Mortgage Loan Processor

Job DetailsJob Location: Augusta, ME 04332-5659Are you an experienced Mortgage Loan Processor who thrives on accuracy, organization, and keeping loans moving smoothly from application to closing?

At Maine State Credit Union, you’ll be a critical partner to our Mortgage Lending Team owning the details, managing the loan pipeline, and ensuring our members experience a seamless, professional lending process.

This role is ideal for someone who enjoys balancing multiple priorities, collaborating with lenders and vendors, and confidently navigating compliance requirements in a dynamic environment.

What Your Day Will Look Like

As a Mortgage Loan Processor, your daily work will be hands‑on, detail‑driven, and essential to successful loan closings:

• Manage the loan pipeline from application through closing keeping files accurate, complete, and on track.
• Prepare loan documentation for new and modified real estate and consumer loans using the Credit Union’s Loan Origination System (LOS).
• Order and coordinate third‑party services such as title work, appraisals, and legal documents—following up to keep timelines moving.
• Review loan files for compliance and accuracy, ensuring adherence to federal and state regulations including QM, ATR, and TRID.
• Complete post‑closing tasks including recording security documents, ensuring final title policies are issued, and supporting audit requests.
• Maintain strict confidentiality while upholding the Credit Union’s member‑first service standards.

Why You’ll Enjoy This Role

1. You’ll have ownership of your work and see the direct results of your efforts at closing
2. You’ll work with a collaborative lending team that values accuracy, accountability, and service

QualificationsWhat We’re Looking For

1–3 years of mortgage or loan processing experience
Strong working knowledge of loan documentation, policies, and compliance requirements
Experience using Encompass LOS or similar systems (preferred)
Comfortable managing multiple files and deadlines simultaneously
Clear, professional written and verbal communication skills

Compensation: 24/hr-26/hr, depending on experience.

Benefits of Employment with Maine State Credit Union:

In addition to our world-class culture, a fun and supportive work environment and opportunities to learn and grow, our employees appreciate the work-life harmony they are able to achieve as part of our team.

We are also proud of the benefits we offer

Employer-subsidized medical insurance plans, includes one plan with employer paid premiums of 97%
HSA – generous employer contribution
Employer funded HRA

Employer-subsidized Dental and Vision Insurance

100% employer paid - Life, Short-Term Disability and Long-Term Disability Insurance

Accident Insurance

Competitive wages, and annual evaluations with compensation adjustments
Generous 401(k) employer match, plus annual discretionary contribution
Generous PTO with immediate PTO accruals + 8 hrs of birthday PTO & 12 paid holidays
Education reimbursement - up to $5,000 annually for undergraduate
Opportunities to volunteer in our local communities
100% Employer Paid EAP which includes 6 free mental health sessions
Wellness Reimbursement of up to $150