Compliance Analyst - AML

Gather and analyze applicable information and resources to ensure Firms’ Anti-Money Laundering policies and procedures, as well as all applicable laws and regulations are followed.  Review and analyze daily files related to Customer Identification Programs, monitor client account activity for unusual activity, execute client reviews required under Bank Secrecy Act and document findings.

Requirements

•    Involved in one or more of the following activities to ensure compliance with Firms’ AML policy and all applicable laws and regulations:  
•    Review and investigate daily requests related to Customer Identification Programs (CIP). Maintain documentary of evidence of CIP related searches. 
•    Review and communicate discrepancies related to AML policies and procedures to AML Manager. 
•    Analyze exception reports related to Office of Foreign Asset Controls (OFAC) review and utilize systems to address identified exceptions. 
•    Perform necessary regulatory inquiries related to Financial Crimes Enforcement Network (FinCEN) 
•    Review daily exception reports and communicate with financial advisers on any unusual or suspicious activity. 
•    Review and detect variances in policies and regulations through systems and reports 
•    Support supervisory and operations personnel to address questions or concerns related to AML and CIP activity 
•    Take active part in the review, monitoring, testing and verification of our Firm policies and procedures 
•    Perform the required Customer Due Diligence reviews to help determine customer risk profiles 
•    Effective written and oral communication skills with all levels within the organization 
•    Perform research as requested on customer accounts. 
•    Other duties as assigned

Basic Qualifications

High School Diploma or GED required. 
Minimum 3 years of compliance or banking operations experience required. 
*Minimum 3 years of general office or accounting experience required.

Skills and Knowledge

•    Analytical skills that can recognize fraudulent items and items that merit more detailed review 
•    Excellent customer service skills and ability to deal with elite clients 
•    Proven critical thinking and strong time management skills 
•    Ability to multi-task while maintaining a high level of quality and efficiency 
•    General knowledge of bank operations and wire processing 
•    Ability to plan and prioritize job assignments 
•    Ability to communicate effectively orally and in writing 
•    Excellent organizational skills and detail oriented 
•    Requires good knowledge of wire payment processes and related legal/regulatory requirements. 
•    High level of quality/quantity of work and customer service, 
•    Strong analytical skills, ability to resolve routine to complex problem/issues independently and take initiative on new assignments. 
•    Thorough knowledge of compliance related functions. 
•    Thorough knowledge of applicable regulatory requirements. 
•    Good knowledge of Outlook and Microsoft Office applications.
 

About Us

What we give you in return:

Not many teams can say that they support people’s dreams coming to life. We happen to do that every day. And as important as we know your career is, we recognize that there’s a whole lot more to life. To ensure that our employees can make the most of their time outside of working hours, we offer a competitive salary and for full-time roles, a benefits package including:

• Inclusive health, dental, vision, and life insurance plans built to support diverse lifestyles, offer preventative care, and protect against hardship.
• Easy access to mental health benefits to meet our team members and their families where they are.
• 20+ days of paid time off (PTO), paid holidays, and 2 paid wellness days to give our employees the time they need to stay close with their loved ones, recharge, and give back to their communities.
• 401(k) savings plan with a generous company contribution (up to 5%), and access to a financial professional to offer our employees the opportunity to plan-ahead for a strong financial future well beyond their working years.
• Paid parental leave to support all team members with birth, adoption, and fostering.
• Health Savings and Flexible Spending Account options to help you save money on healthcare, daycare, commuting, and more.
• Employee Assistance Program (EAP), LifeLock, Pet Insurance and more.
• Paid caregiver leave to provide time away from work when caring for an ill or recovering family member.
• Additional benefits such as an Employee Assistance Program (EAP), identity theft protection (LifeLock), pet insurance, and other voluntary benefits to provide extra peace of mind

About Cetera

Cetera Financial Group® (Cetera) is a leading network of independent retail broker-dealers and registered investment advisers empowering the delivery of objective financial advice to individuals, families, and company retirement plans across the country through trusted financial advisors and financial institutions. Cetera is one of the largest independent financial advisor networks in the nation and a leading provider of retail services to the investment programs of banks and credit unions.

Advisor support resources offered through Cetera include award-winning wealth management and advisory platforms, comprehensive broker-dealer and registered investment adviser services, practice management support, and innovative technology.

Cetera Financial Group (Cetera) is a network of independent retail firms, including those that are members of FINRA/SIPC: Cetera Advisors LLC; Cetera Wealth Services, LLC (formerly known as Cetera Advisor Networks); Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors); and Cetera Financial Specialists LLC. Entities registered as investment advisers with the Securities and Exchange Commission include Cetera Investment Management LLC and Cetera Investment Advisers LLC. Cetera's principal office is located at 655 W. Broadway, 11th Floor, San Diego, CA 92101. Avantax Planning Partners, Inc. is an SEC registered investment adviser within the Aretec Group, Inc. (dba Cetera Holdings, an affiliate of Cetera). All the referenced entities are under common ownership.

Cetera Financial Group is committed to providing an equal employment opportunity for all applicants and employees. For us, this is the only acceptable way to do business. Accordingly, all employment decisions at Cetera Financial Group, including those relating to hiring, promotion, transfers, benefits, compensation, and placement, will be made without regard to race, color, ancestry, national origin, citizenship, age, physical and/or mental disability, medical condition, pregnancy, genetic characteristics, religion, religious dress and/or grooming, gender, gender identity, gender expression, sexual orientation, marital status, U.S. military status, political affiliation, or any other class protected by state and/or federal law.

Agencies please note: this recruitment assignment is being managed directly by Cetera’s Talent Acquisition team. We will reach out to our preferred agency partners in the rare instance we require additional talent options. Your respect for this process is appreciated.

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