Mortgage Lender
About this role
Mortgage Lender
About the Role:
We are seeking a motivated and detail-oriented professional to join our team as a Mortgage Lender at our O’Fallon or Shiloh branch (location will be determined based on the selected candidate). In this role, you will be responsible for originating residential mortgage loans, guiding borrowers through the home financing process, and building strong relationships with clients, realtors, and referral partners.
The ideal candidate will have a solid understanding of mortgage products, underwriting guidelines, and loan documentation, along with a commitment to delivering exceptional customer service while identifying opportunities to cross-sell bank products and services.
This position offers an excellent opportunity to contribute to the bank’s lending growth while helping individuals and families achieve their homeownership goals.
Essential Duties and Responsibilities:
- Originate residential mortgage loans, including conventional, FHA, VA, and other loan programs.
- Guide applicants through the mortgage process from application to closing.
- Analyze borrower financial information, including credit reports, income, and assets, to determine eligibility.
- Ensure loan applications and documentation are accurate, complete, and compliant with regulations.
- Maintain and develop relationships with clients, real estate agents, builders, and other referral sources.
- Cross-sell bank products and services to meet customer needs and support bank growth.
- Provide exceptional customer service while building long-term client relationships.
- Stay current on mortgage lending regulations, guidelines, and market trends.
- Perform other duties as assigned.
Qualifications:
- Bachelor’s Degree in Finance, Business, or a related field, or a minimum of 5 years of relevant experience in mortgage lending or banking.
- Knowledge of residential mortgage products, underwriting guidelines, and loan documentation.
- Strong understanding of credit analysis, income calculation, and debt-to-income ratios.
- Excellent written and verbal communication skills.
- Strong organizational skills and the ability to manage multiple loan files simultaneously.
- Proven ability to build and maintain relationships with clients and referral partners.
Benefits May Include the Following:
Please visit our careers page to learn more about benefits offered at BOS:
https://www.bankwithbos.com/careers/
Salary Range:
The salary range for this position is $50,000.00 – $100,000.00, depending on experience and qualifications. In addition to base salary, compensation may include bonuses, commissions, benefits, and other incentives.
Company at a glance
With a focus on community, Jack A. Marantz founded Bank of Springfield (BOS) in Springfield, Illinois in 1965. Today, the tradition continues under the leadership of Chairman of the Board and Chief Executive Officer, Tom Marantz; our President, Mike Pence; and Executive Vice President and Vice Chairman of the Board, Jason Knoedler.
From our roots as a neighborhood bank on the southeast side of Springfield, Illinois; BOS has grown to 15 full-service branches in Illinois and Missouri and one loan production office in Missouri. As we continue to expand operations, you have our promise to remain privately held and responsive to your needs.
BOS is committed to utilizing our resources to make a positive impact on the communities we serve. We are proud to sponsor many projects, organizations, and events.
Our employees continually dedicate their time volunteering for local organizations, including food, clothing and toy drives, blood drives, and numerous charity events. We are passionate about educating our communities through financial literacy programs and working with customers to grow their financial future.
Member FDIC. Equal Housing Lender.
For your security, never post account information or your social security number on social media sites. Please call 1-877-698-3278 for assistance.
Tired of cold applications?
Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.
Know someone who'd be great for this?