Portfolio & Risk Manager
About this role
Job
Summary
The
Portfolio & Risk Manager will be responsible for overseeing the full
lifecycle of the fund's debt and revenue-based financing (RBF) portfolio,
combining portfolio monitoring, credit risk management, and enterprise risk
oversight within a single function.
Key
Responsibilities
Portfolio
Monitoring & Portfolio Management
- Develop and maintain the fund's
portfolio monitoring framework covering financial, operational, ESG,
impact, and governance indicators across all investee companies.
- Monitor portfolio performance from
disbursement through repayment, ensuring timely identification of risks
and opportunities.
- Track covenant compliance,
repayment schedules, arrears, restructurings, and recovery activities
across the debt and RBF portfolio.
- Conduct quarterly portfolio
reviews, including management meetings, site visits, covenant testing, and
performance assessments.
- Develop portfolio dashboards and
management reports for the Investment Committee, Management Team, LPs, and
Board.
- Maintain portfolio company risk
ratings and performance assessments on an ongoing basis.
- Work closely with portfolio
companies to improve financial reporting, governance structures,
management information systems, and operational controls.
- Partner with the Technical
Assistance function to design and implement post-investment support
programs that enhance portfolio performance.
- Coordinate workout, restructuring,
and recovery initiatives where portfolio companies experience financial
stress.
- Prepare investor reporting packs,
impact reports, capital account statements, and portfolio performance
updates.
Credit
Risk Management
- Independently review all proposed
debt and revenue-based financing transactions prior to Investment
Committee approval.
- Conduct detailed credit analysis
including financial statement reviews, cash flow modelling, stress
testing, sensitivity analysis, and debt servicing assessments.
- Develop and maintain internal
credit risk rating methodologies and ensure consistent application across
the portfolio.
- Provide independent risk opinions
and recommendations to the Investment Committee.
- Assess transaction structures,
collateral arrangements, covenants, and risk mitigation measures.
- Monitor sector, country, borrower,
and concentration exposures against approved risk limits.
- Design and oversee portfolio
stress-testing exercises to assess resilience under adverse economic
scenarios.
- Develop and maintain provisioning
methodologies and Expected Credit Loss (ECL) models in line with IFRS 9
requirements.
Enterprise
Risk Management
- Lead the development and
maintenance of the firm's enterprise risk management framework.
- Establish and monitor risk
appetite statements, concentration limits, sector exposure limits, and
country risk thresholds.
- Maintain the organization's risk
register covering credit, operational, compliance, liquidity, FX, legal,
and reputational risks.
- Conduct periodic risk assessments
and present risk reports to senior management and the Board.
- Ensure compliance with applicable
regulatory, investor, and governance requirements.
- Develop early-warning indicators
and portfolio surveillance tools to identify emerging risks.
- Support business continuity
planning and operational risk management initiatives.
- Coordinate with legal counsel,
auditors, and external advisors on risk-related matters.
Impact
Measurement & Reporting
- Monitor impact performance
indicators and ESG metrics across the portfolio.
- Support reporting aligned with
recognized frameworks such as IRIS+, 2X Challenge, IMP, and DGGF
requirements.
- Ensure portfolio companies provide
accurate and timely impact and ESG data.
- Integrate impact and
sustainability considerations into portfolio monitoring and risk
assessment processes.
Requirements
- Bachelor's degree in Finance,
Accounting, Economics, Business Administration, or a related field.
- Professional qualifications such
as CFA, FRM, ACA, ACCA, CIPM, or equivalent are strongly preferred.
- Minimum of 7–10 years of relevant
experience in credit risk management, portfolio monitoring, private
credit, SME banking, development finance, impact investing, or fund
management.
- Demonstrated experience monitoring
debt portfolios and/or revenue-based financing transactions.
- Strong credit underwriting and
transaction risk assessment experience.
- Experience designing or managing
enterprise risk management frameworks.
- Working knowledge of IFRS 9,
Expected Credit Loss (ECL) methodologies, Basel frameworks, and prudential
risk management practices.
- Experience producing investor, LP,
Board, and regulatory reports.
- Familiarity with impact
measurement frameworks such as IRIS+, IMP, 2X Challenge, and ESG reporting
standards is advantageous.
- Experience working within a DFI,
private credit fund, impact fund, commercial bank, microfinance
institution, or SME lender is highly desirable.
- Working knowledge of Francophone
West Africa markets is advantageous.
- Proficiency in French is a plus.
Company at a glance
Alan & Grant, is a firm of consultants creating innovative HR & Enterprise Solutions. We focus on enabling performance improvements around our clients’ people, product and project concerns.
We work with different organizations to conceptualize, build and deploy bespoke solutions aimed at improving overall performance and align workforce to long-term corporate objectives ensuring sustained growth and profitability in the process.
Our core competences are in
HR Advisory Services
Organizational Development (structure, policies, systems audit and development), Outsourcing Management (including people, function and process areas), Employee/HR Analytics, Employee Performance Management Systems, Salary survey and payroll management, Job Evaluation & Design,
Human Capacity Development
Gap Analysis, Competency Assessment & Design, Training Plan Design & Management, Facilitation, Curriculum & Content Development, Graduate Trainee Induction, Learning Academy Design & Development.
Talent Acquisition
Workforce Planning, Talent Sourcing, Executive Recruitment & Selection, Role Outsourcing, Assessment Centre Design & Management.
Enterprise Solutions
Market Research, Product Performance Review, Strategy Development, Quarterly/Yearly Performance Review, Quality Management Systems (ISO Audit, Assessment and Certification Preparation)
Project & Programme Management
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