About this role
Job Title
Loan Review Manager (Line 2 Risk)Job Description
A bit about us
Rabobank is the world’s leading specialist in food & agribusiness banking. One of our key strengths lies in our people who have a deep understanding of agriculture & are committed to adding long-term value for clients. Our commitment to our employees & clients is at the heart of everything we do.
About the Role
Rabobank’s Enterprise & Operational Risk team is a dynamic & high performing team within the banks Line 2 Risk function. Within the function is our Loan Review team, an independent unit within the Risk Department. The team is dedicated to ensuring credit compliance & delivering hindsight assurance within RAG. We now have a rare opening in the team where you will be able to make a real impact on risk management & credit quality.
Top Role Accountabilities:
- Deliver high-quality credit compliance & hindsight assurance services, including reports, analysis, & checklist development.
- Systemise & manage data sources for Loan Review & hindsighting samples.
- Collaborate with front office & Credit teams to discuss findings & drive improvements.
- Prepare quarterly reports for Executive Management with actionable insights.
- Provide expert analysis on credit policy adherence, deviations, & exceptions to support targeted Internal Audit reviews.
- Achieve KPI targets for the Loan Review function.
- Conduct Country Banking Hub & Branch visits as part of Loan Reviews when required.
- Other duties as required.
To be successful you will have:
- 7+ years’ experience in Commercial &/or Corporate Lending, ideally with a focus on Credit Risk Management.
- Background in Loan Audits is highly regarded.
- Strong strategic & commercial acumen with an ability to identify issues in proposals.
- Expertise in credit risk analysis techniques, accounting principles, & financial tools.
- An understanding of Trade Finance, Securitisation, & Asset-Based Finance.
- Experience in rural & commercial lending & knowledge of agribusiness industries.
- An ability to create clear, insightful reports & presentations for stakeholders.
- An ability to switch between big-picture thinking and detailed analysis as needed.
- Excellent communication skills - written, verbal, and presentation - with the ability to influence & negotiate.
- Proficiency in Microsoft applications & core banking systems.
What we're proud to offer you:
Rabo@Anywhere is our hybrid way of working at Rabobank & for Australia, that means we have a blend of time working between the office & home.
Wellbeing leave. These 2 extra leave days support greater work/life balance & is just another way we are helping our employees to lead happier, healthier, & more fulfilling lives.
Education Assistance Program. Rabobank values the development of its people & has a great Education Assistance Program to assist with professional development.
Parental Leave that supports you & your family while giving you the freedom & flexibility to enjoy this special time (up-to 14 weeks paid leave).
Bonus and Additional Leave. We realise sometimes 4 weeks Annual Leave isn't enough! At Rabobank we provide an incentive for eligible employees to receive 1 extra week Annual Leave & an option to purchase another 2 weeks Annual Leave.
Extra Insurance. Rabobank recognises that employees need to protect their financial wellbeing, in the event of serious illness, injury, or even death. Rabobank provides eligible permanent employees with employer-funded Death, TPD & Income Protection Insurance.
Rabo Workplace Giving program. As part of Rabobank's global Corporate Social Responsibility, Workplace Giving aims to encourage employees to contribute to our community. Rabo Workplace Giving program matches employee donations to selected Social Partners.
Our Values
Rabobank Australia values inclusion, belonging, & positive experiences for all. Our work environment, our benefits, & the way we live our values, “Client Driven”, “Responsible”, “Professional” & “Cooperative” make it a great place to work. We welcome applicants from diverse backgrounds.
Please let our Talent Acquisition team know if you need any accommodations to make our opportunities more accessible to you.
Other facts
About Rabobank
Rabobank is a cooperative bank with a mission. Our goal: to help customers realize their ambitions. We serve about 10 million customers in 47 countries. As an international financial institution, we work on the well-being and prosperity of millions of people. In the Netherlands, we serve individual and business customers. Globally, we focus on the food and agriculture sectors. For big or small challenges, in every area, people join forces in search of solutions. Rabobank has been doing this for 125 years, and we will continue to grow a better world together.
As an employer, we support the growth of colleagues every day. At Rabobank, you can work on your own development & shape the world around you. This is reflected in your own development budget, our hybrid work environment, and a good balance between your work and home life. You can work on banking matters for our individual and business customers, as well as on societal issues such as food and energy transitions.
What you'll do
- The Loan Review Manager will deliver high-quality credit compliance and hindsight assurance services, including reports and analysis. They will collaborate with front office and Credit teams to discuss findings and drive improvements.
Ready to join Rabobank?
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