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Non-Delegated Mortgage Underwriter II
full-timeTexas, Florida, Prior Lake, Georgia

Summary

Location

Texas, Florida, Prior Lake, Georgia

Type

full-time

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About this role

Job Title:

Non-Delegated Mortgage Underwriter II

Location:

Remote Texas

What you'll do:

Mortgage Underwriter II is responsible for underwriting Agency Conventional loans by reviewing the credit, capacity and collateral characteristics of loan files to ensure it meets company and investor quality standards.
  • Manage individual pipeline on a daily basis by completing Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times
  • Identify any document deficiencies, request additional information and/or documentation from Clients as needed
  • Expert ability to navigate and interpret all agency and company guidelines
  • Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan. 
  • Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans
  • Other duties as assigned

What you'll need:

  • 5+ years mortgage industry experience, with 3 years recent underwriting or loan review experience.
  • College degree preferred but not required
  • Ability to communicate effectively and professionally
  • Basic proficiency in Microsoft Office products (Excel, Word, etc.)
  • Loan quality and risk management
  • Experience in Retail or Non-Delegated Underwriting
  • Knowledge of FNMA and FHLMC guidelines.
  • Knowledge of FHA, VA and USDA guidelines a plus, but not required.
  • DE or LAPP/SAR a plus, but not required
  • Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Prospector
  • Good Customer/Client service skills
  • Ability to work in a fast paced production environment
  • Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
  • Excellent written and verbal communication skills
  • Prioritization and Time Management skills
  • Ability to learn and adapt to guideline changes

Benefits you’ll love:

We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.  

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email [email protected] or call 602-386-2488.  When contacting us, please provide your contact information and state the nature of your accessibility issue.  We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

© Western Alliance Bancorporation

Other facts

Tech stack
Mortgage Underwriting,Loan Review,Communication Skills,Microsoft Office,Loan Quality Management,Risk Management,Customer Service,Automated Underwriting Systems,FHA Guidelines,VA Guidelines,USDA Guidelines,FNMA Guidelines,FHLMC Guidelines,Time Management,Self-Starter,Dependable

About Western Alliance Bank

Western Alliance Bancorporation (NYSE: WAL) is one of the country’s top-performing banking companies. Its primary subsidiary, Western Alliance Bank, Member FDIC, offers a full spectrum of tailored commercial banking solutions and consumer products, all delivered with outstanding service by banking and mortgage experts who put customers first. Serving clients across the country wherever business happens, Western Alliance Bank operates individual, full-service banking and financial brands with offices in key markets nationwide.

Team size: 1,001-5,000 employees
LinkedIn: Visit
Industry: Banking

What you'll do

  • The Non-Delegated Mortgage Underwriter II is responsible for underwriting Agency Conventional loans by reviewing loan files to ensure they meet quality standards. This includes managing a pipeline, identifying document deficiencies, and communicating with clients regarding outstanding conditions.

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Frequently Asked Questions

What does a Non-Delegated Mortgage Underwriter II do at Western Alliance Bank?

As a Non-Delegated Mortgage Underwriter II at Western Alliance Bank, you will: the Non-Delegated Mortgage Underwriter II is responsible for underwriting Agency Conventional loans by reviewing loan files to ensure they meet quality standards. This includes managing a pipeline, identifying document deficiencies, and communicating with clients regarding outstanding conditions..

Why join Western Alliance Bank as a Non-Delegated Mortgage Underwriter II?

Western Alliance Bank is a leading Banking company.

Is the Non-Delegated Mortgage Underwriter II position at Western Alliance Bank remote?

The Non-Delegated Mortgage Underwriter II position at Western Alliance Bank is based in Texas, United States and Florida, United States. Contact the company through Clera for specific work arrangement details.

How do I apply for the Non-Delegated Mortgage Underwriter II position at Western Alliance Bank?

You can apply for the Non-Delegated Mortgage Underwriter II position at Western Alliance Bank directly through Clera. Click the "Apply Now" button above to start your application. Clera's AI-powered platform will help match your profile with this opportunity and guide you through the application process. You can also learn more about Western Alliance Bank on their website.