VP, Credit & Portfolio Manager
About this role
Location: Woodland Hills, California
ESSENTIAL DUTIES
Supports the design, execution and oversite for all aspects of credit and portfolio management for the Woodland Hills Office.
Executes processes for Write-Ups, Tickler Covenant Tracking, Credit Track, Approvals, Renewals, PCRMs, Investor Real Estate Reviews, etc. while ensuring accuracy, timeliness, and compliance for each of these functions.
Assists with relevant credit training within the office.
Assists with the management of assigned credit portfolios.
Maintains the Regional Office’s covenant tracking system with reports to managers and Relationship Managers monthly. Maintains communication regarding past due reporting or non-compliant covenants to Relationship Managers.
Ensures all files remain up-to-date and compliant and that all officers will receive an accurate and easily understandable monthly report.
Ensures the Regional Office’s write-ups to the “due” date, ensuring all write-ups to appropriate Relationship Managers for review five days prior to the due date.
Assists with additional, related projects while contributing to the overall betterment of the credit processes and procedures of the Bank as a whole.
Leverages existing relationships to assist in the development of additional commercial, middle market relationships for the Bank.
Prospects lead identification through internal review of client checks and reports, researches to qualify leads, and coordinates contact with loan officers.
Determines types of loans and terms within established lending limits, or makes recommendations to approving Relationship Manager.
Provides financial advice and counsel to customers and prospective customers.
Processes, solves and answers complex customer transactions, problems or inquiries.
Answers telephones, answers questions and directs callers to proper Bank personnel.
Assures compliance with all Bank policies and procedures and all applicable state and federal banking laws, rules and regulations.
Company at a glance
Inspired by the philosophy that a Bank could be more than the sum of its siloed parts, our founders set out to build a new kind of Bank; one that worked as a singular entity, acting as a complete banker on behalf of its clients — in 1998 American Business Bank was born.
Unlike their mega-corporate counterparts, our founders recognized that middle market companies were in need of bankers that could do more for their business, so ABB took action, fostering long-lasting relationships with businesses across the southland. Today, that genuine interest and passion remains the driving force of our success, and it’s how we continue to build a legacy that quietly influences the way premier Southern California businesses operate and grow for years to come.
Never promise what you can’t deliver. These are the words we bank on. At American Business Bank, people are our greatest asset. We believe in building honest relationships — not client rosters — and we work relentlessly to protect our clients’ interests, while driving their businesses forward through strong balance sheets and stable practices.
We want our approach to be as unique as our client’s objectives and that starts with trust. It’s how we earn our seat at the table and instill our clients with the confidence to seize the right opportunity or practice patience when needed. Face-to-face, side-by-side, we are there every step of the way. It’s why we built our bank and how we’ve always done business.
Member FDIC
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