Fintech · New York

Kobalt Labs

Kobalt Labs provides an AI-native compliance operating system for financial institutions, helping fintechs like Chime and Upstart navigate regulatory requirements efficiently. Founded by Stanford and fintech veterans, the company is backed by Y Combinator.

Backed by First Harmonic, Alloy Labs, Y Combinator

Work at Kobalt Labs?

Locations
New York+1
Also Remote
Team size
1-10
Founded 2023
Total raised
$24.2M
Series A · last round Feb '26
Salary range
$175–250k
+ equity · 2 of 7 roles
Visa
Visa sponsorship
1 of 7 roles

Open positions · 7

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About Kobalt Labs

Kobalt Labs is an AI-native compliance operating system designed specifically for financial institutions including banks, credit unions, and fintechs. The company serves high-growth fintech companies such as Chime, Upstart, and Affirm, helping them navigate complex regulatory requirements with advanced artificial intelligence. Founded by a team with deep expertise from Stanford, Apple Pay, and Affirm, Kobalt Labs combines technical innovation with regulatory knowledge, further strengthened by advisors who are banking executives and former regulators. Backed by Y Combinator and well-capitalized, the company is positioned as a trusted partner for financial services firms seeking to streamline their compliance operations.

Funding

$24.2Mtotal raised

Sep '23Feb '26
  • Feb 2026 · Series A
    $12.7M
  • Dec 2025 · Series AFirst Harmonic, Alloy Labs, Y Combinator
    $11M
  • Sep 2023 · Seed
    $500k
  • First Harmonic
  • Alloy Labs
  • Y Combinator

Company at a glance

Founded2023
Location
New York, United States
LinkedInLinkedIn

The team at Kobalt Labs

1-10 peopleSee everyone on LinkedIn

Ashi A

CTO @ Kobalt Labs

Kalyani Ramadurgam

Co-Founder @ Kobalt Labs (YC S23)

Zouhair Zamraki

Account Executive at Sonar | Driving Modern Mortgage Tech Solutions & Client Success | Empowering Lenders with Cutting-Edge Technology

Team breakdown

Team Distribution

  • Leadership50%
  • Engineering25%
  • Sales25%

Where the Team Studied

  1. 1.Stanford University
  2. 2.National University of Singapore
  3. 3.Harding University

Team Worked At

  • Affirm
  • Apple
  • Meta
  • Akamai Technologies

Location

Team Composition

10 people
  • Engineering and Technical1 senior4
  • Customer Service2
  • Consulting1 senior1

Life at Kobalt Labs

Frequently asked questions

Of 7 open roles, Kobalt Labs has 1 remote, 6 on-site positions.

Kobalt Labs is based in New York.

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