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Senior Product Manager, Borrow
full-timeSeattle, New York, Cottonwood Heights

Summary

Location

Seattle, New York, Cottonwood Heights

Type

full-time

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About this role

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Who we are:



Shape a brighter financial future with us.


Together with our members, we’re changing the way people think about and interact with personal finance.


We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.


The Role


Borrow is one of SoFi’s largest and most strategic business units, serving millions of members and driving a meaningful share of the company’s growth. The team builds high-scale consumer lending products that sit at the intersection of trust, risk, and user experience, helping our members get their money right and move toward financial independence.


We are looking for a Senior Product Manager to own critical areas of the Borrow experience and drive measurable outcomes in a fast-growing, highly visible part of the business. This role offers real end-to-end ownership, cross-functional influence, and the chance to work on products with material impact for both members and the company.


You will act like a founder within your product area, setting direction, making tradeoffs, and holding a high bar for quality from strategy through execution and iteration.


 


What you’ll do:



  • Define and execute the vision, strategy, and roadmap for key areas within the Borrow business

  • Build disruptive, scalable borrowing experiences in a customer-centric environment that improve member outcomes and drive measurable growth

  • Act as a problem solver, working across functions to deeply understand pain points, analyze data, and rapidly test and iterate toward better solutions

  • Own the product development lifecycle: from problem definition to delivery, instrumentation, and ongoing optimization

  • Lead cross-functional teams, including Engineering, Design, Risk, Marketing, Ops, and Compliance, to bring ideas to life

  • Prioritize ruthlessly, maintain a high-quality backlog, and ensure timely execution in a fast-paced agile environment

  • Communicate progress, insights, and decisions clearly to stakeholders and executive leadership

  • Champion a customer-first mindset, translating member feedback and behavior into product improvements that delight and retain



 


What you’ll need:



  • Bachelor’s degree (preferable) or equivalent experience

  • 3+ years of experience in product management in tech or fintech

  • Strong product intuition with a proven track record of delivering high-impact solutions

  • Excellent communication skills and experience presenting to senior leadership

  • Data-driven mindset with experience using metrics to drive decision-making

  • Ability to thrive in a fast-paced, cross-functional environment with high ownership


Nice to have:



  • Experience operating within regulated industries or working closely with legal, risk, and compliance partners

  • Experience in the Fintech space

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. 

 

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Other facts

Tech stack
Product Management,Data Analysis,Cross-Functional Leadership,Agile Methodologies,Customer-Centric Design,Problem Solving,Communication,Metrics-Driven Decision Making

About SoFi

SoFi is a values-driven company on a mission to help our members get their money right. We create modern financial products and services that help people borrow, save, spend, invest, and protect their money better, so that they can achieve financial independence and realize their ambitions—from owning a home to saving for retirement, paying off their student loans, and more.

CFL #6054612; NMLS #1121636 (www.nmlsconsumeraccess.org) Advisory services through SoFi LLC, a registered investment advisor. SoFi Checking and Savings is offered through SoFi Bank, N.A. Member FDIC. SoFi Money™ is offered through SoFi Securities LLC, member FINRA/SIPC.

Team size: 1,001-5,000 employees
LinkedIn: Visit
Industry: Financial Services

What you'll do

  • The Senior Product Manager will define and execute the vision and strategy for key areas within the Borrow business, leading cross-functional teams to develop scalable borrowing experiences. This role involves owning the product development lifecycle and ensuring timely execution in a fast-paced environment.

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Frequently Asked Questions

What does a Senior Product Manager, Borrow do at SoFi?

As a Senior Product Manager, Borrow at SoFi, you will: the Senior Product Manager will define and execute the vision and strategy for key areas within the Borrow business, leading cross-functional teams to develop scalable borrowing experiences. This role involves owning the product development lifecycle and ensuring timely execution in a fast-paced environment..

Why join SoFi as a Senior Product Manager, Borrow?

SoFi is a leading Financial Services company.

Is the Senior Product Manager, Borrow position at SoFi remote?

The Senior Product Manager, Borrow position at SoFi is based in Seattle, Washington, United States and New York, United States. Contact the company through Clera for specific work arrangement details.

How do I apply for the Senior Product Manager, Borrow position at SoFi?

You can apply for the Senior Product Manager, Borrow position at SoFi directly through Clera. Click the "Apply Now" button above to start your application. Clera's AI-powered platform will help match your profile with this opportunity and guide you through the application process. You can also learn more about SoFi on their website.