About this role
Location: Van Wert, OH; Dublin, OH; Alpharetta, GA; Irving, TX
Work Model: Hybrid or Remote based on location
Position type: Full time - salary
We’re a team of employees passionate about delivering best-in-class customer service and driving innovation in claims management. Integrity, relationships, and excellence are at the heart of everything we do.
Our employees fully utilize their talents and bring their best selves to work. We believe who you are is just as important as what you do!
Essential Job Functions
- Manages and underwrites an assigned blended portfolio of small and middle market business, including new business, renewals, and endorsements, within the Service Center to achieve profitability and meet financial objectives
- Underwrite consolidations by evaluating risk factors, coverage needs, and pricing considerations to align with current strategic guidelines
- Underwrite accounts countrywide, requiring a deep understanding of various regional appetites and strategy
- Utilize strong negotiation and sales skills to support the Account Consultant team in interactions with agents and insureds
- Selects profitable new business through analysis of the risks presented, coverage requested, and losses incurred
- Classifies and prices risks appropriately using underwriting judgement and analytical tools and resources
- Handles complex or larger accounts which may require reinsurance placement
- Monitor premium growth for assigned territory, conducting profit and growth analysis by territory and agency
- Identify opportunities for book improvement and work with Distribution on implementing necessary changes
- Keeps current on state/territory issues and regulations
- Develops and maintains strong relationships with agents, traveling as needed for agency visits
- Communicates effectively, providing prompt and professional service
- Develops and maintains strong internal relationships within the underwriting team and with other business units such as loss control, customer service, claims, and marketing
- Provides input and data to help drive and implement strategic underwriting initiatives
- Maintains appropriate underwriting file documentation
- Demonstrates a commitment to continuing education and development
Required Qualifications
- Bachelor’s degree in relevant field and 2 years of experience in Underwriting
- Or 4 years of experience in Underwriting
Preferred Qualifications
- Commercial Lines Underwriting experience
- Experience in underwriting a variety of commercial lines accounts; premium sizes
- CPCU, CIC, AU, ARM, CRIS, or other insurance designations
Knowledge Skills and Abilities
- Strong knowledge of underwriting principles and guidelines to evaluate and manage complex accounts effectively
- Ability to manage a high volume of accounts with a focus on efficiency and accuracy
- Ability to apply advanced underwriting concepts including risk selection, exposure and hazard identification and control, coverage implications, and loss analysis
- Ability to think analytically about business problems, make recommendations and propose solutions
- Effective verbal and written communication skills, including negotiation, presentation, and influence to achieve favorable outcomes
- Knowledge of Commercial Lines coverages and policies in assigned states
- Demonstration of solid time, organizational, and desk management skills
- Ability to professionally interact with our customers
- Ability to investigate, gather facts and information, and analyze coverage
- Understand the importance of capturing data
- Possess an innovative and continuous improvement mindset
- Possess a positive, professional, cooperative, and quality-conscious service attitude
- Ability to work under pressure, deal with interpersonal conflict, and handle a heavy workload
- Possesses analytical and problem-solving skills
- Possesses verbal and written communication skills, including negotiation, presentation, and influence skills
- Ability to understand Central Insurance’s policies and processes
- Ability to travel to assigned agents, which potential includes flying and overnight travel, in addition to virtual engagement to effectively support underwriting goals and strengthen business relationships
Total Rewards
Central establishes base pay based on several factors including labor market data and an evaluation of candidate qualifications relative to role requirements. Base pay is one component of a comprehensive total rewards package designed to support employees’ financial, health, career, and retirement objectives. Central provides extensive health and wellness benefits to promote flexibility, work-life balance, and long-term financial security. For more information, see Central Insurance Benefits
Work Authorization
Central will only employ those who are legally authorized to work in the United States. This is not a position for which sponsorship will be provided. Individuals with temporary visas such as E, F-1(including those with OPT or CPT) , H-1, H-2, L-1, B, J or TN, or who need sponsorship for work authorization now or in the future, are not eligible for hire.
Equal Opportunity Employer
It is the policy of Central that all recruiting, hiring, training, compensation, overtime, job classification and assignment, facilities, promotions, transfers, employee treatment and all other terms and conditions of employment shall be maintained in a manner which will not discriminate against any person because of race, color, age, sex, national origin, ancestry, religion, marital status, military status, or disability. The applicant should respond to questions on this application in a way that will not divulge such information. #LI-Hybrid, #LI-SB1
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