Commercial Loan Officer II

Job DetailsLevel: ExperiencedJob Location: Chehalis NW Chehalis Ave - Chehalis, WA 98532Position Type: Full Time - Salary Education Level: 4 Year DegreeSalary Range: $100,713.19 - $187,038.79 SalaryJob Category: CommercialTake a leap and join our team!

At Gesa, we believe in the power of our people. Coming from all walks of life, our team members’ individual stories and unique experiences are our most valuable asset. But it’s how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.

Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.

Get to know us: About - Gesa Credit Union

Role Summary

The Commercial Loan Officer II is responsible for originating a profitable portfolio of commercial loans, with the overall objective of maintaining and growing its asset quality, and to develop new and existing business relationships.

What You Will Be Doing

Meet assigned sales goals and objectives. Participating in business development activities that promote the increase of business loans and deposits for the Credit Union
Call on member businesses to expand existing relationships, creating member loyalty to the Credit Union
Accurately process business loan applications in a timely manner
Complete annual credit reviews of member business loans to assess the overall financial condition and member’s ability to re-pay the loan
Make credit approval recommendations to the appropriate approval authority that promotes safe and sound credit underwriting and prudent lending practices
Provide guidance to the commercial loan processor in the completion of all loan documents and business loan closings
Assist in collecting past due loans, maintain a 30-day delinquency rate of .50% of less and a charge-off rate of no more than .50% of your loan portfolio
Must understand and perform Bank Secrecy Act (BSA) functions as applicable to job responsibilities
Attend credit union training sessions, conferences, or seminars as approved by supervisor. Maintain awareness of policies and regulations related to duties and responsibilities
Monitor existing loan portfolio to ensure credit quality and regulatory compliance
Maintain up-to-date credit files including current financial information deemed necessary and in accordance with the business loan agreement
Assist members with any business loan-related questions and concerns
Maintain an understanding of the Credit Union Policies and member business lending operating procedures and guidelines
Demonstrate support of corporate values, mission, and vision. Perform job duties within these standards and in accordance with the guidelines of our bylaws and regulations
Maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism. Consistently display respect for all areas of diversity and levels of knowledge
Display mutual respect, trust and dignity, acting in the best interest of the Credit Union. Lead by example by displaying solid ethics and integrity at all times

About You

To provide knowledgeable, professional, friendly service to all members
To maintain up-to-date and comprehensive knowledge of all credit union products, services, policies and procedures
To participate in and support a team environment
To effectively manage your time that promotes responsiveness to credit requests, and other duties that may be assigned
To analyze the financial, management, and economic risks related to member business loan requests
To possess and display excellent member service attributes
To maintain a positive and professional image through effective verbal and written communication

QualificationsWhat You Will Need

Equivalent to a four (4) year college degree or completion of a specialized course of study at a business, trade school, or equivalent experience
Five (5) to eight (8) years of commercial lending experience or related experience analyzing business financial statements and assessing the financial position of a viable business entity
Must possess excellent communication and public relations skills
Proficiency with standard office equipment, MS Office and Outlook software, financial analysis software, and other commercial lending platforms
Some travel may be required to fulfill duties, career development, and/or responsibilities
A valid Driver’s License is required

Our Team Member Value Proposition

In exchange for bringing your talent to Gesa, here are a just a few of the benefits and perks we offer:

Competitive Pay

Medical, Dental, Vision, and Life Insurance

20 days/year accrual of Paid Time Off – Plus 10 Paid Holidays!

401(k) Match

Incentive Program

Tuition Assistance and Student Loan Repayment

Commuter Benefits

Paid Time Off to Volunteer in the Community

Product discounts

Engaging Work Environment

Rewards and Recognition Programs

Full Salary Range

$100,713.19-$187,038.79

*While our full pay range is listed, most new team members typically start between the minimum and midpoint based on their experience and qualifications. This approach gives room to grow within the role as your career progresses with us!"

Get wise to what’s possible with a career at Gesa. Join us!

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact the HR Department at (509) 378-3100 or [email protected] to request an accommodation.

Gesa Credit Union reserves the right to revise or change the job description as the need arises. This job description is not all inclusive of total job responsibilities nor does it constitute a written or implied contract of employment.

Selected candidate(s) must be able to pass a pre-employment credit/background check.

Gesa Credit Union is an Equal Opportunity Employer and strong advocate of workforce diversity. Race/Color/Gender/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Veteran.

Equal Employment Opportunity (gesa.com)