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TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

DEPARTMENT OVERVIEW

Co-op and Internship opportunities allow you to gain valuable work experience across a number of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care.

Our Co-op/Intern Programming is offered with select Co-op and Internship roles and is designed to help you better understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features:

• Leadership talks with key Leaders from across the organization
• Connect and Learns on topics such as Innovation
• Diversity and Inclusion and Personal Branding and so much more

TD Reinsurance (Barbados) Inc. (TDRB) is a reinsurance company domiciled in Barbados. The Company's ultimate parent is The Toronto-Dominion Bank (TD Bank), one of Canada’s largest financial institutions. The TDRB subsidiary has been in operation for more than 30 years and is regulated locally by The Financial Services Commission.

TDRB assumes Life & Health Insurance risks from Canadian primary insurers and General Insurance risks from an affiliate insurance company within the TD Bank Group (TDBG). TDRB also assumes Life & Health Insurance and Annuities risks from large European reinsurers and likewise retrocedes Canadian Life & Health risks to these reinsurers.

The Risk Analyst position will support the Actuarial and Risk Management strategic functions of TDRB's operations.

JOB DESCRIPTION

The Risk Analyst will report directly to the Senior Manager & Actuary, TD Reinsurance (Barbados) Inc.

Key Accountabilities:

• Assist with preparation of quarterly risk reporting via Risk Dashboards and Key Indicator Dashboards.
• Support the Actuary on annual counterparty due diligence, modelling, experience analyses, and capital reporting.
• Assist with monthly financial reporting under IFRS 17 including preparation of files and validation of results.
• Assist with the review and update of business Policies and Procedures in accordance with review cycles.
• Support the TDRB team with ad-hoc requests and other deliverables.

JOB REQUIREMENTS

• Currently enrolled in an undergraduate degree in Actuarial Sciences, Risk Management, Management, Business Administration or other related field
• Must be enrolled in an undergraduate degree with the intent of going back to school at the start of your work term
• Working knowledge of or willingness to learn Microsoft Outlook, Excel, Word, PowerPoint and collaborative software such as WebEx and MS Teams

Required Skills & Abilities:

• Strong analytical and problem-solving skills
• Ability to work under pressure in a dynamic and deadline-driven environment
• Excellent organizational skills and acute attention to detail
• Ability to work as part of a team and/or independently
• Effective written and verbal communication skills

ADDITIONAL INFORMATION

• While the majority of the TDRB Team is based in Barbados, the Risk Analyst (Summer Co-op/Intern) position is expected to be filled in Toronto, Ontario, Canada. Therefore, team collaboration will be via remote connection. The successful applicant will be required to work from a physical TD location at least 3 days per week in accordance with TD's workplace model.
• This position is a 4-month work term and will commence May 4th – August 31st , 2026.
• Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).
• We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.
• TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change.

HOURS

Monday-Friday, standard business hours

INCLUSIVENESS

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):