AFC Analytics Manager (f/m/d)

<p class="p1"><strong>Solaris</strong>&nbsp;is a tech company with a full German banking license. Our Banking-as-a-Service platform enables businesses to offer their own financial products. With our straightforward APIs, our partners can access and integrate a wide range of solutions such as digital banking, payments, cards, identification and lending services. As a market leader we are driven by bringing transformational change to the financial services industry.</p> <p class="p1">We love what we do and we love our team. We are 400+ and over 60 nationalities - a unique blend of techies, fintech enthusiasts, bankers and entrepreneurs from various industries. Our routines are built around genuinely valuing and exchanging different perspectives as well as actively sharing knowledge as we drive our business as a team. We believe and invest in personal growth.</p> <p class="p2"><strong>Role Overview</strong></p> <p class="p1">We are seeking an experienced and dedicated&nbsp;Manager to lead the development, implementation, and maintenance of our Customer Risk Rating (CRR) methodology. This role is pivotal in strengthening the firm’s financial crime framework and will be directly responsible for the preparation and execution of the Annual Risk Analysis (ARA). The successful candidate will ensure regulatory compliance and drive effective collaboration across global teams.</p> <p class="p1"><strong>Your Role</strong></p> <p class="p1"><strong>Customer Risk Rating (CRR) Methodology</strong></p> <ul class="ul1"> <li class="li1">Lead the design, documentation, and continuous refinement of the firm’s Customer Risk Rating (CRR) methodology, ensuring alignment with relevant regulatory standards.</li> <li class="li1">Oversee the effective implementation of the CRR methodology across systems and operational processes.</li> <li class="li1">Monitor and analyze the effectiveness of the CRR model and propose enhancements based on emerging risks, regulatory changes, and internal data.</li> <li class="li1">Collaboration&nbsp;with First Line of Defense (FLoD) and Know Your Customer (KYC) teams regarding the application of the CRR methodology.</li> </ul> <p class="p1"><strong>Annual Risk Analysis (ARA)</strong></p> <ul class="ul1"> <li class="li1">Manage the end-to-end preparation, execution, and documentation of the firm’s Annual Risk Analysis (ARA) related to financial crime, including Money Laundering, Terrorist Financing, Fraud and other risks.</li> <li class="li1">Gather, analyze, and synthesize data from various sources (e.g., KYC, Transaction Monitoring, regulatory updates) to identify key risk trends and vulnerabilities.</li> <li class="li1">Present detailed findings and practical recommendations from the ARA to Senior Management and relevant oversight committees.</li> </ul> <p class="p1"><strong>Stakeholder Collaboration &amp; Compliance</strong></p> <ul class="ul1"> <li class="li1">Act as the primary subject matter expert (SME) on CRR and ARA for internal stakeholders, Internal Audit, Extenrnal Audit and Technology teams.</li> <li class="li1">Work closely and collaboratively with&nbsp;<strong>First Line of Defense (FLoD)</strong>&nbsp;teams to ensure consistent and accurate application of the CRR and risk mitigation controls. Maintain strong working relationships with&nbsp;<strong>KYC</strong>&nbsp;operations and policy teams to ensure smooth integration of risk rating processes</li> <li class="li1">Maintain strong working relationships with&nbsp;<strong>KYC</strong>&nbsp;operations and policy teams to ensure smooth integration of risk rating processes.</li> <li class="li1">Ensure all methodologies and analysis procedures are fully compliant with current and future regulatory requirements.</li> </ul> <p class="p1"><strong>We'd love to see&nbsp;</strong></p> <p class="p1">Depending on your level of experience, your responsibilities and scope of role will range. We don’t care much about fancy titles, but rather about real personal and professional development, as laid out in our&nbsp;learning framework. Let’s figure together out how you can contribute to our team.</p> <ul class="ul1"> <li class="li1"><strong>Experience:</strong>&nbsp;Minimum of&nbsp;<strong>5+ years</strong>&nbsp;of professional experience in Anti Financial Crime, Compliance or a related regulatory field within the financial services industry.</li> <li class="li1"><strong>Expertise:</strong>&nbsp;Proven experience specifically in preparing Annual Risk Analysis and developing, implementing, or managing Customer/Client Risk Rating methodologies.</li> <li class="li1"><strong>Team Collaboration:</strong>&nbsp;Demonstrated experience working closely with operational teams, particularly the&nbsp;<strong>First Line of Defence</strong>&nbsp;and&nbsp;<strong>KYC/Onboarding</strong>&nbsp;teams.</li> <li class="li1"><strong>Analytical Skills:</strong>&nbsp;Strong analytical capabilities with experience in complex data analysis and risk assessment, including the preparation of formal risk reports (e.g., Annual Risk Analysis).</li> <li class="li1"><strong>Education:</strong>&nbsp;Bachelor’s degree in Finance, Law, Economics, or a related quantitative field. A relevant professional certification (e.g., ACAMS) is highly desirable.</li> </ul> <p class="p1"><strong>Benefits&nbsp;</strong></p> <ul class="ul1"> <li class="li1">Home office budget.</li> <li class="li1">Learning &amp; development budget of €1000 per year and a transparent growth framework to support your career goals.</li> <li class="li1">Competitive salary and a variable remuneration program.</li> <li class="li1">Monthly meal allowance.</li> <li class="li1">Deutschland ticket subsidy.</li> <li class="li1">28 vacation days, increasing by 2 days after 2 years and 3 days after 3 years with Solaris.</li> <li class="li1">Opportunity to&nbsp;work abroad for up to 12 weeks per year.</li> </ul> <p class="p1">&nbsp;</p> <p class="p1"><em>While job ads usually paint an ideal picture of a candidate, studies show that most applicants meet an average of 60% of the criteria. Unfortunately, many promising candidates tend to apply only if they meet all the criteria. So if you think you have what it takes, but don't necessarily meet every single item in the job description, please contact us anyway. We'd love to talk with you and find out if you might be a good fit for us.</em></p> <p class="p1">At Solaris, we are committed to nurturing an inclusive environment, where all Solarians feel valued, respected and supported. We are dedicated to building a diverse workforce that reflects the diversity of our communities. We are committed to equal employment opportunity regardless of color, ethnicity, religion, sex, origin, disability, marital status, citizenship, or gender identity. We are proud to be an equal opportunity workplace. If you have a disability or special need that requires accommodation, please let us know.</p> <p class="p1">Information on data processing:</p> <p class="p1"><br>DE:&nbsp;<a href="https://www.solarisgroup.com/gdpr_notice_de"><span class="s1">https://www.solarisgroup.com/gdpr_notice_de</span></a><br>EN:&nbsp;<a href="https://www.solarisgroup.com/gdpr_notice_en"><span class="s1">https://www.solarisgroup.com/gdpr_notice_en</span></a></p> <p class="p1"><strong>To all recruitment agencies:</strong> Solaris does not accept unsolicited agency resumes. Please do not forward resumes to our jobs alias, Solaris employees or any other venture in our ecosystem. Solaris is not responsible for any fees related to unsolicited resumes.</p>