Alexander Kozulin
Product Leader | AI & Fintech | Platform & Payments | Digital Transformation & Innovation
Updated 9 months ago
22+
Years Experience
9
Roles
33
Skills
2
Education
About
Product and IT Lead with SW engineering background and extensive experience in Banking and FinTech industries. I build digital products that solve messy problems in fintech and AI-driven systems. I’ve led Product and IT teams across the U.S. and Europe, working with companies like Rakuten, GE Money, and California Higher Education System to bring payment solutions, identity platforms, and mobile tools to market. I’ve launched and scaled services used by over 30 million users. I led initiatives that improved checkout conversion by 18%, expanded partner integrations by 40%, and reduced time-to-market for new features by 30%. My background blends systems thinking, and hands-on tech execution. I’m most in my element when navigating complexity: whether that’s launching a feature across regions, translating between engineers and execs, or designing a user flow that actually works at scale. I'm proficient at simplifying strategy, establishing data governance, innovating, and scaling teams, managing multi-million dollar programs in startups and corporate cross-functional environments. Skills: Business Strategy | Product Development | Program Management | Digital Payments | P2P Transfers | Financial Analysis | Data Collection | e-Wallets | SaaS | Mobile | PCI | CCPA | SOC2 | Agile Tools: Smartsheet | Jira | Confluence | MS Project | GitHub | Visio | Excel | G-Suite | PowerPoint | MindMaps | SQL | Postman | REST APIs | C++ | C# | ASP.NET | Java | JS | XML | HTML | CSS
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Experience (9 roles)
Senior Product Manager
CurrentContinuously explore the market and lead partnership activities (RFP, SOW, etc.), design solution proposal and business models, design and bring products from 0 to 1. • Launched the acquiring product for the first US customer of Rakuten Card; • Strategy development for consumer and merchant FinTech...
Senior Vice President, Technology
Established PMO standards and scaled project management practices across a global-wide company • Built firm-wide PMO introducing Agile culture and Hybrid methodologies, templates and best practices; • Program/Project leadership for Trading apps scaling the business to the International Investment m...
Project Manager
San Francisco State University
Implemented a unique Transit-Pass project in California State education system. Served as an idea generator and facilitator between business and IT teams. Eliminated post-deployment complaints resolving operational issues with payments, discounts, and process quality. • Built a process, manufacture...
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Education (2)
Saratov State University named after N.G.Chernyshevsky
Saratov State Technical University
Skills (33)
Certifications (15)▼
Identification and documentation of business requirements basing on Use-Case and working procedure modeling
Luxoft
Integrated Project Execution, Monitoring, and Control
Skillsoft
Foundational Project Management Elements
University of California, Irvine Division of Continuing Education
Revenue Models
Founder Institute
Controlling Costs
Skillsoft
Project Management Professional (PMP)
Virtual team management
Luxoft
Advance Financials and Logistics
Epicor
Decision Intelligence
Fundamentals of MCP
Hugging Face
Leader of People
GE Capital
Six Sigma
Luxoft
Building AI Powered Apps
Microsoft Certified Solution Developer; Microsoft Certified Professional
Microsoft
Research and Customer Development
Founder Institute
Honors & Awards (7)▼
2015 World’s Best Digital Banks Awards in Central & Eastern Europe
Issued by Global Finance · Jul 2015
Associated with Sberbank Winner in Best Bill Payment & Presentment subcategory
Note of appreciation
Issued by AVP of Fiscal Affair · Jun 2017
Associated with San Francisco State University Note of appreciation from AVP of Fiscal Affairs
Dell SMT individual award
Issued by Dell · Jun 2005
Associated with Dell Dell SMT individual award
Note of appreciation
Issued by Bank Societe Generale Vostok · Nov 2009
Associated with Banque Societe Generale Vostok Note of appreciation from BSGV Risk Department
Note of appreciation
Issued by Bank Societe Generale Vostok · May 2009
Associated with Banque Societe Generale Vostok Note of appreciation from BSGV Compliance Department
Note of appreciation
Issued by CIO of GE Money Bank · Dec 2011
Associated with GE Money Bank Note of appreciation from CIO
Best Start Award
Issued by GE Money Bank · Jun 2011
Associated with GE Money Bank Winner in IT Department annual competition – Best Start nomination
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