Assistant Relationship Manager- Business Banking Assets | Dubai

About ENBD

Emirates NBD is a market leader across the MENAT (Middle East, North Africa and Türkiye) region with a presence in 13 countries, serving over 9 million customers. Emirates NBD is the leading financial services brand in the UAE with a Brand value of approximately USD 4 billion. We serve our customers and help them realise their financial objectives through a range of banking products and services including retail banking, corporate & institutional banking, Islamic banking, investment banking, private banking, asset management, global markets and treasury, and brokerage operations. We are a key participant in the global digital banking industry, with 97% of all financial transactions and requests conducted outside of our branches. We also operate Liv, the lifestyle digital bank by Emirates NBD. With over half a million users, it continues to be the fastest-growing digital bank in the region.

Job Overview:

As an Assistant Relationship Manager in Business Banking (Assets) you will be responsible for carrying out the regular Asset related activities including credit proposal preparation, portfolio monitoring and managing some of the assigned portfolio activities on day-to-day basis.

Key Responsibilities: 

•  Prepare and support credit proposals for new, enhanced, and renewed facilities in line with client requirements and bank policies.
• Coordinate with Relationship Managers, clients, Credit, CRAD, and operations teams to obtain information, complete documentation, create securities, and activate limits.
• Review financial performance, account conduct, AECB findings, covenants, approval terms, and key credit risks.
• Manage transaction referrals for working capital facilities and resolve queries relating to TFS, Factoring, and LBD.
• Monitor the assigned asset portfolio, including covenants and the renewal of insurance, valuations, and mortgage documents.
• Prepare MIS and performance reports, support system migrations such as nCino, and assist with ad hoc asset-related activities.
•  Around 5 years of banking – preferably in SME/ Corporate with understanding on Credit & Risk parameters
• Knowledge of banking products, services & credit systems
• Ability to undertake financial analysis & identify risks in credit proposals
• Graduate / Postgraduate – preferably business / Finance / accounting

Skills and Experience 

• Around 5 years of banking – preferably in SME/ Corporate with understanding on Credit & Risk parameters
• Knowledge of banking products, services & credit systems
• Ability to undertake financial analysis & identify risks in credit proposals
• Graduate / Postgraduate – preferably business / Finance / accounting

There’s never been a better time to join Emirates NBD. 

We’re one of the region’s most recognisable brands. We’re banking innovation leaders. We’re growing across both the UAE and our global offices. We offer a huge range of professional development opportunities to accelerate your career. It also goes without saying that we provide extremely competitive rewards, benefits and perks too, like our flexible work policy so you can work from home whenever it suits.

At ENBD, we encourage interested candidates to review the key responsibilities and qualifications for each role and apply for positions that match their skills and capabilities. 

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