About this role
Job Purpose
Originate, structure, and execute bespoke lending and financing solutions for Corporate, FI, Government, and Wealth clients. Deliver tailored balance-sheet and off-balance-sheet structures such as structured loans, receivables financing, collateralized facilities, leverage solutions, and hybrid structures. Support the Head of Structured Solutions in expanding the bank’s structured-financing franchise, deepening client penetration, and ensuring strong commercial outcomes with appropriate risk alignment.
Key Result Areas
Origination & Structuring
• Originate structured-lending opportunities across client segments such as corporates, financial institutions, and government-related entities.
• Structure tailored lending and financing transactions such as:
o Collateralized lending
o Structured bilateral or club facilities
o Receivables discounting
o Risk-participation structures
o Leverage or asset-backed financing
o Structured deposit-linked or hedged lending
• Design transaction economics, pricing, and repayment structures in line with client needs and bank risk appetite.
• Coordinate credit proposals, facility structures, and approval documentation.
Execution & Delivery
• Lead end-to-end execution of structured-lending transactions including term sheet negotiation, documentation, and closing.
• Liaise with Legal, Credit, Operations, and Risk to ensure accurate documentation, booking, and compliance.
• Prepare financial models, cash-flow scenarios, and collateral-valuation assessments when required.
• Ensure timely execution and smooth client experience.
Stakeholder & Market Engagement
• Support coverage teams (Corporate Banking, FI, Wealth) by providing product expertise, training, and market insights.
• Maintain strong dialogue with Trading, ALM, and Structuring teams to deliver risk-hedged financing solutions.
• Stay updated on regulatory, legal, and market changes impacting structured finance and lending.
Risk & Control
• Ensure all transactions adhere to risk, credit, and collateral frameworks, including suitability and product-governance standards.
• Monitor portfolio-level transaction performance, collateral behavior, and exposure concentrations.
• Ensure documentation, covenants, and structural protections remain robust across all deals.
Business Development & Strategy
• Identify new products or market opportunities to enhance the Structured Solutions franchise.
• Support the Head of Structured Solutions in delivering strategic revenue plans, client penetration strategies, and platform development.
Knowledge, Skills and Experience
• 10–12 years’ experience in structured lending, structured finance, or corporate/FIG solutions.
• Strong understanding of lending structures, collateral frameworks, cash-flow analysis, and credit risk.
• Experience in structuring bilateral or syndicated financing, asset-backed or receivable-backed structures, and hybrid solutions.
• Solid stakeholder-management skills and ability to work with Corporate Banking, FI, Legal, and Credit teams.
• Degree in Finance, Economics, Accounting, or related field; CFA/FRM or similar is an advantage.
Other facts
About Mashreq
Disclaimer: Mashreq will never ask for your bank related information via phone call, SMS or email. We will also never contact you from a mobile number to resolve your query.
Welcome to the LinkedIn page of Mashreq. More than half a century old, we proudly think like a challenger, startup, and innovator in banking and finance, powered by a diverse and dynamic team who put customers first. Together, we pioneer key innovations and developments in banking and financial services. Our mandate? To help customers find their way to Rise Every Day, partnering with them through the highs and lows to help them reach their goals and unlock their unique vision of success. Join Mashreq and find your way to Rise Every Day.
What you'll do
- The Director will originate, structure, and execute bespoke lending and financing solutions for various clients while supporting the Head of Structured Solutions in expanding the bank’s franchise. They will lead the execution of transactions and ensure compliance with risk and credit frameworks.
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