Fraud Prevention Analyst II
About this role
Why should you join dLocal?
dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make inroads into the world’s fastest-growing, emerging markets.
By joining us you will be a part of an amazing global team that makes it all happen. Being a part of dLocal means working with 1000+ teammates from 30+ different nationalities and developing an international career that impacts millions of people’s daily lives. We are builders, we never run from a challenge, we are customer-centric, and if this sounds like you, we know you will thrive in our team.
What’s the opportunity?
As our Fraud Prevention Analyst II, you will help us shape fraud strategy across industries, balancing loss reduction with conversion and top-tier user experience. You’ll decide when to approve or reject payments, using data, experimentation, and close collaboration with Data Science to improve model features and thresholds. You’ll own KPIs for key clients and verticals, translating their needs into effective controls. A core part of your impact will be streamlining workflows and reducing manual review through smarter rules and tooling. Your work will directly lower chargebacks/claims while protecting revenue and customer trust.
\nWhat will I be doing?
- Continuously analyze transactional data to identify emerging fraud patterns and attack vectors.
- Design, test, and iterate rules that minimize fraud while safeguarding conversion and UX.
- Collaborate with Data Science to enhance features, refine model rules, and set optimal scoring thresholds.
- Evaluate and integrate new datasets to improve data quality, coverage, and signal relevance.
- Own KPIs for key clients and industries; meet with their fraud teams to align on goals and solutions.
- Run experiments (A/B, backtesting) to quantify rule/model impact and guide decisions.
- Build clear monitoring (dashboards/alerts) to track performance, drift, and false positives.
- Identify and drive automation opportunities that reduce manual reviews and errors (e.g., auto-tuning thresholds, rule deployment pipelines).
- Partner with Engineering/Data to implement tooling, integrations, and reporting that accelerate decisioning and incident response.
- Bachelor’s degree in Economics, Engineering, Statistics, or related field.
- 3+ years in fraud prevention or a closely related risk domain.
- Strong SQL and experience working with large datasets.
- Proven experience with AI/ML in fraud or risk scoring (features, thresholds, model-informed rules).
- Strong analytical, presentation, and communication skills; able to translate insights into action.
- Automation mindset: comfortable with tools and workflows; familiarity with AWS SageMaker, Athena, or QuickSight is a plus.
- Advanced English (mandatory).
What do we offer?
Besides the tailored benefits we have for each country, dLocal will help you thrive and go that extra mile by offering you:
- Flexibility: we have flexible schedules and we are driven by performance.
- Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity.
- Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded.
- Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!
- dLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team? We’ve got your back!
Flexibility in how you work: We focus on impact and productivity over fixed hours. This means our teams have flexible schedules and, depending on your role and location, you will combine self‑managed focus time with moments of in‑person connection in our collaboration hubs.
What happens after you apply?
Our Talent Acquisition team is invested in creating the best candidate experience possible, so don’t worry, you will definitely hear from us. We will review your CV and keep you posted by email at every step of the process!
Also, you can check out our webpage, Linkedin and Youtube for more about dLocal!
Company at a glance
dLocal started with one goal – to close the payments innovation gap between global enterprise companies, and customers in emerging economies. We have over 1000 payment methods, in more than 60 countries.
We are relentlessly focusing on serving our customers and solidifying our position as the preferred infrastructure solution for Global Merchants across Emerging Markets.
With the ability to accept local payment methods and facilitate cross-border fund settlement worldwide, our merchants reach billions of underserved consumers in the high-growth markets of Africa, Asia, and Latin America. dLocal offers the ideal payment solutions for global commerce:
Payins: Accept local payment methods
Payouts: Compliantly send funds cross-border
dLocal for Platforms: Unify your platform’s payment solution
Defense Suite: Manage fraud effectively
Financial technology for markets of the future.
Top Benefits
- Flexible schedules
- Referral bonus program
- Social budget
- dLocal Houses
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