of insurance risk calculations completed by junior underwriting colleagues.
• Complete policy issuance and manage account transactions by negotiating terms with clients, binding coverage, and initiating issuance documentation.
• Gather and validate additional information required for accurate risk analysis, including coordination with other departments as needed.
• Evaluate loss projections and decline quotes when appropriate, providing recommendations based on risk assessment.
• Review and analyze new submissions to ensure ratings and quotations comply with applicable state laws and regulations.
• Build and maintain strong relationships with carriers and brokers to negotiate terms and conditions and support business growth within client accounts.

What you need to have:

• 3-5 years of experience in insurance, underwriting, or risk analysis.
• Experience with Auto/GL/Excess /Umbrella and Inland Marine coverages
• Ability to review and assess complex submissions independently.
• Knowledge of policy issuance, account handling, and coverage binding.
• Understanding of state laws and regulatory requirements related to ratings and quotations.
• Strong analytical, negotiation, and relationship management skills.
• Ability to work collaboratively across teams and with external partners.

What makes you stand out:

• Experience managing a book of business while identifying new business opportunities.
• Proven ability to provide guidance or quality oversight to junior underwriting colleagues.
• Strong relationships with carriers and brokers and an ability to negotiate favorable outcomes.
• Sound judgment in evaluating risk and making recommendations on quoting and declinations.
• Excellent communication skills and a client-focused approach.

Why join our team:

• Join a team that works closely with clients to deliver thoughtful risk and insurance solutions.
• Take on meaningful work that combines technical expertise, client relationship management, and business development.
• Collaborate with experienced colleagues across functions in a dynamic and professional environment.
• Contribute to a team that values quality, partnership, and growth.

Marsh (NYSE: MRSH) is a global leader in risk, reinsurance and capital, people and investments, and management consulting, advising clients in 130 countries. With annual revenue of over $27 billion and more than 95,000 colleagues, Marsh helps build the confidence to thrive through the power of perspective. For more information, visit marsh.com, or follow us on LinkedIn and X.

Victor offers a connected culture of talented, inspired individuals, and a work environment where colleagues can grow and succeed. At Victor, your voice is heard, your skills are sharpened and your ambitions nurtured. We value diversity in thought and background and are looking for individuals who are up for the challenge of creating the insurance enterprise of the future. If that’s you, join us on our journey—with us by your side, you’ll be ready to tackle tomorrow’s challenges. Victor Insurance Managers LLC (“Victor”) is one of the world’s largest managing general underwriters with locations in the US, Canada, UK, Netherlands, Germany, Italy, and Australia. It handles more than $4 billion USD in premium on behalf of numerous insurance carriers, through a large network of more than 20,000 active insurance agents and brokers. With deep, specialized underwriting expertise, the company delivers a wide range of insurance solutions – from specialty property and casualty and professional liability insurance to group and retiree benefits. Victor is committed to building on 65-plus years of experience to develop products and services that address the complex needs of its customers. For more information, visit www.victorinsurance.com. Victor US is the flagship business of Victor, operating under the legal name, Victor Insurance Managers LLC. It is a leading managing general agent in the US with a rich history in specialty insurance and offering a unique range of products and programs distributed through independent brokers and agents. The company is committed to making insurance easier for brokers, agents and their clients through specialized underwriting expertise, personalized customer service and a responsive, technology-oriented business approach. For more information, visit www.victorinsurance.com.

Marsh is committed to providing an inclusive work environment. We aim to attract and retain the best, most qualified people and value colleagues of all backgrounds, without regard to age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law. If you require an accommodation during the application or interview process, please let us know by contacting [email protected]

Marsh is committed to hybrid work, which includes the flexibility of working remotely and the collaboration, connections and professional development benefits of working together in the office. All Marsh colleagues are expected to be in their local office or working onsite with clients at least three days per week. Office-based teams will identify at least one “anchor day” per week on which their full team will be together in person.

#Victor

The applicable base salary range for this role is $88,200 to $187,900.

The base pay offered will be determined on factors such as experience, skills, training, location, certifications, education, and any applicable minimum wage requirements. Decisions will be determined on a case-by-case basis. In addition to the base salary, this position may be eligible for performance-based incentives.

We are excited to offer a competitive total rewards package which includes health and welfare benefits, tuition assistance, 401K savings and other retirement programs as well as employee assistance programs.