About this role
Join us as a Senior Credit Risk Manager within the Consumer Division, supporting our Consumer Finance business.
What’s the role?
As part of the First Line Credit Risk team, you’ll lead the development, testing and implementation of credit policy strategies using Strategy Manager and Power Curve. You’ll act as a subject matter expert in automated credit decisioning, guiding stakeholders on policy changes and business rule impacts.
A core part of your role will be improving credit processes to enhance customer experience, monitoring portfolio trends, and ensuring robust documentation and governance.
You’ll collaborate with data, analytics and business teams on strategic initiatives while staying across regulatory changes and industry developments. This is a hands‑on, analytical role where you’ll influence decisions, optimise risk‑return outcomes, and drive continuous improvement across the portfolio.
This is a permanent full‑time role and can be based in Sydney, Melbourne, Brisbane or Adelaide.
What do I need?
We’re looking for someone who brings:
- Experience in designing, building, implementing and testing credit policy changes across credit decisioning systems (essential)
- Strong understanding of Australia’s retail credit and consumer finance landscape, with experience in retail credit risk and local regulations, personal lending knowledge (desirable).
- Analytical skills with capability in data extraction and analysis using Strategy Manager, Power Curve, SAS, SQL or R (essential)
- High learning agility, intellectual curiosity and strong attention to detail.
- Strong stakeholder management and excellent written and verbal communication, including preparing clear approval memos.
Why join us?
We’re obsessed with becoming our customers #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:
- Ongoing special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
- Continued flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave.
- Tailored learning and development opportunities to help your grow your career within the bank.
- Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives
Create your future today
To get started, simply click on the APPLY or APPLY NOW button
We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.
If you need any adjustments during the recruitment process, you can find out more information and additional contact details by visiting the "People with Disability and/or needing Accessibility Requirements" page on our website.
Other facts
About Westpac Group
From rescue helicopters to signing the Equator Principles, from paying super during parental leave to adding 'Touch ID' biometric technology to our banking apps and being first on the scene with a helping hand in times of crisis... we have a proud history of stepping up to be first for our customers, communities and people. As Australia’s first bank and Australia’s first company we put service at the heart of everything we do and our people are our priority.
We've grown up as a company and expanded both in Australia and throughout Asia, the United Kingdom and the United States. Now we are made up of your favourite financial institution names including Westpac, BankSA, St.George Bank, BT Financial Group, RAMs and Bank of Melbourne, a change of job doesn’t mean a change of employer at Westpac Group.
We've made a commitment to put our customers first in everything we do. This means creating fundamentally superior customer experiences for each customer, every time. We promise that when you meet with someone from Westpac Group, you'll be touched by their genuine dedication to helping our customers prosper and grow.
Westpac Group acknowledges the traditional owners as the custodians of this land, recognising their connection to land, waters and community. We pay our respects to Australia's First Peoples, and to their Elders, past and present.
What you'll do
- Lead the development, testing, and implementation of credit policy strategies. Collaborate with data, analytics, and business teams on strategic initiatives while monitoring portfolio trends.
Ready to join Westpac Group?
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