• Monitor and analyze daily payment transactions across domestic and international channels to ensure accuracy and timeliness.
  
• Investigate and resolve payment discrepancies, failed transactions, and exceptions in coordination with finance, operations, and banking partners.
  
• Generate and maintain detailed reports on payment volumes, success rates, settlement timelines, and reconciliation status.
  
• Collaborate with cross-functional teams (including Treasury, Accounting, and IT) to streamline payment processes and implement system improvements.
  
• Ensure compliance with internal controls, regulatory requirements, and anti-fraud protocols in all payment activities.
  
• Support month-end and year-end closing activities by providing accurate payment reconciliation data.
  
• Utilize ERP and payment gateway systems (e.g., SAP, Oracle, or similar) to track, analyze, and report on payment performance.
  
• Identify trends and risks in payment data, and recommend process enhancements to improve efficiency and reduce operational risk.
  
• Maintain a comprehensive knowledge of payment methodologies, including ACH, wire transfers, and card-based payments
  

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
  
• 2–5 years of experience in payment operations, financial analysis, or a similar role within the Financial Services industry.
  
• Proficiency in Microsoft Excel (advanced functions, pivot tables, VLOOKUP), and experience with reporting tools (e.g., Power BI, Tableau, or similar).
  
• Familiarity with ERP systems (e.g., SAP, Oracle) and payment processing platforms.
  
• Strong analytical and problem-solving skills with a keen eye for detail and accuracy.
  
• Excellent communication and collaboration abilities, with experience working in cross-functional teams.
  
• Understanding of financial regulations and compliance standards relevant to payment processing (e.g., RBI guidelines, AML, KYC).
  
• Ability to manage multiple priorities in a fast-paced environment with high accuracy under deadlines.
  
• Willingness to work in a hybrid or onsite setup in Ahmedabad