Associate - Financial Institutions Group (FIG) Coverage – DACH & Nordics Team

Associate - Financial Institutions Group (FIG) Coverage – DACH & Nordics Team

Country: Germany

IT STARTS HERE

Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.

This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Santander Corporate & Investment Banking (Santander CIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs.

THE DIFFERENCE YOU MAKE

Santander Corporate and Investment Banking is looking for an Associate – Financial Institutions Group (FIG) Coverage – DACH & Nordics Team based out of Frankfurt.

We are seeking an experienced Associate who can make an immediate contribution to the FIG DACH & Nordics franchise. The successful candidate will have a proven track record in client coverage, transaction execution, or related Corporate & Investment Banking activities and will be expected to operate with a high degree of autonomy from day one.

To succeed in this role, you will be responsible for:

• Managing day-to-day client coverage responsibilities across a portfolio of financial institutions.

• Coordinating complex cross-product transactions and internal workstreams involving Coverage, Financing, Markets, Transaction Banking, Advisory and Risk.

• Preparing client presentations, credit papers, financial analyses and strategic reviews independently.

• Supporting and participating in senior client interactions, including meetings with C-suite executives.

• Acting as a trusted partner to product teams and driving execution across multiple stakeholders and jurisdictions.

• Taking ownership of internal processes including credit, profitability, risk management, KYC and onboarding matters.

• Contributing actively to business development efforts, client planning and revenue generation initiatives.

WHAT YOU’LL BRING

Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring.

The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Professional Experience

• Minimum 3-5 years of relevant professional experience within Financial Institutions Group (FIG) Coverage, Corporate Banking Coverage, Debt Capital Markets (DCM), Structured Finance, Corporate Finance, Leveraged Finance, Financial Sponsors, Markets, Credit Risk, Transaction Banking, or other institutional banking disciplines.

• Demonstrated experience covering financial institutions and supporting client relationships, transaction execution, and strategic advisory initiatives.

• Ability to independently manage workstreams, coordinate internal stakeholders, and deliver high-quality client materials with limited supervision.

• Experience interacting with senior client representatives and managing complex internal approval and execution processes.

Languages

• Highly proficient in spoken and written German and fluent in English. Spanish is optional.

Hard Skills

• In-depth understanding of debt financing, capital markets, balance sheet solutions, and broader Corporate & Investment Banking products.

• Strong financial analysis, accounting, valuation, and credit assessment skills.

• Strong understanding of compliance, regulatory, and KYC requirements applicable to institutional banking.

Soft Skills

• Entrepreneurial mindset with the ability to originate ideas, take ownership, and drive projects to completion.

• Excellent communication, presentation, and stakeholder management skills.

• Ability to work effectively under pressure while managing multiple competing priorities.

WE VALUE YOUR IMPACT

Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers.

• Meaningful Impact - Where the effect of your work makes a difference and helps people to prosper.

• Personal and Professional Growth - The chance to develop through world-class training, demanding work, and different roles.

• Respect - Be part of an organization that cares – about its people, its wider community, and the environment

• Co-worker quality - Work with inspiring professionals who are leaders in their field.

• Global stability - Work for a solid global organization with over 160 years of history.

We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way.

LOCAL COMPLIANCE

Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.

WHAT TO DO NEXT

If this sounds like a role you are interested in, then please apply.

READY TO TAKE THE NEXT STEP IN YOUR JOURNEY?

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