About this role
Lets Write Africa's Story Together!
Old Mutual is a firm believer in the African opportunity and our diverse talent reflects this.
Job Description
We are looking for a detail‑oriented and analytical Underwriter to join our Short-Term Insurance team on a 12‑month fixed-term contract.The incumbent will be required to assess, evaluate, and underwrite risks for all lines of short-term business. Ensuring risks are accepted in line with the underwriting guidelines, rating structures, reinsurance arrangements, and regulatory requirements.
The candidate must be able to work with minimal supervision in both Personal and Commercial Lines, Motor and Non-Motor.
Risk Assessment & Underwriting
- Evaluate new business, renewals, and endorsements for all product lines.
- Assess risk exposures and determine appropriate terms, premiums, and coverage limits.
- Ensure underwriting decisions are in line with company guidelines, risk appetite, and pricing structures.
- Support Sales team by applying appropriate loadings, excesses, and conditions as deemed necessary.
Policy Administration
- Capture underwriting data accurately in TIA.
- Issue policy documentation and endorsements schedules on time.
- Process monthly renewals and ensure business retention and profitable growth.
- Ensure proper classification and coding of risks for regulatory and actuarial reporting in TIA.
Client & Broker Engagement
- Provide technical underwriting support to brokers, agents, and direct clients.
- Handle underwriting queries promptly and professionally.
- Participate in client/broker meetings to discuss any business requirements.
- Providing high quality service to brokers to ensure business retention
Compliance & Risk Management
- Ensure underwriting practices comply with local insurance legislation, regulations (including KYC regulations), and internal audit controls.
- Identify and mitigate risks associated with adverse selection, moral hazard, and fraudulent applications.
- Monitor portfolio performance and flag trends that may impact underwriting profitability in collaboration with the sales and claims teams.
Reporting & Technical Analysis
- Prepare underwriting reports as and when required e.g. productivity reports
- Work with sales, actuaries and finance teams on portfolio reviews, pricing adequacy and any credit control issues.
- Support product development initiatives with market and competitor analysis.
Skills
Action Planning, Compliance Risk Management, Computer Literacy, Data Compilation, Data Controls, Default Risk, Insurance, Insurance Product Management, Insurance Sales, Legal Practices, Management Reporting, Numerical Aptitude, Oral Communications, Personal Initiative, Professional Presentation, Regulatory Requirements, Risk Based Pricing, Risk Management, Short Term Insurance, Underwriting ManagementCompetencies
Action OrientedCollaboratesCommunicates EffectivelyEnsures AccountabilityInstills TrustManages ComplexityOptimizes Work ProcessesPlans and AlignsEducation
Bachelor Of Business (Required), Certificate Of Proficiency: Short-Term Insurance (Required)Closing Date
30 January 2026 , 23:59The Old Mutual Story!
Other facts
About Old Mutual Limited
Old Mutual Limited is a premium pan-African financial services group that offers a broad spectrum of financial solutions to retail and corporate customers across key markets in 14 countries. We have been helping our customers achieve their lifetime financial goals for over 170 years by investing their funds in ways that create positive futures for them, their families, their communities and broader society.
In this way, we significantly contribute to improving the lives of our customers and their communities while ensuring a sustainable future for our business.
We employ more than 30 000 people and operate in 14 countries across two regions Africa (South Africa, Namibia, Botswana, Zimbabwe, Kenya, Malawi, Tanzania, Nigeria, Ghana, Uganda, Rwanda, South Sudan and eSwatini) as well as Asia (China)
So why work here?
We believe you can shape the future with us – a future where we build a better Africa together. That’s why we’re committed to creating opportunities that will give you an edge on the rest. Once you’re part of our team, you will have access to the best breed of advice, tools and frameworks that will equip you to be your exceptional best. #MomentsThatMatter
What you'll do
- The Underwriter will assess, evaluate, and underwrite risks for all lines of short-term business, ensuring compliance with underwriting guidelines and regulatory requirements. The role also involves providing technical support to brokers and clients while managing policy administration and compliance.
Ready to join Old Mutual Limited?
Take the next step in your career journey