Senior Manager - Risk Assurance

Who We Are
At Pepper Money, we’re dedicated to helping people succeed—whether it’s buying a family home, a dream car, developing professionally, or growing their business. We’ve become one of the largest, most trusted, and award-winning non-bank lenders in Australia and New Zealand. Over our 26 years, we’ve achieved a lot, but our proudest accomplishment is helping over half a million Australians reach their goals with our ever-expanding lending options.

The Role
As Senior Manager, Risk Assurance, you’ll lead Pepper Money’s second-line risk assurance function, providing independent assurance over how well our controls and risk management processes are working across the business.

Reporting to the Head of Operational Risk, you’ll design and deliver a risk-based assurance program. This includes controls assurance, thematic reviews and assurance over key processes and control environments.

You’ll play a key leadership role, providing clear insight and constructive challenge to Executive forums. Your work will help ensure risks are managed appropriately and that our control environments remain effective and aligned to Pepper’s Risk Management Framework and Risk Appetite Statement.

You’ll work closely with the Governance and Enablement and Operational Risk teams to turn assurance outcomes into meaningful improvements across frameworks, processes, reporting and risk culture. In doing so, you’ll support confidence in the Three Lines model and continue to lift Pepper’s overall risk maturity.

What you’ll be responsible for

• Designing and delivering a risk-based Annual Assurance Plan across key processes and control environments
• Leading controls assurance reviews, thematic deep dives and second-line assurance activities
• Assessing the design and operating effectiveness of controls and identifying gaps, weaknesses and improvement opportunities
• Delivering clear, practical assurance insights to Executive forums
• Identifying emerging risks, control weaknesses and key themes through assurance activities
• Validating remediation actions and overseeing issue closure to ensure actions are effective and sustainable
• Ensuring assurance outcomes are accurately reflected in the Governance, Risk and Compliance system, and align with risk reporting and risk profiles
• Leading continuous improvement of assurance methodology, processes and tools
• Using data, analytics and emerging technologies to strengthen assurance insights and identify trends
• Building and developing a high-performing assurance team
   

About you

You’re a senior risk or assurance professional with strong experience in controls assurance, internal audit or risk management. You enjoy providing independent challenge and delivering insights that genuinely improve business outcomes.
You bring sound judgement, strong analytical skills and confident leadership. You’re comfortable influencing senior stakeholders and can turn complex assurance outcomes into clear, practical actions.

• Extensive experience in risk assurance, internal audit, controls assurance or related roles within financial services
• Demonstrated experience designing and delivering assurance or audit programs
• Strong experience assessing control environments and risk management practices
• A proven ability to provide independent challenge and influence senior stakeholders
• Experience delivering clear reporting and insights to Executive-level forums
• Strong written and verbal communication skills
   

Qualifications that are valued but not essential:

• Tertiary qualification in in business, finance, commerce, law or a related discipline
• Relevant professional qualifications
   

At Pepper Money, collaboration is just as vital as your skills. Our values are the heartbeat of our success, driving everything we do:

Can Do: We think outside the box and harness the power of teamwork to achieve the extraordinary.
Balanced: We set our customers up for success, crafting win-win outcomes that are both human and profitable.
Real: We keep it honest and respect everyone, building genuine connections.

Our Benefits

At Pepper, we're dedicated to making this a fantastic place to work and supporting you every step of the way. Enjoy a values-driven, diverse environment with a leadership team that inspires success and a culture that rewards excellence. We're always finding new ways to make Pepper a place for everyone:

• Development: a full suite of development opportunities and a great team to learn from
• Recognition: Celebrate efforts with our Spice Reward and Recognition Program and diversity through our DE&I initiatives 
• Flexibility: Embrace our hybrid working model, flexible parental leave policies and purchased leave options
• Health and Wealth: Free gym membership, discounted health insurance policies, novated leasing and staff loan rates to manage your mind, body and wallet!
• Referral Bonus: Earn $2000 for referring great people.
   

If this role sounds like it’s for you and you have experience in tackling some of the day-to-day tasks, we want to hear from you.

For more information on Pepper visit www.peppermoney.com.au.

Pepper is proud of our inclusive and diverse workplace that we have built over the last 26 years. Diversity is embedded in our people practices, the way we communicate and connect with each other, and it is recognised throughout our values.