Purchase Loan Officer

Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market. 

At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey.

The Purchase Loan Officer is responsible for assisting new customers as well as existing Pennymac customers from our Servicing Portfolio with their current and future purchase loan needs. As a Loan Officer, you will be provided leads to service in accordance with Pennymac policies, procedures and lending guidelines.

The Purchase Loan Officer will:

• Consult with clients about current and future needs to help them achieve their financial goals through purchase acquisitions
• Advise and educate clients on the home-buying process and how to better manage their mortgages
• Counsel new and existing borrowers on mortgage solutions as well as provide guidance and product solutions that best fit the customer’s needs
• Present all options to customers and apply transaction-appropriate pricing in accordance with company guidelines and pricing policy
• Manage pipeline activities while meeting production goals, compliance requirements and company guidelines in adherence with lending regulations
• Perform other related duties as required and assigned
• Demonstrate behaviors which are aligned with the organization’s desired culture and values

• 1+ years of origination and lending experience
• Must have current UST License
• Excellent interpersonal, written, and verbal communication skills
• Ability to multitask, work in a fast paced environment while navigating through different system applications and software
• Great sense of responsibility and organization
• Strong attention to detail and ability to work independently 
• Team player, works well with others and willing to assist peers
• Excellent critical thinking, problem solving and sound judgment skills

As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported. 

Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include: 

• Comprehensive Medical, Dental, and Vision
• Paid Time Off Programs including vacation, holidays, illness, and parental leave 
• Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations)
• Retirement benefits, life insurance, 401k match, and tuition reimbursement 
• Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships

To learn more about our benefits visit: https://pennymacnews.page.link/benefits

For residents with state required benefit information, additional information can be found at: https://www.pennymac.com/additional-benefits-information

Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below:

• Lower in range - Building skills and experience in the role
• Mid-range - Experience and skills align with proficiency in the role 
• Higher in range - Experience and skills add value above typical requirements of the role 

Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance.