Auditor-Gold Loan
About this role
Job Requirements
Role/ Job Title: Auditor – Gold Loan
Function/ Department: Gold Loan
Job Purpose:
To ensure the Audit conducted at branches are within the defined TAT and quality.
Roles & Responsibilities:
- Gold Loan valuation using standard methods.
- Perform all checks required to perform purity of the collateral with all means.
- To ensure the Audit conducted at branches are within the defined TAT and quality.
- Ensure proper systematic checks are done on a monthly basis to evaluate the stock of Gold lying in branches.
- Verification of previous audit report and its compliances and report if any non-compliance.
- Conduct the security checks during the audit time, ensure the burglary alarm CCTV and weighing balance are working properly and branch is following all security measures.
- Willingness travelling to other states /location for conducting audit or other related works.
- Take training session on gold loan valuation to the branch staff for general awareness.
- Doing the clear and honest deal with intact integrity, should not be involved in any kind of direct /indirect interest in the transactions.
- Safeguard of company assets provided for serving job responsibilities.
- Proficient in MS - Word /Excel and power point.
- Personally drive positive work ethic to deliver results within tight deadlines and in demanding situations.
- Willingness to work extensively in the field and travel across the region on short notice.
- Carrying out ad-hoc activities as per the requirement of the department.
- Demonstrates Managerial effectiveness and helps the team to develop the same.
- Defines strategy and participate with team to help deliver the business month on month.
Education Qualification:
Graduation: Bachelor’s in Engineering / Technology / Math’s / Commerce / Arts / Science / Biology / Business / Computers / Management.
Post-graduation: MBA.
Experience: 5 to 10 years of experience
Company at a glance
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Formed in December 2018 through the merger of infrastructure finance giant IDFC Bank and retail finance specialist Capital First, we commenced commercial banking operations in 2016. Our core principles:
Vision: Building a world-class bank in India, driven by ethical, customer-friendly, digital, and socially responsible banking principles.
Universal Bank: Offering a comprehensive range of services like Retail, MSME, Rural, Startups, Cash & Wealth Management, Deposits, Corporate & Government Banking, Working Capital, Trade Finance, and Treasury Solutions.
Ethical Banking: We follow a 'Near and Dear' test, ensuring products are customer-friendly enough for employees to recommend to loved ones. We simplify legal jargon for clarity and offer 'ZERO FEE Banking' on all savings account services like SMS alerts, IMPS, RTGS, NEFT, ATM withdrawals, and more, making it India’s 1st & only bank to do so.
Customer-Friendly Banking: IDFC FIRST Bank credits monthly interest on savings accounts, offers lifetime-free credit cards with non-expiring rewards and transparent fees.
Technology-led Banking: Seamless services across mobile, branches, internet banking, call centres, & relationship managers. Our mobile app, with 250+ features, is rated 4.8 on Google Play & the App Store.
Global rating agency Forrester ranked it India’s best & among the world’s top 20 for two consecutive years.
Social Good Banking: Focusing on financial inclusion, we serve 40M+ customers, with 16M lifestyle improvement loans,15M loans to 4.3M women entrepreneurs, 6.5M vehicle loans, 1M each for sanitation & livelihood, 300K SME, and 100K home loans.
ESG Goals: We hold high ESG scores, demonstrating our commitment to financial inclusion & social responsibility.
Creating a new-age, ethical and world-class institution for India is a privilege for its employees.
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