About this role
Review of credit processes, procedures, MIS, systems and policies for all Retail Credit units with a view to provide assurance from quality perspective. The objective is to recognize and surface any unrecognized risk and recommend as well as ensure implementation of appropriate corrective steps.
Ensure process reviews are conducted at agreed frequency as per calendar to ensure ‘Satisfactory’ audit rating for all departments in Retail Credit.
Ensure regulatory adherence and timely reporting.
Timely release of dashboards and reports to internal stakeholders.
Conduct credit policy assessment across Retail Credit Initiation with help from MLS. In addition, centralize financial & non-financial authority delegations of Retail Credit officials.
Establish cordial working relationships with relevant internal customers to understand roles and develop mutual understanding in order to facilitate communication and their acceptance on the review findings.
Review audit reports to be the focal point for smooth performance of audits and examinations with a view to implement better controls.
Review of high-risk activities to ensure controls are not breached in line with approved sampling criteria.
Ensure adherence of Operational risk management guidelines for all Retail Credit units.
Advance data mining skills and knowledge of reporting skills.
Other facts
About Mashreq
Disclaimer: Mashreq will never ask for your bank related information via phone call, SMS or email. We will also never contact you from a mobile number to resolve your query.
Welcome to the LinkedIn page of Mashreq. More than half a century old, we proudly think like a challenger, startup, and innovator in banking and finance, powered by a diverse and dynamic team who put customers first. Together, we pioneer key innovations and developments in banking and financial services. Our mandate? To help customers find their way to Rise Every Day, partnering with them through the highs and lows to help them reach their goals and unlock their unique vision of success. Join Mashreq and find your way to Rise Every Day.
What you'll do
- The manager will review credit processes and ensure quality assurance across Retail Credit units. They will also conduct audits, ensure regulatory adherence, and centralize authority delegations.
Ready to join Mashreq?
Take the next step in your career journey