Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”

Why join us?

• An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 12 years) and Employee Recommended award by the Globe & Mail (past 6 years)
• Competitive pay and discretionary or incentive bonus eligible
• Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
• Family-friendly work hours
• Promote from within culture

Why join this team?

• We have a culture that encourages an entrepreneurial spirit
• We offer multiple opportunities for development and upward mobility

Job Description Summary

The Commercial Banking CFO provides strategic and financial leadership for Wintrust’s commercial banking lines of business (“LOBs”), supporting loan and deposit growth, profitability, risk management, and regulatory compliance. This role partners closely with Commercial Banking leadership, Credit, Treasury, Risk, and Executive Management to drive disciplined financial performance across commercial banking products (i.e., loans and deposits), including C&I and middle-market lending. The role also supports Wintrust’s community bank structure, providing enterprise-level financial leadership to drive local decision-making, relationship growth, and disciplined profitability.

What You’ll Do

• Serve as the primary financial advisor to Commercial Banking leadership and LOB executives. Develop and execute financial strategies that support growth, margin optimization, and return on assets (“ROA”) / return on equity (“ROE”) across the commercial banking portfolio. Oversee budgeting and forecasting for Commercial Banking LOB.
• Analyze loan and deposit portfolio performance, including net interest margin, fee income, cost of funds, and operating efficiency. Provide detailed profitability analysis by product, LOB and other characteristics.
• Partner with Treasury on balance sheet strategy and pricing related to Commercial Banking. Monitor credit quality trends and portfolio concentrations. Support loan pricing models and ROA/ROE frameworks.
• Work closely with Credit Administration, Risk Management and Controllership to ensure strong financial controls and compliance with regulatory standards. Support regulatory exams, internal audits, and management reviews related to Commercial Banking.
• Present financial results and trends senior management, committees, and other individuals as needed. Deliver timely, accurate financial reporting for Commercial Banking LOBs. Identify performance gaps and recommend corrective actions to improve profitability and efficiency.

Qualifications

• Bachelor’s degree (MBA and/or CPA preferred).
• 10+ years of significant experience in role(s) supporting various Commercial Banking LOBs.

Benefits

Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance

Compensation

The estimated salary range for this role is $250,000-$275,000 , along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate’s qualifications, skills and experience.

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life.  To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success.  Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.