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Credit Analyst
full-timeKuala Lumpur

Summary

Location

Kuala Lumpur

Type

full-time

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About this role

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

  • Prepare internal credit ratings and conduct credit reviews for commercial/enterprise clients, ensuring adherence to the Bank’s policies, credit principles, lending direction and guidelines.

  • Evaluate the overall credit worthiness of the borrowers and the ability to meet credit obligations periodically, and alert business for any adverse conditions/news.

  • Work with Commercial Banking coverage team to support all related credit analysis matter.

  • Interact with the client including gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.

 

Job Requirements

  • Degree in Business/Accounting/Finance/Economics or related field
  • Up to date with legal, compliance and market risk related issues
  • Strong analytical skills with good grasp of financial analysis
  • Ability to analyze cash flows, leverage, collateral and customer strength
  • Excellent interpersonal and writing skills to ensure effective delivery of credit reports and communication with stakeholders.
  • Presentable, dynamic, dedicated, self-driven and highly motivated

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a Difference

Other facts

Tech stack
Credit Analysis,Financial Analysis,Analytical Skills,Interpersonal Skills,Writing Skills,Cash Flow Analysis,Leverage Analysis,Collateral Analysis

About UOB

We’re here to do Right By You.

At UOB, we aspire to build a better future for the people and businesses in the region.

Through our extensive network and suite of capabilities, we offer financial solutions to the people and businesses within, and connecting with ASEAN.

We create solutions tailored to your unique needs through data and relationship-led insights.

Our comprehensive regional network and one-bank approach connects your business to new opportunities in ASEAN.

We help businesses to advance responsibly and guide personal wealth to grow sustainably. We foster inclusiveness and environmental well-being for stronger societies.

This is how we stay committed to forging a sustainable future for generations to come.

Note: For the terms of use of our LinkedIn channel, please visit: https://go.uob.com/socialmedia

Team size: 10,001+ employees
LinkedIn: Visit
Industry: Banking
Founding Year: 1935

What you'll do

  • Prepare internal credit ratings and conduct credit reviews for commercial clients while ensuring adherence to the Bank’s policies. Evaluate borrowers' credit worthiness and alert the business of any adverse conditions.

Ready to join UOB?

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Frequently Asked Questions

What does a Credit Analyst do at UOB?

As a Credit Analyst at UOB, you will: prepare internal credit ratings and conduct credit reviews for commercial clients while ensuring adherence to the Bank’s policies. Evaluate borrowers' credit worthiness and alert the business of any adverse conditions..

Why join UOB as a Credit Analyst?

UOB is a leading Banking company.

Is the Credit Analyst position at UOB remote?

The Credit Analyst position at UOB is based in Kuala Lumpur, Kuala Lumpur, Malaysia. Contact the company through Clera for specific work arrangement details.

How do I apply for the Credit Analyst position at UOB?

You can apply for the Credit Analyst position at UOB directly through Clera. Click the "Apply Now" button above to start your application. Clera's AI-powered platform will help match your profile with this opportunity and guide you through the application process. You can also learn more about UOB on their website.