Senior Credit Risk Analyst
About this role
Senior Credit Risk Analyst
Department: Analytics Department
Employment Type: Full Time
Location: Georgia
Description
inDrive Money is a lending vertical aiming to fund under-banked audiences across inDrive network. Currently operating in six countries and issuing tens of thousands loans monthly and growing. We are using Platform's and alternative data for underwriting as well as transaction-based collection.
Key Responsibilities
- Develop predictive scoring models for credit decision-making and look for their points of growth through new internal and external data;
- Develop and optimize limit and rate policies;
- Implement built models in online scoring;
- Evaluate product profitability and build NPV models;
- Analyze loan portfolio;
- Bring raw data to real-world application in processes and deliver business results through ML;
- Interact with business, DWH, developers and product analysts;
- Work through reporting requirements.
Skills, Knowledge and Expertise
- You have an understanding of ML and data analytics;
- Ready to take a deep dive into ML, business processes, data, and cause-and-effect relationships;
- Have experience in lending to SMEs or individuals;
- Ready to drive things around you and always looking for ways to make processes even better;
- Love math and speak the language of numbers and theorems:
- Inspired by the real business impact of your actions;
- Have experience building NPV models;
- Have experience with Python, SQL;
- Python library development skills, project management experience and the ability to present the results of your work well would be a plus;
- English proficiency: B2 (Upper-Intermediate).
Why join us
- Help us challenge injustice by creating fair choices for millions of people across 1100+ cities in 48 countries;
- Develop your professional skills with access to mentoring, career consulting, and learning programs;
- Collaborate with teams around the world and gain international experience through our Global Talent Exchange Program;
- Engage in company-wide challenges, awards, sports activities, employee-led social impact and volunteering projects;
- Work alongside people who take initiative, speak openly, and challenge themselves to grow;
- Improve your language skills through co-financed courses and internal speaking clubs.
Company at a glance
inDrive is a global mobility and urban services platform. The inDrive app has been downloaded over 400 million times, and is the second most downloaded mobility app globally for the third consecutive year. In addition to ride-hailing, inDrive provides an expanding list of urban services, including intercity transportation and delivery. In 2023, inDrive launched New Ventures, a venture and M&A arm.
inDrive operates in over 1200+ cities in 48 countries.
inDrive’s Purpose and Supermission: We Challenge Injustice Through Fair Choices.
Injustice is to the inequality of opportunities and abuse of power by corporations, society and individuals.
inDrive’s strategic goal: Provide choice for 1+ billion people through business and non-profit initiatives. The company pursues this goal both through its core business, which supports local communities via a fair pricing model; and through the work of inVision, its non-profit arm. inVision’s community empowerment programs help to advance education, sports, arts and sciences, gender equality and other vital initiatives.
For more information visit www.inDrive.com
Top Benefits
- Mentoring
- Career consulting
- Learning programs
- Global Talent Exchange Program
- Company-wide awards
- Sports activities
- Social impact projects
- Volunteering projects
- Co-financed language courses
- Internal speaking clubs
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