Credit Lead - Technology
Los Angeles · On-site
About this role
CREDIT LEAD - Technology
WHAT IS THE OPPORTUNITY?
The Credit Lead is responsible for overseeing the management of credit portfolios within a certain region or industry. The Credit Lead will be involved in certain transactions, and depending on the size of the team and the size of the portfolio, may be expected to manage a portfolio of their own. On other transactions, the Credit Lead will serve as a point of escalation. The Credit Lead will be responsible for the quality and oversight of all credits for a specific set of Portfolio Managers, Credit Associates, and Credit Analysts. Activities will include credit adjudication with delegated credit authorities. This role will report to the Credit Manager and will work closely with them to manage a portfolio and oversee colleagues. This role be responsible for the day-to-day activities of managing a portfolio, including proactive management of colleagues' workflows to ensure that quality and accurate work product is delivered within cycle times. Depending on the team structure, the Credit Lead may have direct reports—regardless of reporting line, the Credit Lead is expected to coach and train colleagues at various levels in the Credit Solutions organization. The Credit Lead is expected to have knowledge of the portfolio managed by each colleague to ensure balanced workload and an understanding of to whom new clients/credits should be assigned. As part of talent management responsibilities, the Credit Lead periodically will review a sample colleagues' work product and provide feedback to colleagues.
WHAT WILL YOU DO?
- Team Management: Leads and manages a team of Credit Solutions colleagues of various levels, providing functional guidance, risk management coaching, and performance management.
- Credit Management: Oversees credit analysis, underwriting, and portfolio management within the assigned industry/region/or credit line, ensuring alignment with organizational goals and risk management practices. May be involved in the initial assessment process for new credits, subsequent credit approval discussions, and management of the team’s workflow.
- Performance Monitoring: Monitors and analyzes portfolio performance.
- Risk Management: Ensures effective risk management practices are in place, maintaining high standards of credit quality and origination in alignment with Bank’s credit risk appetite, and compliance with institutional and regulatory requirements.
- Business Growth: Drives business growth through strategic planning, market analysis, and identifying new opportunities.
- Collaboration: Works closely with cross-functional teams to ensure cohesive and effective credit operations to achieve the Bank’s strategic initiatives. Participate in and run ad-hoc projects to support the organization’s priorities.
- Industry Awareness: Stays informed about industry trends, regulatory changes, and competitor activities to proactively address potential impacts on the region/industry and credit operations.
- Talent Management: Engages in formal and informal talent management activities to train, develop, manage, and coach team members, fostering a culture of continuous improvement and professional growth
WHAT DO YOU NEED TO SUCCEED?
Required Qualifications
- Bachelor's Degree or equivalent in Finance, Business, or related field
- Minimum 8 years of progressively increasing credit underwriting and portfolio management experience in relevant industry/industries
- Minimum 3 years of leadership and coaching experience in underwriting or credit management, even if informal
Additional Qualifications
- Advanced experience in credit management and lending operations, with a strong understanding of risk management principles
- Proven leadership and coaching skills, with the ability to train and develop talent
- Excellent communication and collaboration skills, with the ability to work effectively with senior leadership and cross-functional teams
- Strong analytical skills, with the ability to interpret complex data and make informed decisions
- Industry-specific knowledge and expertise
WHAT'S IN IT FOR YOU?
Compensation
Starting base salary: $141,830 - $263,408 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
Benefits and Perks
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
- Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
- Generous 401(k) company matching contribution
- Career Development through Tuition Reimbursement and other internal upskilling and training resources
- Valued Time Away benefits including vacation, sick and volunteer time
- Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
- Career Mobility support from a dedicated recruitment team
- Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our Benefits and Perks.
ABOUT US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at About Us.
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
Company at a glance
City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $93 billion in assets as of July 31, 2025. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $106 billion in client investment assets. City National is dedicated to strengthening communities, and in 2024 alone, the company made charitable contributions of nearly $10 million in charitable contributions to nonprofits that support the communities it serves.
*City National Bank does business in Miami and the state of Florida as CN Bank.
Founded1954
Team Size1,001-5,000 employees
WorkspaceOn-site
IndustryBanking
Location
Los Angeles, California, United States
Websitenewsroom.cnb.com
LinkedInLinkedIn
Top Benefits
- Comprehensive healthcare coverage
- Medical plan
- Dental plan
- Vision plan
- 401(k) company matching contribution
- Tuition reimbursement
- Vacation time
- Sick time
- Volunteer time
- Fertility benefits
- Cancer support
- Diabetes support
- Musculoskeletal support programs
Tired of cold applications?
Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.
Know someone who'd be great for this?