Job DetailsJob Location: Oregon City - Oregon City, OR 97045Salary Range: $80,000.00 - $110,000.00 Salary/yearJoin our Team

At Rivermark, we’re more than a financial institution we’re a community of passionate people committed to transforming lives and communities together. We’re a proudly progressive credit union that values diversity, equity, and inclusion, and we celebrate the differences that make each of us unique. At Rivermark, we foster an environment where every employee can show up as their authentic self and feel a genuine sense of belonging. We’re deeply dedicated to serving historically marginalized and underserved communities, empowering our members to achieve their dreams through innovation, compassion, and personalized financial solutions. We believe that when our employees thrive, our members and communities thrive too. That’s why we’ve built a culture rooted in collaboration, growth, and inclusion, where your ideas are valued, your voice matters, and your work truly makes a difference. If you’re looking for a career with purpose and want to join a team that’s shaping a brighter, more inclusive financial future for everyone, we’d love to have you join us.

Position Overview:

Provides leadership to foster a high-performing, collaborative work environment, developing a motivated team and promoting inter-departmental cooperation. Oversees the daily processing of ACH, Zelle and other “faster payment” transactions, ensuring accuracy and timeliness. Responsible for developing and maintaining policies, procedures, and quick guides, ensuring documentation stays current with evolving trends and process improvements. Maintains expert knowledge of federal and state regulations related to various ACH, “faster payment”, and other electronic payment channels, ensuring the team receives the necessary training for compliance and development. Collaborates with leadership on hiring, promotions and disciplinary actions for team members. Partners with management and internal and external auditors for ongoing reviews on ACH and faster payment channels.

Primary Responsibilities:

Provides leadership to create a high-performing, creative, and collaborative work environment.
Develops a team of motivated, results-oriented individuals promoting cooperation among employees and other departments. Holds regular coaching and development discussions, and maintains awareness of each employee’s strengths, developmental needs, and career goals.
Oversees the daily processing and settlement of ACH, Zelle, FedNow and other faster payment transactions. Monitors and supports team to ensure member and employee requests submitted through various service request channels meet the defined service level agreement. Uses data and reporting to track performance.
Develops and maintains comprehensive written procedures and quick guides for each area of responsibility, ensuring documentation reflects evolving trends and process enhancements.
Coordinates and directs the daily operations of the functional area. Aligns work processes, job assignments, training and scheduling to support exceptional and frictionless member service.
Performs quality assurance on team’s work to monitor adherence to procedures, and service delivery to members and staff. Monitors processes and feedback for trends that could be indicative of a larger systemic issue, fraud or training needs. Communicates issues identified with appropriate management.
Partners with internal and external auditors to conduct ongoing reviews of ACH, FedNOW and other faster payment channels, ensuring regulatory compliance, risk mitigation and operational effectiveness. Leads the annual ACH Risk Assessment process, identifying control gaps and recommending enhancements to strengthen payment operations.
Inspires a culture of continuous learning and seeks opportunities to streamline work processes, systems and procedures. Recommends, advocates and participates on projects and process improvements to enhance department efficiency and overall credit union performance.
Maintains expert knowledge of federal and state regulations, Nacha rules, risks and fraud trends related to ACH and other faster payment channels. Ensures employees complete relevant training to remain compliant with regulatory requirements.

 
QualificationsMust Haves:

Bachelor’s degree. An equivalent combination of education and experience will be considered in lieu of a degree.
Minimum of three years progressive management experience.
Minimum of two years in an ACH operations role required.
Extensive knowledge and understanding of ACH operation and processes. Experience researching, analyzing, and resolving high risk ACH and faster payment transactions with a demonstrated ability to reduce risk and loss in the decision process.
Skilled at uncovering needs, understanding and defining a problem, collecting information, establishing facts, and making strong decisions. Ability to interpret and consistently apply knowledge, including how to address exception situations.
Comprehensive knowledge and understanding of all applicable credit union policies and procedures, as well as state, federal, and compliance rules and regulations including, Nacha Operating Rules, Regulation E, Regulation CC, Regulation J, OFAC, Uniform Commercial Code and Federal Operating Circulars. Possess a strong understanding of operations risk and compliance and how to effectively apply it.
Exceptional service, de-escalation, and coaching skills. Able to create an environment where employees consistently provide professional, caring and individualized experience to members and employees.
Strong collaboration and partnership skills. The ability to successfully interpret, gather, and leverage information to balance risk, and support organizational strategy and the member experience.
Able to understand risk inherent in processes and apply appropriate controls. Effectively applies knowledge when determining warranted exceptions. Uses review and analysis of available information, and the present situation, remaining focused on the member experience.
Excellent team building, goal setting and problem-solving skills. Able to build effective teams that work collaboratively with others.
Leads by example and exhibits leadership abilities that create a high-performing, creative, and collaborative work environment that supports business objectives while reflecting and advancing the credit union’s culture, vision, and values.
Ability to interact effectively and professionally in group and individual settings and develop positive internal working relationships. Helps create an environment where people feel welcome, a sense of belonging, listened to and engaged.
Strong written, verbal communication and interpersonal skills. Ability to apply solid judgment, initiative, and tact in communications with members and staff.
Maintains high standards in areas of security, accuracy, thoroughness, completeness and neatness of documentation, system input, correspondence, system upgrades and system testing. Able to maintain high levels of confidentiality.
Strong organization, planning and prioritization skills.
Successful at balancing responsibilities to ensure completion by deadlines.
Proficient in using personal computers, particularly Microsoft Office products such as Word and Excel. Must be technologically savvy, with the ability to quickly learn new systems and software applications.
Flexibility to deal with unexpected events and occasionally attend meetings and events that may occur outside of regularly scheduled work hours.
Must be available to work between the hours of 6:30 a.m. and 5 p.m., Monday through Friday. Initial training on-site at Oregon City.
This position is a hybrid work model.

Nice to Haves:

Professional certifications such as Accredited ACH Professional (AAP) or Accredited Payments Risk Professional (APRP) preferred.

We offer a competitive benefits package designed to support your well-being and professional growth. Visit our Benefits page to learn more.

Rivermark Community Credit Union is proud to be an Equal Opportunity Employer that celebrates diversity. We acknowledge the challenges in our industry and strive to develop an inclusive culture where all individuals are valued and respected.