Portfolio Manager
About this role
Responsible for underwriting, reviewing, and managing assigned loan portfolio while providing support to the relationship managers/loan team by analyzing financial statement, preparing credit memoranda, and assisting with underwriting commercial real estate loans by obtaining information and preparing required forms to document, close, disburse and maintain loans (Construction, Commercial including Lines of Credit, CRE) in portfolio. Timely update of financial covenant/compliance tracking ("Ticklers") for financial statements, operating statements, tax returns, rent rolls, and insurance while uploading all application documents to the Bank's archives platform ("Synergy"). In addition, the Portfolio Manager is responsible for structuring, pricing, and cultivating current and new client relationships. Determine appropriate risk rating, both qualitative and quantitative based on performance during the review time period and compare it against bank's credit guidelines.
QUALIFICATIONS:
- Bachelor’s degree in business administration or related field preferred.
- Minimum 5 years of underwriting experience in lending or relevant Commercial Real Estate lending experience required.
- Branch Operations/New Account background a plus.
- Excellent communication skills, both verbal and written.
- Excellent leadership and decision-making skills.
- Strong analytical and problem-solving skills.
Company at a glance
Founded in 1991, Preferred Bank (NASDAQ: PFBC) is one of the larger independent commercial banks headquartered in California with over $6.0 billion in total assets. We have locations serving Southern California, the San Francisco Bay Area, New York, and Houston, Texas.* We offer a full array of banking products and services with a concentration on commercial real estate loans, business loans, treasury management, and premier consumer banking services. The Bank consistently places high in industry reviews for its outstanding financial performance and exceptional relationship banking services.
Preferred Bank has been an integral part of the prosperity of the community and the success of our clients. We take great pride in our work and look forward to working with you to provide customized banking solutions to help you achieve your financial goals.
Preferred Bank was ranked as the best performing community bank in the U.S. in our asset size in 2019 and the best performing community bank in California in our asset size in 2020 as noted by S&P Global Market Intelligence.
*Houston, TX is a Loan Production Office
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