Credit Monitoring Manager - CMD| Ernakulam

To support credit governance and portfolio monitoring through preparation and analysis of credit MIS, portfolio reports and risk indicators. The role ensures accuracy of information, supports decision-making and facilitates compliance with internal policies and regulatory requirements.

Responsibilities

• Prepare and publish credit MIS, portfolio reports, and dashboards covering portfolio growth, asset quality, delinquency trends, and risk indicators.
• Analyze portfolio performance and identify emerging risks, stress indicators, and delinquency trends to support proactive risk management.
• Monitor actionables arising from MIS and portfolio reviews and coordinate with stakeholders to ensure timely resolution of identified risks.
• Track portfolio quality and support initiatives aimed at controlling slippages, reducing delinquencies and maintaining asset quality.
• Review the effectiveness of MIS, reports, and dashboards and recommend enhancements, automation and process improvements.
• Prepare management reports, Board notes, audit-related information and portfolio governance presentations.
• Support automation and system-based reporting initiatives to improve reporting accuracy, efficiency and governance.
• Ensure accuracy, completeness and compliance of portfolio reporting with internal policies and regulatory requirements.

Qualifications

Experiences Range: 2 to 5 years

Qualifications: 

Post Graduate or MBA from Tier 2 institutes or CFA or CA