Government Insuring Team Lead

Join a winning team of innovative thinkers, seasoned mortgage professionals, and financial experts. Build your career at Planet—recognized as a Top Mortgage Employer by National Mortgage Professional.

Job Summary

The Government Insuring Team Lead is responsible for leading team members who are responsible for reviewing FHA, VA and USDA loans for endorsement/guarantee in accordance with applicable guidelines in addition to serving as a back-up to the AVP, Government Insuring as needed.

Essential Duties and Responsibilities

• Assign daily workflow to team members to ensure the timely and accurate completion of FHA, VA and USDA insuring applications.
• Conduct training and coaching of team members to ensure understanding of published guidelines and procedures.
• Perform random quality control reviews of team member work output to ensure compliance with guidelines and procedure.
• Serve as the back-up to AVP, Government Insuring as needed.
• Audits the closed loan file to ensure all documents required by FHA, VA or USDA are present, complete and accurate in order to submit the insuring application to the appropriate agency and obtain the insuring certificate/guaranty.
• Remits the UFMIP, VAFF and USDA fees timely and accurately as required by FHA, VA and USDA.
• Prepares loan files in the appropriate stacking order for HUD and VA audit file requests.
• Submits loan deficiencies for remediation as needed.
• Reviews and responds to Notice of Rejects (NOR) timely and accurately.
• Validates the insuring status and accuracy of acquired loans.
• Performs additional government loan review and research as needed.

Position Requirements

Education

• 2 – 4 year college degree preferred

Experience

• Minimum of 5 years working experience in a government insuring environment required.
• Demonstrated knowledge of FHA, VA and USDA requirements for loan insurance applications.
• Knowledge and familiarity of key loan documents 92900A, IRRRL Worksheets, Closing Disclosure, etc.
• Experience with usage of FHA-Connection, WebLGY and the USDA portal for insurance applications.
• Demonstrated leadership skills and the ability to influence others

Functional/Technical Skills

• Demonstrated mastery of FHA, VA and USDA guidelines related to insuring applications.
• Attention to detail and the ability to follow written procedures and guidelines is mandatory.
• Ability to work independently in a remote role while meeting deadlines and achieving desired results.
• Ability to work in a fast-paced environment.
• Personal ownership for learning and growth in role.
• Effective written and verbal communication skills.
• Proven skills with MS Office Products.

Environmental/Physical Demands

Work is typically performed in a standard office environment. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reach, handle or touch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus. Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

This job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of an employee. The Company reserves the right to amend or modify this document at any time and without notice.

Benefits

Our benefits package includes 3 comprehensive Cigna or Kaiser medical plans, dental, and vision insurance. We provide short term and long-term disability insurance, basic life insurance, 401(k), and 11 employer paid holidays. In addition, we offer supplemental benefits to include life insurance, critical illness and accident plans.                                                                                          

Planet Home Lending does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of an enforceable, fully executed agreement for a specified position, Planet Home Lending has no obligation to pay any compensation or recruiter fee of any kind. In the event a recruiter, agency or other similar third-party submits a resume or candidate without a valid binding agreement, Planet Home Lending explicitly reserves the right to pursue and hire those candidate(s) without any obligation or compensation to the referring party. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Planet Home Lending.  If you or your agency would like to be considered as a future recruiting partner, please email [email protected].