Commercial Loan Documentation Specialist II

If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.

This position is located at our Bend, OR Moss Commercial Banking Center.

What’s Important to You
We know your career is just one aspect of a meaningful, complex, and demanding life. That’s why we designed our compensation and benefits package to provide employees and their families with as much choice as possible.

• Generous Paid Time Off (PTO) in addition to paid federal holidays.
• Child Care Assistance Program for eligible dependent(s).
• Exercise reimbursement program for employees.
• The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it.

We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate.

SUMMARY
The Commercial Loan Documentation Specialist II is responsible for creating complete commercial loan document packages, ensuring accuracy and adherence to approval conditions for loan structures ranging from basic to intermediate complexity. These may include SBA 504 loans or various agency-guaranteed/participated loans and will encompass all collateral types. This position proactively interacts with branch personnel and multiple internal business lines, working under moderate supervision.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Reviews approvals for loan closing conditions, regulations, appropriate lending authority, lien perfection requirements, and SBA requirements (if applicable), and establishes conditions to close; loan types handled include, but are not limited to, unsecured, secured, SBA or other agency programs, construction, guidance lines, agricultural, and various real estate.
• Completes the Roadmap thoroughly and accurately to validate compliance with key regulatory, policy, and procedural requirements.
• Ensures requested documents are appropriate for loan structures and collateral types.
• Provides timely, complete, and accurate responses to inquiries.
• Creates loan documents for all types of commercial loans, from basic to intermediate complexity, using the vendor document preparation system (LaserPro).
• Prepares non-system-generated loan documentation as required.
• Performs additional responsibilities associated with specific regulations, which may include detailed reviews, quality control, exception reporting, data input, and additional training as needed.
• Participates in internal and external training to maintain knowledge of Bank products; attends operational and exception meetings and stays current on all credit policies and changes.
• Maintains the integrity of loan data by ensuring all terms of the approved loan are accurately incorporated into the loan closing package.
• Reviews loan closing packages for completeness, accuracy, and compliance with approval and credit policy.
• Performs job responsibilities in accordance with established Service Level Agreements.
• Assists with training new and existing team members.
• Transfers all credit and due diligence documents to the imaging system, following established protocols.

QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

KNOWLEDGE, SKILLS AND ABILITIES

• Intermediate understanding of credit products, documentation terminology, vendor documents and searches, lien perfection and the document preparation system.
• Exhibits intermediate knowledge of applicable local, state, and federal regulations, bank policies and procedures, and has the ability to meet deadlines under pressure and correctly prepare loan documents.
• Must demonstrate ability to work effectively in a fast paced, production environment, and have strong organizational skills, time management skills, and strong attention to detail.
• Strong interpersonal skills including oral and written communication and problem solving a must.
• Proficiency with personal computers and related software packages, such as Microsoft Office programs and LaserPro.
• Ability to prioritize work and remain adaptable under pressure.

EDUCATION AND/OR EXPERIENCE

• High School Diploma or General Education Degree (GED) required
• Bachelor's Degree preferred
• 4-6 years banking experience, training, and/or equivalent combination of education and experience required
• Experience with intermediately complex commercial lending preferred

PHYSICAL DEMANDS AND WORKING ENVIRONMENT
The physical demands and work environment are representative of those that must be met or encountered to successfully perform the essential functions of the job. In compliance with the Americans with Disabilities Act, the company provides reasonable accommodation to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer.

• Dexterity of hands/fingers to operate computer keyboard and mouse - Frequently
• Lifting - Occasionally (up to 10 lbs)
• Sitting - Frequently
• Overtime - Subject to business need
• Noise Level - Moderate
• Typical Work Hours - M-F (8-5)
• Regular and Predictable Attendance - Required
• Travel - as needed

If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.