Senior Claims Specialist, Environmental Claims

OH-Cincinnati · On-site

About this role

MSIG USA continues to grow!

Company Overview:

MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.

MSIG USA is seeking a highly experienced Senior Environmental Claims Specialist to manage complex environmental, toxic tort, and long-tail liability claims. This role is responsible for handling claims end-to-end—from initial intake and coverage assessment through investigation, strategy development, negotiation, and final resolution.

The ideal candidate brings deep expertise in environmental law, coverage interpretation, and litigation management, with the ability to develop and execute thoughtful resolution strategies while effectively communicating with internal leadership and external stakeholders.

Key Responsibilities

Claims Management & Investigation

  • Manage a portfolio of complex environmental and toxic tort claims, including long-tail exposures

  • Oversee claims from intake through resolution, ensuring timely and thorough handling

  • Conduct detailed investigations, including liability, damages, and exposure analysis

  • Coordinate with external counsel, consultants, and experts on technical environmental matters

Coverage Analysis

  • Analyze and interpret policy language to determine coverage applicability

  • Draft clear, well-supported coverage position letters (including reservations of rights and disclaimers)

  • Evaluate coverage issues related to environmental exposures, bodily injury, and property damage claims

Litigation & Resolution Strategy

  • Develop and implement strategic claim resolution plans, including litigation and settlement approaches

  • Manage litigation in partnership with outside counsel, including strategy direction and budget oversight

  • Negotiate settlements and drive claims toward efficient, cost-effective resolution

  • Provide negotiation directives and authority recommendations aligned with company guidelines

Leadership Communication & Reporting

  • Prepare and deliver presentations to senior management on significant claims, exposures, and trends

  • Provide clear recommendations on reserves, litigation strategy, and settlement positions

  • Maintain accurate and timely claim documentation and reporting

Collaboration & Compliance

  • Partner with underwriting, legal, and risk teams to analyze emerging risks and coverage issues

  • Ensure compliance with regulatory requirements and internal claims handling standards

  • Contribute to continuous improvement of claims processes and best practices

Qualifications

Required Experience

  • Minimum 7+ years of experience handling environmental, toxic tort, or complex liability claims

  • Demonstrated experience managing long-tail claims from intake through final resolution

  • Strong background in coverage analysis and policy interpretation

Education & Credentials

  • Juris Doctor (JD) strongly preferred

  • Bachelor’s degree required

Technical Expertise

  • In-depth knowledge of environmental law, toxic tort litigation, and liability frameworks

  • Proven ability to draft coverage-level communications and legal correspondence

  • Experience managing outside counsel and litigation strategy

  • Strong negotiation skills with a track record of achieving favorable claim outcomes

SALARY: The estimated salary range for this position is $150,000.00 -

$190,000.00 per year. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, MSIG USA will consider a candidate’s relevant experience, location, and other job-related factors.

Additional Benefits:

  • Healthcare and Retirement Benefits

  • Comprehensive medical, dental, and vision coverage

  • 401(k) with a generous employer match and profit-sharing contribution

  • Wellness incentive program

  • Life and accidental death and dismemberment (AD&D) insurance

  • Flexible spending programs

  • Short-term and long-term disability plans


Additional Benefit Programs

  • Paid time off program

  • Paid charitable leave

  • Paid parental leave

  • Tuition reimbursement program

  • Personal insurance (auto/homeowners) discounts

#LI-Hybrid #LI-Remote





It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!


It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.

Company at a glance

MSIG USA is the partner that businesses rely on for creative, customized insurance solutions. Owned by a global P&C carrier with an A+ rating and a 300-year heritage, MSIG USA helps protect leading businesses across a wide range of industries. The company’s financial strength and deep capacity enable it to cover a wide range of risks and deliver responsive, personalized service through a nationwide team. MSIG USA is admitted in all P&C lines in all 50 states, the District of Columbia, and Puerto Rico.

MSIG USA is the marketing name used to refer to certain underwriting subsidiaries of MSIG Holdings (U.S.A.), Inc. (“MSIGH”), and its subsidiary companies. U.S. Companies Only: MSIG insurers are subsidiaries of Mitsui Sumitomo Insurance Company, Limited, a member of MS & AD Insurance Group. MSIG refers to the insurers underwriting coverage: Mitsui Sumitomo Insurance Company of America, Mitsui Sumitomo Insurance USA Inc. and MSIG Specialty Insurance USA Inc

Team Size201-500 employees
WorkspaceOn-site
IndustryInsurance
Location
Cincinnati, Ohio, United States
LinkedInLinkedIn

Tired of cold applications?

Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.

Know someone who'd be great for this?