Financial Planning & Analysis (FP&A) Specialist

At Kody, we are building agile, modern payment and financial infrastructure to empower global businesses. We are looking for an ambitious and hands-on Financial Planning & Analysis (FP&A) Specialist to join our Finance team. In this role, you will act as a critical business partner, steering our budgeting, forecasting, and commercial decision-making to fuel our next phase of sustainable growth.

• Budgeting & Long-Term Planning: Build, refine, and maintain detailed financial models powering Kody’s annual budget, quarterly rolling forecasts, and multi-year strategic business plans.
• Management Reporting & Variance Analysis: Drive the monthly management reporting cadence; perform granular variance analyses (Actual vs. Budget/Forecast), pinpoint root drivers behind performance deviations, and deliver actionable commercial recommendations to senior leadership.
• Commercial Business Partnering: Act as a trusted finance partner to department heads (Sales, BD, Product, Engineering, and Operations), aligning departmental headcounts, budgets, and operational KPIs with company-wide strategic goals.
• Business & Unit Economics Insights: Analyze core payment metrics—including Total Payment Volume (TPV), take rates, interchange/scheme fees, gross margins, and merchant churn—to support pricing strategies and new market evaluations.
• Process Automation & Tooling: Continually enhance FP&A workflows, optimizing and automating data pipelines across financial reporting, rolling forecasting, and dashboard visualization.

• Professional Experience: 3+ years of experience in strategic finance, FP&A, investment banking, private equity, or transaction services/M&A advisory.
• Technical Rigor: Advanced financial modelling (three-statement, rolling forecasts) and data analysis capabilities.
• Project & Process Ownership: Proven track record of managing financial processes end-to-end, coordinating smoothly across cross-functional teams to meet demanding deadlines.
• Agility & Independence: Comfortable operating in a high-growth, fast-moving environment where not every process is pre-defined; ability to self-direct and deliver high-quality work at speed.
• Communication & Influence: Excellent presentation and storytelling skills, capable of translating complex financial numbers into clear business narratives for executive stakeholders.
• Language Skills: Professional fluency in written and spoken English and Chinese (Mandarin and/or Cantonese).

• Professional qualifications such as ACCA, ACA, CIMA, CFA, or CPA (or equivalent).
• Prior experience in a high-growth fintech, cross-border payments, SaaS, or banking institution.
• Hands-on proficiency with SQL, Power BI, Tableau, or modern cloud ERP/FP&A tools.

Why Join Kody?

• Direct Impact on Core Business Growth:You will sit at the intersection of business strategy and finance, directly influencing commercial pricing, overseas market expansion, and strategic resource allocation across our global payment ecosystem.
• Front-Row Exposure to High-Growth Fintech:Gain deep, practical domain knowledge in cross-border payments, acquiring rails, FX, and digital infrastructure—one of the fastest-evolving sectors in modern financial services.
• High Autonomy & Strategic Visibility:We operate with a flat structure and minimal bureaucracy. You will partner closely with C-level leadership and department heads, seeing the tangible impact of your financial insights in real-time.
• Scalable Ownership & Modern Tooling:Shape our FP&A processes and data architecture from the ground up, with ample room to introduce modern data tools, automate workflows, and build scalable frameworks.
• Collaborative & International Team:Work alongside a diverse, ambitious team with backgrounds spanning top-tier financial institutions, global payment providers, and scale-up tech firms.