Senior Credit Analyst
About this role
Our opportunity
Senior Credit Analyst - WKV & WKV Banking / Long Term Underwriting
As a Senior Credit Analyst, you will play a key role in assessing complex credit risks and driving high-quality underwriting decisions for the German market.
Your role
As a Senior Credit Analyst, your main responsibilities will involve:
- Independently analyze financial statements, business performance, and risk profiles of domestic and international corporate clients
- Assess transaction, counterparty, and group risks at both national and international level
- Make independent credit decisions within delegated authority and prepare recommendations for higher-level approvals
- Lead discussions on complex risk cases and provide expert recommendations
- Monitor credit portfolios and proactively identify risk mitigation opportunities
- Serve as a key contact point between Bratislava and German Credit Analysis teams
- Build relationships with brokers, policyholders, and internal stakeholders and confidently defend credit decisions
- Support less experienced team members through knowledge sharing and coaching
- Drive process optimization initiatives and participate in international projects
- Contribute to the development of underwriting and risk assessment practices
Your Skills and Experience
As a Senior Credit Analyst, your skills and experience will ideally include:
- University degree in Finance, Economics, Business Administration, or a related field
- 5+ of experience in credit risk analysis, corporate banking, trade credit insurance, surety, or a comparable field
- Strong expertise in financial statement analysis, credit assessment methodologies, and risk classification
- Proven ability to make independent credit decisions and manage complex cases
- Strong understanding of industry and market dynamics
- Excellent stakeholder management and communication skills
- Ability to influence decisions and challenge business partners when necessary
- Good knowledge of MS Office and credit-related systems
- Very good command of English
- German language skills are an advantage, but not required
We offer
Compensation for roles at Zurich depends on a wide array of factors including but not limited to the specific role, skill set, level of experience, and subject to applicable law. Zurich thus provides a range of compensation aligned to internal job architecture and market benchmarks to ensure fair and consistent pay for comparable roles.
The starting base salary range for this position is 2500 EUR / Gross.
Working time benefits
Personal days off, Concentrated work week, Additional vacation, Home office, Extra days off at occasion of childbirth, Sabbatical leave, Workcation
Monetary benefits
Life insurance from Zurich Austria, Compensation for salary loss during sick leave, 3rd pension pillar contribution, Risk Life Insurance, Meal contribution on top of the legally required minimum, Years of service bonus, Wedding bonus, Baby bonus
Other benefits
Edenred electronic cafeteria, Public Transport contribution, Maternity leave benefits, Massages in the office
Learning/Development
Professional Certifications, Online Education Portals, Extensive Onboarding program, Strengths based culture (GALLUP)
About us
At our company, we recognize the importance of fostering an open-minded, safe and inclusive environment for everyone. We stand with diversity and respect different backgrounds and lifestyles. That's why we've implemented numerous initiatives to ensure our employees feel comfortable, accepted and respected at all times.
Company at a glance
Founded 150 years ago, Zurich Insurance Group (Zurich) is a leading multi-line insurer serving about 60 million customers – both people and businesses – in more than 200 countries and territories.
Zurich Canada has been a leader in the Canadian commercial insurance market for over 100 years. With over 850 employees in offices across the country, we combine global reach with local service and knowledge. Through a thoughtful and transparent approach, our dedicated regional teams help mitigate and manage risks and build resilience to better protect businesses.
We reserve the right to review and delete any posts or comments, or report users if they violate Zurich Canada’s Rules of Conduct or LinkedIn's Terms of Service. English: http://bit.ly/2tkAta0.
Fondé il y a 150 ans, Zurich Insurance Group (Zurich) est un assureur multirisque de premier plan au service d’environ 60 millions de clients — des particuliers et des entreprises — dans plus de 200 pays et territoires.
Zurich Canada est un chef de file de l’assurance commerciale au Canada depuis 100 ans. Avec plus de 500 employés dans des bureaux partout au pays, nous combinons une portée mondiale avec des connaissances et des services locaux. Grâce à une approche réfléchie et transparente, nos équipes régionales spécialisées aident à atténuer et à gérer les risques ainsi qu’à renforcer la résilience afin de mieux protéger les entreprises.
Nous nous réservons le droit de passer en revue et de supprimer tout message ou commentaire, et de signaler les utilisateurs qui enfreignent les règles de conduite de Zurich Canada ou les conditions d’utilisation de LinkedIn. Français: http://bit.ly/2I8dcCn.
Top Benefits
- Personal days off
- Concentrated work week
- Additional vacation
- Home office
- Extra days off at occasion of childbirth
- Sabbatical leave
- Workcation
- Life insurance
- Compensation for salary loss during sick leave
- 3rd pension pillar contribution
- Risk life insurance
- Meal contribution
- Years of service bonus
- Wedding bonus
- Baby bonus
- Edenred electronic cafeteria
- Public transport contribution
- Maternity leave benefits
- Massages in the office
- Professional certifications
- Online education portals
- Extensive onboarding program
Tired of cold applications?
Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.
Know someone who'd be great for this?