NOLA Senior Credit Underwriter

 We are seeking a Senior Credit Underwriter for the Consumer Lending Department.

The Senior Credit Underwriter analyzes consumer loan applications and makes sound, timely credit decisions within established lending policies and authority. This role supports the Portfolio Manager in overseeing daily underwriting operations, monitoring workflow, and helping achieve credit quality, portfolio performance, and profitability goals. As a subject matter expert, the Senior Credit Underwriter provides guidance and training to underwriting staff, partners closely with internal business channels, and ensures lending decisions are communicated clearly and effectively while maintaining compliance with applicable regulations.

If you have strong underwriting and credit analysis skills, you should apply right away!

Highlights:

• Make impactful lending decisions that drive portfolio quality, profitability, and growth.
• Serve as a trusted underwriting expert, guiding credit decisions and exception management.
• Coach and develop underwriters through training, onboarding, and ongoing mentorship.
• Partner with business channels and frontline teams to deliver outstanding service and results.
• Help shape underwriting operations, workflow efficiency, and future product initiatives.
• Work closely with leadership to support departmental performance, planning, and continuous improvement.

Experience:

    Required

• 5 years of progressively increasing lending experience

Education:

    Required

• High School diploma or equivalent experience

    Preferred

• Degree preferred

Licenses & Certifications:  

    Preferred

• Credit Counseling

Skills & Knowledge:

    Required

•  Extensive knowledge of credit and collateral underwriting standards
• Knowledge of federal lending regulations and underwriting rules
• Strong analytical and decision-making skills
• Ability to communicate credit decisions effectively to clients and internal stakeholders
• Ability to use sound judgment in complex underwriting situations
• Strong verbal and written communication skills
• Strong organizational skills
• Proficiency in Microsoft Office programs

Schedule: Monday-Friday, 8:30 am-5:30 pm

Compensation Details:

Paygrade: 2CA

The expected pay range for this position is $83,547.00 - $93,955.01 annually.

Credit Human is committed to equitable and transparent compensation practices. Final compensation is determined based on a variety of factors, including experience, skills, qualifications, internal equity, and geographic work location.

This role may also be eligible for:

• Bonus opportunity up to 7%

Employees are eligible for a comprehensive benefits package, including:

• Medical, dental, and vision insurance
• Pension
• Paid time off and company holidays
• Tuition reimbursement

To get to know Credit Human and learn more about our benefits, visit our careers page at www.credithuman.com/careers.

Job Location: This position is onsite based in New Orleans, LA.

Credit Human conducts employment background checks that may be used for decisions related to employment. Standard checks include NCUA Administrative and Prohibited Orders, ChexSystems, employment verification, criminal history (convictions and outstanding warrants within the past seven years), and degree verification (if applicable). Additional checks may include motor vehicle records, credit checks, or fingerprinting depending on the role.

Applicants must be currently authorized to work in the United States on a full-time basis.

Credit Human is committed to equitable and transparent pay practices. The compensation range listed above represents a good-faith estimate of what we expect to pay for this position at the time of posting. Final compensation will be determined based on experience, qualifications, internal equity, and business needs.